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AZIZ

Active
Private limited companyfounded 1998active for 28 yearsBaronsdreef 7, 9160 Lokeren, BelgiumKBO/BCE: BE 0463.902.401
Summary

AZIZ has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152,706 and a net result of -€18,992. Equity has been growing by about 2.6% per year since 2018. Its solvency ranks better than 67% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-07-1998 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 5 others
Joint committees
200 Aanvullend Paritair Comité voor de bedienden
112 Paritair Comité voor het garagebedrijf · annual accounts 30-06-2025
Establishment units
2.088.158.194 9250 Waasmunster, since 27-08-1998
2.151.533.046 9160 Lokeren, since 08-02-2006
Financial year end
30 June
Peppol
Reachable since 18-03-2026

Board and ownership

Board
  • Baddou JamalDirector · since 16-12-2019

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Gross margin
€16,905
▼ 68.9%
Turnover
≈ €260,000
estimated
Loss
€18,992
Equity
€152,706
▼ 11.1%
Total assets
€285,986
▼ 8.3%
Employees on 30-06-2025
1
▼ 50.0%
Score breakdownraises riskLoss of €18,992 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.13, cash €145,471Founded in 1998Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 78-2
equity 53.4% of total assets
Liquidity 77+17
short-term debt 46.6% · cash 50.9%
Profitability 10-53
return on assets -6.6%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.1%▼ -0.2 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.13 (2.21 in 2024), above the usual 1.5. Short-term debt is 46.6% and cash 50.9% of total assets. 46.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 67% of them on solvency, 82% on liquidity, 17% on profitability and 25% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €18,992 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.13, cash €145,471
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
18 days early
2023
28 days early
2022
20 days early
2021
18 days early
2020
40 days early
2018
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 13 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 88% of companies in retail tradesector median €5,084 · 22,754 companies -€18,992 View
  • Positive: Filed on time since financial year 2017accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as AZIZ: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €233,000 and €321,000, founded between 1995 and 1998.

CompanyTotal assetsGross margin
AZIZ Lokeren€285,986€16,905
BEVERLY CARS Denderleeuw€232,546€18,129
Ceenaeme Didier Motors Ichtegem€304,820€18,473
FIRST CAR Tubize€267,679€15,056
PHILIPS CARS Asse€287,396€14,532
J.T.C. Profondeville€321,243€22,253
VERLIN CARS Dentergem€235,316€20,823
Full comparison

Key facts about AZIZ

What is the company number of AZIZ?
The company number of AZIZ is 0463.902.401. The VAT number is the same number with BE in front: BE 0463.902.401.
Where is AZIZ based?
The registered office is at Baronsdreef 7, 9160 Lokeren.Company details
What does AZIZ do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of AZIZ?
The legal form of AZIZ is Private limited company (BV).
When was AZIZ founded?
AZIZ was founded on 28-07-1998.
Is AZIZ still active?
Yes, AZIZ is an active enterprise in the KBO register.
How many employees does AZIZ have?
AZIZ had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does AZIZ fall under?
In its 30-06-2025 annual accounts, AZIZ states joint committees 200 (Aanvullend Paritair Comité voor de bedienden) and 112 (Paritair Comité voor het garagebedrijf).
What is the turnover of AZIZ?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €16,905 and 73 comparable companies (NACE 47811). It probably lies between €130,000 and €770,000. It is a rough estimate.
Is AZIZ profitable?
In financial year 2025, AZIZ made a loss of €18,992.
Where can I find the annual accounts of AZIZ?
AZIZ filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AZIZ due?
AZIZ must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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