Azimut
ActiveSummary
Azimut has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168,819 and a net result of €15,764. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 83% of 942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▲+15
Solvency100▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 41.65 against 98.63 in 2024; short-term debt: 2.4% and cash: 95.5% of total assets), and 17.3% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
7.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €168,819
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
20 d late
2023
37 d early
2022
42 d early
2021
41 d early
2020
38 d early
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15,764▲ 309%
2024 · €3,854
Working capital
€195,141▼ 6.3%
2024 · €208,311
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,788▲ 77.8%€35,067▼ 7.2%-€42,957€4,022€19,477▲ 384%
Net result€15,711within the sector's middle half▲ 63.1%€16,450within the sector's middle half▲ 4.7%-€38,082below the sector's middle half€3,854within the sector's middle half€15,764within the sector's middle half▲ 309%
Equity€171,586within the sector's middle half▲ 10.1%€188,036within the sector's middle half▲ 9.6%€149,953within the sector's middle half▼ 20.3%€153,807within the sector's middle half▲ 2.6%€168,819within the sector's middle half▲ 9.8%
Total assets€495,207within the sector's middle half▲ 20.0%€436,402within the sector's middle half▼ 11.9%€296,423below the sector's middle half▼ 32.1%€214,207below the sector's middle half▼ 27.7%€204,255below the sector's middle half▼ 4.6%
Debt€234,364▲ 40.4%€159,780▼ 31.8%€59,133▼ 63.0%€2,134▼ 96.4%€6,169▲ 189%
Working capital€265,178within the sector's middle half▲ 10.0%€274,751within the sector's middle half▲ 3.6%€233,819within the sector's middle half▼ 14.9%€208,311within the sector's middle half▼ 10.9%€195,141within the sector's middle half▼ 6.3%
Solvency34.6%within the sector's middle half▼ 3.1pp43.1%within the sector's middle half▲ 8.4pp50.6%within the sector's middle half▲ 7.5pp71.8%above the sector's middle half▲ 21.2pp82.7%above the sector's middle half▲ 10.8pp
Current ratio2.18within the sector's middle half▼ 0.272.74within the sector's middle half▲ 0.564.97above the sector's middle half▲ 2.2398.63above the sector's middle half▲ 93.6641.65above the sector's middle half▼ 56.98
Return on assets (ROA)3.2%within the sector's middle half▲ 0.8pp3.8%within the sector's middle half▲ 0.6pp-12.8%below the sector's middle half▼ 16.6pp1.8%within the sector's middle half▲ 14.6pp7.7%within the sector's middle half▲ 5.9pp
Staff (FTE)0.5below the sector's middle half=0.5below the sector's middle half=0.5below the sector's middle half=0.1below the sector's middle half▼ 80.0%
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 384% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204,255
Fixed assets
€4,313 ▲ 14.6%
Current assets
€199,942 ▼ 5.0%
Equity and liabilities €204,255
Equity
€168,819 ▲ 9.8%
Provisions
€29,267 ▼ 49.8%
Debt
€6,169 ▲ 189%
Debt's share of the balance-sheet total rises from 1.0% to 3.0%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.04▲
2024 · 0.01
ROE
9.3%▲
2024 · 2.5%
Debt ≤ 1 year
€4,800▲
2024 · €2,134
Income taxes
€3,620▲
2024 · €1,565
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €498,585 | €458,563 | €190,992 | €25,667 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €9,357 | - | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€539 | -€670 | -€1,249 | -€29,071 | -€29,000 | ▲ 0.2% |
| Other operating charges640/8 | €84,326 | €81,336 | €31,820 | €2,636 | €662 | ▼ 74.9% |
| Gross operating margin9900 | €629,517 | €574,295 | €178,606 | €3,255 | -€8,861 | ▼ 372% |
| Operating profit (loss)9901 | €37,788 | €35,067 | -€42,957 | €4,022 | €19,477 | ▲ 384% |
| Financial income75/76B | €1 | €2,279 | €5,263 | €1,617 | €165 | ▼ 89.8% |
| Recurring financial income75 | €1 | €2,279 | €5,263 | €1,617 | €165 | ▼ 89.8% |
| Financial charges65/66B | €1,355 | €700 | €379 | €220 | €259 | ▲ 17.8% |
| Recurring financial charges65 | €1,355 | €700 | €379 | €220 | €259 | ▲ 17.8% |
| Profit (loss) for the period before taxes9903 | €36,434 | €36,646 | -€38,073 | €5,419 | €19,384 | ▲ 258% |
| Income taxes67/77 | €20,723 | €20,196 | €9 | €1,565 | €3,620 | ▲ 131% |
| Profit (loss) for the period9904 | €15,711 | €16,450 | -€38,082 | €3,854 | €15,764 | ▲ 309% |
| Transfer from tax-exempt reserves789 | €18,000 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €33,711 | €16,450 | -€38,082 | €3,854 | €15,764 | ▲ 309% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €495,207 | €436,402 | €296,423 | €214,207 | €204,255 | ▼ 4.6% |
