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AZA

Active
Private limited companyfounded 199036 yrs activeOpzichterstraat 154, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0440.521.243
Summary

AZA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,855 and a net result of €2,644. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 95% of 4814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

What they do
On-demand passenger transport by chauffeured vehicle
NACE 49330Non-scheduled passenger transport by road NACE 49320NACE 60220
1 site
How big
€13,123total assets 2025
Equity
€12,855
Profit
€2,644
Turnover not published (abridged schema)
Financially healthy?
73 Healthy Checked score 2025
Bankruptcy chance 12 m
1.4%
Who decides
Accounts 21 d early0 of 7 deeds read
Why 73- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profile+ Growing equityLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability88▼-12
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 11.68 against 1.06 in 2024; short-term debt: 2% and cash: 0.5% of total assets), and 2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98%
Return on assets
20.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €12,855
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
7 d late
2023
9 d late
2022
14 d late
2021
8 d late
2020
1 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity times 11current ratio 11.68
  3. Annual accounts filedfiscal year 2024 · micro…

Financials

Fiscal year 2025Total assets €13,123Profit €2,644Solvency 98.0%Liquidity 11.68
Total assets
€13,123▼ 4.8%
2018 - 2025
Net result
€2,644▼ 42.3%
2018 - 2025
Equity
€12,855▲ 25.9%
2018 - 2025
Solvency
98.0%▲ 23.9pp
2018 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years8 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€8,147-€4,394▲ 46.1%€7,074€4,580▼ 35.3%€2,644▼ 42.3%
Net result-€8,559below the sector's middle half-€4,394below the sector's middle half▲ 48.7%€7,074within the sector's middle half€4,580within the sector's middle half▼ 35.3%€2,644within the sector's middle half▼ 42.3%
Equity€2,951below the sector's middle half▼ 74.4%-€1,442below the sector's middle half€5,632below the sector's middle half€10,211within the sector's middle half▲ 81.3%€12,855within the sector's middle half▲ 25.9%
Total assets€13,357below the sector's middle half▼ 34.8%€10,280below the sector's middle half▼ 23.0%€14,485below the sector's middle half▲ 40.9%€13,782below the sector's middle half▼ 4.8%€13,123below the sector's middle half▼ 4.8%
Debt€10,406▲ 15.9%€11,722▲ 12.7%€8,853▼ 24.5%€3,571▼ 59.7%€267▼ 92.5%
Working capital-€9,693below the sector's middle half▼ 157%-€11,442below the sector's middle half▼ 18.0%-€6,125within the sector's middle half▲ 46.5%€211within the sector's middle half€2,855within the sector's middle half▲ 1,251%
Solvency22.1%within the sector's middle half▼ 34.1pp-14.0%below the sector's middle half▼ 36.1pp38.9%within the sector's middle half▲ 52.9pp74.1%above the sector's middle half▲ 35.2pp98.0%above the sector's middle half▲ 23.9pp
Current ratio0.07below the sector's middle half▼ 0.510.02below the sector's middle half▼ 0.040.31below the sector's middle half▲ 0.281.06within the sector's middle half▲ 0.7511.68above the sector's middle half▲ 10.62
Return on assets (ROA)-64.1%below the sector's middle half▼ 64.4pp-42.7%below the sector's middle half▲ 21.3pp48.8%above the sector's middle half▲ 91.6pp33.2%above the sector's middle half▼ 15.6pp20.1%above the sector's middle half▼ 13.1pp
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2021: -€8,147-€8,147Net result 2021: -€8,559-€8,559Operating result 2022: -€4,394-€4,394Net result 2022: -€4,394-€4,394Operating result 2023: €7,074€7,074Net result 2023: €7,074€7,074Operating result 2024: €4,580€4,580Net result 2024: €4,580€4,580Operating result 2025: €2,644€2,644Net result 2025: €2,644€2,64420212022202320242025€0€2,000€4,000€6,000€8,000Operating result 2023: €7,074€7,070Net result 2023: €7,074€7,070Operating result 2024: €4,580€4,580Net result 2024: €4,580€4,580Operating result 2025: €2,644€2,640Net result 2025: €2,644€2,640202320242025
The operating result has fallen two years in a row; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13,123
Fixed assets €10,000 =
Current assets €3,123 ▼ 17.4%
Equity and liabilities €13,123
Equity €12,855 ▲ 25.9%
Debt €267 ▼ 92.5%
Debt's share of the balance-sheet total falls from 25.9% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.02▼
2024 · 0.35
ROE
20.6%▼
2024 · 44.8%
Debt ≤ 1 year
€267▼
2024 · €3,571
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€13,782€13,123▼
Fixed assets21/28€10,000€10,000=
Intangible fixed assets21€10,000€10,000=
Current assets29/58€3,782€3,123▼
Amounts receivable within one year40/41€2,714€3,061▲
Other amounts receivable41€2,714€3,061▲
Cash at bank and in hand54/58€1,068€62▼
Equity and liabilities
Total equity and liabilities10/49€13,782€13,123▼
Equity10/15€10,211€12,855▲
Contributions10/11€7,437€7,437=
Reserves13€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Profit (loss) carried forward14€915€3,559▲
Amounts payable17/49€3,571€267▼
Amounts payable within one year42/48€3,571€267▼
Trade debts44€611-
Suppliers440/4€611-
Other amounts payable47/48€2,960€267▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,756-
Gross operating margin9900€6,336€2,644▼
Operating profit (loss)9901€4,580€2,644▼
Profit (loss) for the period before taxes9903€4,580€2,644▼
Profit (loss) for the period9904€4,580€2,644▼
Profit (loss) for the period to be appropriated9905€4,580€2,644▼
Appropriation of the result
Profit (loss) to be appropriated9906€915€3,559▲
Profit (loss) brought forward from the previous period14P-€3,664€915▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62--€195---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,645€2,645€1,756€1,756--
Other operating charges640/8€695€348€956---
Gross operating margin9900-€4,808-€1,401€9,981€6,336€2,644▼ 58.3%
Operating profit (loss)9901-€8,147-€4,394€7,074€4,580€2,644▼ 42.3%
Profit (loss) for the period before taxes9903-€8,147-€4,394€7,074€4,580€2,644▼ 42.3%
Income taxes67/77€412-----
Profit (loss) for the period9904-€8,559-€4,394€7,074€4,580€2,644▼ 42.3%
Profit (loss) for the period to be appropriated9905-€8,559-€4,394€7,074€4,580€2,644▼ 42.3%
Line20212022202320242025Change
Assets
Total assets20/58€13,357€10,280€14,485€13,782€13,123▼ 4.8%
Fixed assets21/28€12,645€10,000€11,756€10,000€10,000=
Intangible fixed assets21€10,000€10,000€10,000€10,000€10,000=
Tangible fixed assets22/27€2,645-€1,756---
Furniture and vehicles24€2,645-€1,756---
Current assets29/58€713€280€2,728€3,782€3,123▼ 17.4%
Amounts receivable within one year40/41€710€280€1,853€2,714€3,061▲ 12.8%
Other amounts receivable41€710€280€1,853€2,714€3,061▲ 12.8%
Cash at bank and in hand54/58€2-€876€1,068€62▼ 94.2%
Equity and liabilities
Total equity and liabilities10/49€13,357€10,280€14,485€13,782€13,123▼ 4.8%
Equity10/15€2,951-€1,442€5,632€10,211€12,855▲ 25.9%
Contributions10/11€7,437€7,437€7,437€7,437€7,437=
Reserves13€1,859€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859€1,859€1,859€1,859=
Profit (loss) carried forward14-€6,345-€10,738-€3,664€915€3,559▲ 289%
Amounts payable17/49€10,406€11,722€8,853€3,571€267▼ 92.5%
Amounts payable within one year42/48€10,406€11,722€8,853€3,571€267▼ 92.5%
Trade debts44---€611--
Suppliers440/4---€611--
Other amounts payable47/48€10,406€11,722€8,853€2,960€267▼ 91.0%
Line20212022202320242025Change
Profit (loss) for the period9904-€8,559-€4,394€7,074€4,580€2,644▼ 42.3%
+ Depreciation and write-downs630€2,645€2,645€1,756€1,756--
Operating cash flow (approximation)-€5,915-€1,749€8,830€6,336€2,644▼ 58.3%
Investment in fixed assets (approximation)-€0-€3,512€0€0-
Change in cash---€193-€1,007▼ 622%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 6,680 companies in this sector we hold annual accounts for 2,305. 1,980 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

