Financials
- Fiscal year
- 2025
- Total assets
- €29,636
- Loss
- -€11,779
- Solvency
- 10.9%
AZM CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of AZM CONCEPT is 6.9% (elevated). The 2025 annual accounts show equity of €3,221 and a net result of -€11,779. Its solvency ranks better than 34% of 16,193 sector peers (NACE 56, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€29,636total assets 2025
- Equity
- €3,221
- Loss
- -€11,779
Turnover not published (abridged schema)
Structure
Accounts filed 31 days late0 of 3 deeds read
Why 33- Sector Food and beverage service activities (NACE 56)- Founded in 2025- Latest accounts 31 days late; 1 of the last 3 late- 1 change of registered office in 24 monthsShow the evidence
Checked score
Score 2025
33
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 17% of its sector peers (NACE 56, micro)
Financial strength
Weak
Solvency
36
equity 10.9% of total assets
Liquidity
11
short-term debt 89.1% · cash 8.2%
Profitability
0
return on assets -39.7%
Bankruptcy probability, 12 months
6.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 7.2%
07-2026: 7.2%● unchanged vs 06-2026
08-2026: 7.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 6.8%▼ -0.5 percentage points vs 08-2026lowest value
10-2026: 6.9%▲ +0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.22; short-term debt: 89.1% and cash: 8.2% of total assets), and 89.1% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 34% on solvency, 10% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 27-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
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