| Fixed assets21/28 | €6,058 | €3,763 | €3,763 | €3,763 | €4,313 | ▲ 14.6% |
| Intangible fixed assets21 | - | - | - | - | €551 | - |
| Financial fixed assets28 | €6,058 | €3,763 | €3,763 | €3,763 | €3,763 | = |
| Current assets29/58 | €489,149 | €432,640 | €292,660 | €210,444 | €199,942 | ▼ 5.0% |
| Amounts receivable after more than one year29 | - | €2,295 | €2,295 | €2,295 | €2,295 | = |
| Other amounts receivable291 | - | €2,295 | €2,295 | €2,295 | €2,295 | = |
| Amounts receivable within one year40/41 | €110,555 | €296,674 | €219,951 | €4,420 | €2,276 | ▼ 48.5% |
| Trade receivables40 | €106,382 | €77,659 | €5,601 | €2,063 | €2,276 | ▲ 10.4% |
| Other amounts receivable41 | €4,173 | €219,015 | €214,350 | €2,357 | - | - |
| Cash at bank and in hand54/58 | €378,091 | €132,980 | €70,168 | €203,475 | €195,134 | ▼ 4.1% |
| Deferred charges and accrued income490/1 | €503 | €691 | €247 | €254 | €236 | ▼ 7.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €495,207 | €436,402 | €296,423 | €214,207 | €204,255 | ▼ 4.6% |
| Equity10/15 | €171,586 | €188,036 | €149,953 | €153,807 | €168,819 | ▲ 9.8% |
| Contributions10/11 | €9,250 | €9,250 | €9,250 | €9,250 | €9,250 | = |
| Reserves13 | €1,373 | €1,373 | €1,373 | €1,373 | €1,373 | = |
| Non-distributable reserves130/1 | €1,373 | €1,373 | €1,373 | €1,373 | €1,373 | = |
| Reserves not available under the articles1311 | €1,373 | €1,373 | €1,373 | €1,373 | €1,373 | = |
| Profit (loss) carried forward14 | €160,963 | €177,413 | €139,331 | €143,185 | €158,197 | ▲ 10.5% |
| Provisions and deferred taxes16 | €89,257 | €88,587 | €87,337 | €58,267 | €29,267 | ▼ 49.8% |
| Provisions for liabilities and charges160/5 | €89,257 | €88,587 | €87,337 | €58,267 | €29,267 | ▼ 49.8% |
| Environmental obligations163 | €89,257 | €88,587 | €87,337 | €58,267 | €29,267 | ▼ 49.8% |
| Amounts payable17/49 | €234,364 | €159,780 | €59,133 | €2,134 | €6,169 | ▲ 189% |
| Amounts payable within one year42/48 | €223,971 | €157,889 | €58,841 | €2,134 | €4,800 | ▲ 125% |
| Trade debts44 | €199,304 | €113,430 | €34,742 | €602 | €657 | ▲ 9.1% |
| Suppliers440/4 | €168,539 | €90,906 | €32,442 | €602 | €657 | ▲ 9.1% |
| Bills of exchange payable441 | €30,765 | €22,524 | €2,300 | - | - | - |
| Taxes, remuneration and social security45 | €24,290 | €44,458 | €24,100 | €1,531 | €4,144 | ▲ 171% |
| Taxes450/3 | €20,761 | €40,957 | €20,211 | €1,531 | €4,144 | ▲ 171% |
| Remuneration and social security454/9 | €3,529 | €3,501 | €3,889 | - | - | - |
| Other amounts payable47/48 | €378 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | €10,393 | €1,892 | €291 | - | €1,369 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,711 | €16,450 | -€38,082 | €3,854 | €15,764 | ▲ 309% |
| Operating cash flow (approximation) | €15,711 | €16,450 | -€38,082 | €3,854 | €15,764 | ▲ 309% |
| Investment in fixed assets (approximation) | - | €2,295 | €0 | €0 | -€551 | - |
| Change in cash | - | -€245,111 | -€62,812 | €133,307 | -€8,341 | ▼ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
31-12
Financial
Back to profitnet €3,854
Net result €3,854 after one loss-making year.
31-12
Financial
Liquidity times 20current ratio 98.63
Current ratio from 4.97 to 98.63; short-term debt falls from €58,841 to €2,134.
31-12
Financial
Equity above €150,000Eq €153,807 ▲2.6%
Equity rises from €149,953 to €153,807.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet -€38,082
Net result drops to -€38,082, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €150,000Eq €155,875 ▲4.7%
3 profitable years in a row build equity to €155,875.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 25 acts read
About the unread acts
We know of 25 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
25 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2000
Ground area
1.3 ha
Building footprint
655 m²
Parcel 52047B0063/00V000, Wallonia. Linked by address, not a title deed.
28
companies at this address
See who is registered here
1 establishment unit
Azimut
since 20002.096.340.937
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52047B0063/00V000 | Wallonia | 1.3 ha | 1 · 655 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Sourceaccounts Crédal 202427.03%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 7,081 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCooperative company
Founded17-11-1999
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0467278593
Registered
27-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.