B.A. BA Consulting
ActiveB.A. BA Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188k and a net result of €101k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency68▼-32
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 4.96 in 2024; short-term debt: 56.8% and cash: 24.4% of total assets), but 56.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.2%
Return on assets
23.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
63 d early
2024
58 d early
2023
75 d early
2022
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€188k▼ 36.4%
2024 · €296k
2022: €102k
2023: €189k
2024: €296k
2022 → 2025
Total assets
€436k▲ 18.4%
2024 · €368k
2022: €165k
2023: €269k
2024: €368k
2022 → 2025
Net result
€101k▼ 5.6%
2024 · €107k
2022: €97k
2023: €86k
2024: €107k
2022 → 2025
Working capital
€177k▼ 38.0%
2024 · €286k
2022: €102k
2023: €189k
2024: €286k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€102k-€189k▲ 84.2%€296k▲ 56.9%€188k▼ 36.4%
Operating result€136k-€120k▼ 12.0%€130k▲ 8.6%€121k▼ 7.4%
Net result€97k-€86k▼ 11.5%€107k▲ 24.4%€101k▼ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €436k
Fixed assets
€11k▲ 7.8%
Current assets
€425k▲ 18.7%
Equity and liabilities €436k
Equity
€188k▼ 36.4%
Debt
€248k▲ 243%
The debt ratio rises from 19.6% to 56.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€123k▼
2024 · €131k
Cash flow
€103k▼
2024 · €108k
Solvency
43.2%▼
2024 · 80.4%
Current ratio
1.72▼
2024 · 4.96
Quick ratio
1.72▼
2024 · 4.96
Debt / equity
1.32▲
2024 · 0.24
ROE
53.8%▲
2024 · 36.3%
ROA
23.2%▼
2024 · 29.1%
Interest coverage
1349.95▼
2024 · 2818.19
Debt
€248k▲
2024 · €72k
Debt ≤ 1 year
€248k▲
2024 · €72k
Income taxes
€27k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€368k€436k▲
Fixed assets21/28€10k€11k▲
Tangible fixed assets22/27€10k€11k▲
Land and buildings22€10k€8k▼
Other tangible fixed assets26-€3k
Current assets29/58€358k€425k▲
Amounts receivable after more than one year29€90k€135k▲
Other amounts receivable291€90k€135k▲
Amounts receivable within one year40/41€59k€62k▲
Trade receivables40€37k€30k▼
Other amounts receivable41€22k€32k▲
Current investments50/53-€120k
Cash at bank and in hand54/58€201k€106k▼
Deferred charges and accrued income490/1€8k€1k▼
Equity and liabilities
Total equity and liabilities10/49€368k€436k▲
Equity10/15€296k€188k▼
Contributions10/11€5k€5k=
Reserves13€183k€183k=
Distributable reserves133€183k€183k=
Profit (loss) carried forward14€108k€0▼
Amounts payable17/49€72k€248k▲
Amounts payable within one year42/48€72k€248k▲
Trade debts44€1k€991▼
Suppliers440/4€1k€991▼
Taxes, remuneration and social security45€71k€38k▼
Taxes450/3€71k€38k▼
Other amounts payable47/48-€209k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€882€2k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€131k€123k▼
Operating profit (loss)9901€130k€121k▼
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€47€91▲
Recurring financial charges65€47€91▲
Profit (loss) for the period before taxes9903€136k€128k▼
Income taxes67/77€29k€27k▼
Profit (loss) for the period9904€107k€101k▼
Profit (loss) for the period to be appropriated9905€107k€101k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€209k▲
Profit (loss) brought forward from the previous period14P€556€108k▲
Profit to be distributed694/7-€209k
Return on contributions (dividend)694-€209k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €107k ▲24.4%
Net result €107k, the highest in the series.
31-12
Financial
Equity above €200kEq €296k ▲56.9%
3 profitable years in a row build equity to €296k.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €86k ▼11.5%
Net result drops to €86k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €189k ▲84.2%
2 profitable years in a row build equity to €189k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Sabotier 341428 Braine-l'AlleudGround area
1,839 m²
Building footprint
173 m²
Volume, LiDAR
1,449 m³
Parcel 25054A0001/00H011, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
B.A. BA Consulting
since 20212.325.280.238
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054A0001/00H011 | Wallonia | 1,839 m² | 1 · 173 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 14,881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:quentin@desloges.com
Phone:+32486623669