14 eventsLatest 10-07-2026Next filing 31-07-2027

History

AZA was incorporated on 22 May 1990.1 Total assets went from €12,293 in 2018 to €13,123 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity times 11current ratio 11.68
Current ratio from 1.06 to 11.68; short-term debt falls from €3,571 to €267.
07-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial Liquidity triplescurrent ratio 1.06
Current ratio from 0.31 to 1.06; short-term debt falls from €8,853 to €3,571.
09-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial Back to profitnet €7,074
Net result €7,074 after 2 loss-making years.
14-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
08-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial Weakest financial yearnet -€8,559
Net result drops to -€8,559, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
09-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Company details

Private limited company · founded 22-05-1990Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded22-05-1990
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
E-invoicing
Reachable via Peppol
Peppol ID 0208:0440521243
Also 9925:BE0440521243
Registered 13-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1990
seat establishment The establishment unit on the map
Ground area
2.0 ha
Building footprint
4,533 m²
Volume, LiDAR
95,940 m³
2 parcels, Brussels · tallest building 30.8 m, ±7 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Raketstraat 66, 1130 Brussel
NACE 60212
since 1990unit no. 2.049.249.120
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21821C0080/00X004 Brussels 2.0 ha 1 · 4,415 m² 30.8 m · 7 fl.
21012A0078/00C007 Brussels 119 m² 1 · 118 m² 19.8 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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