AZUR & CO
ActiveAZUR & CO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+3
Solvency41▲+11
Growth85▲+42
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
62 d early
2023
29 d late
2022
32 d late
2021
25 d late
2020
31 d late
2019
102 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.44M▲ 777%
2024 · €165k
2021: €182k
2022: €181k
2023: €160k
2024: €165k
2021 → 2025
EBIT margin
0.6%▼ 0.6pp
2024 · 1.1%
2021: 5.1%
2022: 7.8%
2023: 3.1%
2024: 1.1%
2021 → 2025
Net result
€5k▲ 305%
2024 · €1k
2018: €2k
2019: €21k
2020: €-14k
2021: €928
2022: €13k
2023: €3k
2024: €1k
2018 → 2025
Working capital
€3k
2024 · €-2k
2018: €-30k
2019: €-9k
2020: €-23k
2021: €-20k
2022: €-9k
2023: €-4k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€182k-€181k▼ 0.5%€160k▼ 11.2%€165k▲ 2.6%€1.44M▲ 777%
Equity€-17k-€-3k▲ 79.4%€17€1k▲ 7,646%€7k▲ 400%
Operating result€9k-€14k▲ 52.5%€5k▼ 65.2%€2k▼ 61.4%€8k▲ 342%
Net result€928-€13k▲ 1,330%€3k▼ 73.9%€1k▼ 62.2%€5k▲ 305%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 342% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€3k▲ 6.9%
Current assets
€37k▲ 62.8%
Equity and liabilities €40k
Equity
€7k▲ 400%
Debt
€34k▲ 37.3%
The debt ratio falls from 94.9% to 83.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €4k
Cash flow
€6k▲
2024 · €3k
Solvency
16.4%▲
2024 · 5.1%
Current ratio
1.09▲
2024 · 0.92
Quick ratio
1.09▲
2024 · 0.92
Debt / equity
5.10▼
2024 · 18.58
ROE
80.0%▼
2024 · 98.7%
ROA
13.1%▲
2024 · 5.0%
Interest coverage
5.81▼
2024 · 60.37
Debt
€34k▲
2024 · €25k
Debt ≤ 1 year
€34k▲
2024 · €25k
Income taxes
€2k▲
2024 · €552
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€40k▲
Fixed assets21/28€3k€3k▲
Tangible fixed assets22/27€2k€2k▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€2k€2k▲
Financial fixed assets28€2k€2k=
Current assets29/58€23k€37k▲
Amounts receivable within one year40/41€20k€30k▲
Trade receivables40€19k€29k▲
Other amounts receivable41€899€1k▲
Cash at bank and in hand54/58€3k€53▼
Deferred charges and accrued income490/1€495€7k▲
Equity and liabilities
Total equity and liabilities10/49€26k€40k▲
Equity10/15€1k€7k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-17k€-12k▲
Amounts payable17/49€25k€34k▲
Amounts payable within one year42/48€25k€34k▲
Trade debts44€7k€17k▲
Suppliers440/4€7k€17k▲
Taxes, remuneration and social security45€2k€885▼
Taxes450/3€2k€885▼
Other amounts payable47/48€16k€16k▲
Income statement
Code20242025
Turnover70€165k€1.44M▲
Goods, raw materials, services and sundry goods60/61€160k€134k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€975▼
Other operating charges640/8€1k€982▼
Gross operating margin9900€5k€10k▲
Operating profit (loss)9901€2k€8k▲
Financial income75/76B€26€79▲
Recurring financial income75€26€79▲
Financial charges65/66B€59€2k▲
Recurring financial charges65€59€2k▲
Profit (loss) for the period before taxes9903€2k€7k▲
Income taxes67/77€552€2k▲
Profit (loss) for the period9904€1k€5k▲
Profit (loss) for the period to be appropriated9905€1k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-12k▲
Profit (loss) brought forward from the previous period14P€-19k€-17k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €928
Net result €928 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-14k ▼167%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial
Highest result since 2018net €21k ▲1151%
Operating result €21k, net result €21k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-12-2024
CIUBAN ELENA: Resigned as Managing director
18-07-2020
Cupsenar Cornel Danut: Resigned as Director
31-03-2020
Gavrilovici Danut: Resigned as Director
31-03-2020
Simon loan Florin: Resigned as Director
23-12-2019
Cupsenar Corner Danut: Resigned as Managing director
29-09-2013
ANTHOPOULOS Siméla: Resigned as Managing director
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Andromedalaan 1081200 Sint-Lambrechts-WoluweGround area
624 m²
Building footprint
515 m²
Volume, LiDAR
3,229 m³
Parcel 21018A0209/00K002, Brussels · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANDROMEDE
since 20002.094.974.623
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0209/00K002 | Brussels | 624 m² | 1 · 515 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,001 companies in sector 96102 we hold annual accounts for 460. 242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2000
Fiscal year end31-12
Activities, NACEBEL
93012
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.