AZRAF DEP
ActiveAZRAF DEP has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €2k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency74▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 2.77 in 2024; short-term debt: 50.8% and cash: 52.1% of total assets), and 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
40 d late
2022
30 d late
2021
2 d early
2020
15 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€35k▲ 5.6%
2024 · €33k
2018: €14k
2019: €17k
2020: €19k
2021: €21k
2022: €27k
2023: €31k
2024: €33k
2018 → 2025
Total assets
€71k▲ 42.9%
2024 · €49k
2018: €18k
2019: €21k
2020: €30k
2021: €35k
2022: €43k
2023: €49k
2024: €49k
2018 → 2025
Net result
€2k▼ 0.8%
2024 · €2k
2018: €765
2019: €627
2020: €2k
2021: €2k
2022: €6k
2023: €4k
2024: €2k
2018 → 2025
Working capital
€17k▼ 42.0%
2024 · €29k
2018: €6k
2019: €8k
2020: €13k
2021: €18k
2022: €25k
2023: €27k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€27k▲ 29.1%€31k▲ 14.2%€33k▲ 6.0%€35k▲ 5.6%
Operating result€2k-€8k▲ 230%€5k▼ 34.5%€3k▼ 37.5%€3k▼ 21.5%
Net result€2k-€6k▲ 253%€4k▼ 37.0%€2k▼ 51.6%€2k▼ 0.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€18k▲ 370%
Current assets
€53k▲ 15.7%
Equity and liabilities €71k
Equity
€35k▲ 5.6%
Debt
€36k▲ 117%
The debt ratio rises from 33.4% to 50.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €5k
Cash flow
€3k▼
2024 · €4k
Solvency
49.2%▼
2024 · 66.6%
Current ratio
1.47▼
2024 · 2.77
Quick ratio
1.28▼
2024 · 2.32
Debt / equity
1.03▲
2024 · 0.50
ROE
5.3%▼
2024 · 5.7%
ROA
2.6%▼
2024 · 3.8%
Interest coverage
14.91▼
2024 · 17.44
Debt
€36k▲
2024 · €16k
Debt ≤ 1 year
€36k▲
2024 · €16k
Income taxes
€555▼
2024 · €1k
Staff costs
€46k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€49k€71k▲
Fixed assets21/28€4k€18k▲
Tangible fixed assets22/27€4k€18k▲
Furniture and vehicles24€4k€18k▲
Current assets29/58€46k€53k▲
Stocks and contracts in progress3€7k€7k▼
Stocks30/36€7k€7k▼
Amounts receivable within one year40/41€7k€9k▲
Trade receivables40€7k€9k▲
Cash at bank and in hand54/58€32k€37k▲
Equity and liabilities
Total equity and liabilities10/49€49k€71k▲
Equity10/15€33k€35k▲
Contributions10/11€14k€14k=
Outside capital11€14k€14k=
Other1109/19€14k€14k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€17k€19k▲
Amounts payable17/49€16k€36k▲
Amounts payable within one year42/48€16k€36k▲
Trade debts44€10k€24k▲
Suppliers440/4€10k€24k▲
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€4k€6k▲
Income statement
Code20242025
Non-recurring operating income76A€4k-
Remuneration, social security and pensions62€45k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€3k€569▼
Gross operating margin9900€54k€51k▼
Operating profit (loss)9901€3k€3k▼
Financial income75/76B€37€35▼
Recurring financial income75€37€35▼
Financial charges65/66B€299€274▼
Recurring financial charges65€299€274▼
Profit (loss) for the period before taxes9903€3k€2k▼
Income taxes67/77€1k€555▼
Profit (loss) for the period9904€2k€2k▼
Profit (loss) for the period to be appropriated9905€2k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€19k▲
Profit (loss) brought forward from the previous period14P€15k€17k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
20-03
State Gazette act
Registered office · Resignations & appointmentsGeneral meeting · Director resignation · Director discharge4 facts ▸
State Gazette act
Registered office · Resignations & appointments
General meeting · Director resignation · Director discharge4 facts ▸
- General meeting, 02/03/2026
- Director resignation, Bouarfa Mohamed (administrateur)
- Director discharge, Bouarfa Mohamed
- Registered-office move, Chaussée d'Alsemberg 897 1180 Uccle
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €6k ▲253%
Operating result €8k, net result €6k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €627 ▼18.1%
Net result drops to €627, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-03-2026
Resigned as Director
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 8971180 UkkelGround area
2,901 m²
Building footprint
2,720 m²
Volume, LiDAR
33,396 m³
2 parcels, Brussels · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AZRAF DEP
since 20162.265.149.839
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0330/00E002 | Brussels | 2,554 m² | 1 · 2,392 m² | 19.5 m · 5 fl. |
| 21616A0121/00Y002 | Brussels | 347 m² | 1 · 329 m² | 17.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 683 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2016
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
52210Service activities incidental to land transportation
33170Repair, maintenance and installation of machinery and equipment
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:AZRAF.DEP.SPRL@HOTMAIL.COM
Phone:+32488158291