AZZIMICRO
ActiveAZZIMICRO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €67k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency62▲+7
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.14 in 2023; short-term debt: 63.1% and cash: 73.5% of total assets), and 63.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
21 d late
2022
6 d early
2021
34 d early
2020
19 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€37k▲ 82.9%
2023 · €20k
2019: €28k
2020: €55k
2021: €118k
2022: €165k
2023: €20k
2019 → 2024
Total assets
€100k▲ 47.4%
2023 · €68k
2019: €40k
2020: €79k
2021: €141k
2022: €180k
2023: €68k
2019 → 2024
Net result
€67k▲ 21.3%
2023 · €55k
2019: €22k
2020: €27k
2021: €51k
2022: €47k
2023: €55k
2019 → 2024
Working capital
€27k▲ 301%
2023 · €7k
2019: €29k
2020: €54k
2021: €117k
2022: €162k
2023: €7k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€55k-€118k▲ 115%€165k▲ 40.0%€20k▼ 87.9%€37k▲ 82.9%
Operating result€35k-€65k▲ 85.8%€61k▼ 5.8%€71k▲ 16.9%€86k▲ 19.9%
Net result€27k-€51k▲ 87.7%€47k▼ 6.7%€55k▲ 16.3%€67k▲ 21.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €100k
Fixed assets
€10k▼ 24.7%
Current assets
€89k▲ 65.5%
Equity and liabilities €100k
Equity
€37k▲ 82.9%
Debt
€63k▲ 32.4%
The debt ratio falls from 70.3% to 63.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89k▲
2023 · €74k
Cash flow
€70k▲
2023 · €58k
Solvency
36.9%▲
2023 · 29.7%
Current ratio
1.42▲
2023 · 1.14
Quick ratio
1.42▲
2023 · 1.14
Debt / equity
1.71▼
2023 · 2.37
ROE
181.6%▼
2023 · 273.7%
ROA
66.9%▼
2023 · 81.3%
Interest coverage
759.79▲
2023 · 606.69
Debt
€63k▲
2023 · €47k
Debt ≤ 1 year
€63k▲
2023 · €47k
Income taxes
€19k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€68k€100k▲
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Land and buildings22€7k€6k▼
Furniture and vehicles24€7k€4k▼
Current assets29/58€54k€89k▲
Amounts receivable within one year40/41€4k-
Trade receivables40€3k-
Other amounts receivable41€1k-
Cash at bank and in hand54/58€38k€73k▲
Deferred charges and accrued income490/1€12k€16k▲
Equity and liabilities
Total equity and liabilities10/49€68k€100k▲
Equity10/15€20k€37k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€2k€18k▲
Amounts payable17/49€47k€63k▲
Amounts payable within one year42/48€47k€63k▲
Trade debts44€4k€932▼
Suppliers440/4€4k€932▼
Taxes, remuneration and social security45€22k€12k▼
Taxes450/3€22k€12k▼
Other amounts payable47/48€22k€50k▲
Accrued charges and deferred income492/3€104€65▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€930€506▼
Gross operating margin9900€75k€89k▲
Operating profit (loss)9901€71k€86k▲
Financial charges65/66B€122€117▼
Recurring financial charges65€122€117▼
Profit (loss) for the period before taxes9903€71k€85k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€55k€67k▲
Profit (loss) for the period to be appropriated9905€55k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€202k€68k▼
Profit (loss) brought forward from the previous period14P€147k€2k▼
Profit to be distributed694/7€200k€50k▼
Return on contributions (dividend)694€200k€50k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €67k ▲21.3%
Operating result €86k, net result €67k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €165k ▲40%
4 profitable years in a row build equity to €165k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €118k ▲115%
3 profitable years in a row build equity to €118k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolvertemsesteenweg 881785 MerchtemGround area
161 m²
Building footprint
79 m²
Volume, LiDAR
424 m³
Parcel 23602H0583/00W000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wolvertemsesteenweg 88, 1785 Merchtem
since 20192.286.475.189
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602H0583/00W000 | Flanders | 161 m² | 1 · 79 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Twinters
BE 1005.490.518
Leuven · Eq €37k
Y.T.S.
BE 0434.102.417
Brugge · Eq €37k
Venar
BE 0837.979.733
Antwerpen · Eq €37k
zonnezeil
BE 0748.616.702
Gent · Eq €37k
Mercurial Motion
BE 1013.898.735
Herent · Eq €37k
Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 6,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.