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AZ SERVICES

Open bankruptcy
Private limited companyfounded 2009Rue Saint-Jean 10, 1435 Mont-Saint-Guibert, BelgiumKBO/BCE: BE 0818.614.870

A bankruptcy procedure is open for AZ SERVICES according to publications in the Belgian State Gazette; curator: CHRISTOPHE BAUDOUX.

Summary

The 2024 annual accounts show equity of €174,073 and a net result of €29,832.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Walloon Brabant
Declared bankrupt
19 March 2026
Supervising judge
Eric De Volder
Official Gazette
26-03-2026 (pdf) ↗search the document for 2026/113318

Deadlines

Appeal or third-party opposition until
passed on 10 April 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 18 April 2026art. XX.104 and XX.155 CEL
First verification report
passed on 30 April 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
19 March 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
28 d late
2023
61 d late
2022
23 d late
2021
30 d late
2020
30 d late
2019
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AZ SERVICES was incorporated on 17 September 2009.1 Total assets rose from EUR 161,863 in 2018 to EUR 280,655 in 2024.2 On 19 March 2026 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024
  3. 3Belgian State Gazette, 26-03-2026

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€174,073▲ 20.7%
2023 · €144,241
Total assets
€280,655▲ 22.5%
2023 · €229,098
Net result
€29,832▲ 34.7%
2023 · €22,154
Working capital
€170,019▲ 18.3%
2023 · €143,658
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€49,525▲ 6.8%€22,621▼ 54.3%€9,192▼ 59.4%€38,801▲ 322%€44,705▲ 15.2%
Net result€30,554within the sector's middle half▼ 15.0%€12,837within the sector's middle half▼ 58.0%-€661below the sector's middle half€22,154within the sector's middle half€29,832within the sector's middle half▲ 34.7%
Equity€109,911within the sector's middle half▲ 38.5%€122,748within the sector's middle half▲ 11.7%€122,087within the sector's middle half▼ 0.5%€144,241within the sector's middle half▲ 18.1%€174,073above the sector's middle half▲ 20.7%
Total assets€190,778within the sector's middle half▲ 26.3%€200,660within the sector's middle half▲ 5.2%€204,571within the sector's middle half▲ 1.9%€229,098within the sector's middle half▲ 12.0%€280,655above the sector's middle half▲ 22.5%
Debt€80,867▲ 12.8%€77,912▼ 3.7%€82,485▲ 5.9%€84,857▲ 2.9%€106,582▲ 25.6%
Working capital€104,993within the sector's middle half▲ 37.0%€119,261within the sector's middle half▲ 13.6%€120,437within the sector's middle half▲ 1.0%€143,658above the sector's middle half▲ 19.3%€170,019above the sector's middle half▲ 18.3%
Solvency57.6%within the sector's middle half▲ 5.1pp61.2%within the sector's middle half▲ 3.6pp59.7%within the sector's middle half▼ 1.5pp63.0%within the sector's middle half▲ 3.3pp62.0%within the sector's middle half▼ 0.9pp
Current ratio2.30within the sector's middle half▲ 0.232.53within the sector's middle half▲ 0.232.46within the sector's middle half▼ 0.072.70within the sector's middle half▲ 0.242.60within the sector's middle half▼ 0.11
Return on assets (ROA)16.0%within the sector's middle half▼ 7.8pp6.4%within the sector's middle half▼ 9.6pp-0.3%below the sector's middle half▼ 6.7pp9.7%within the sector's middle half▲ 10.0pp10.6%within the sector's middle half▲ 1.0pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2020: €49,525€49,525Net result 2020: €30,554€30,554Operating result 2021: €22,621€22,621Net result 2021: €12,837€12,837Operating result 2022: €9,192€9,192Net result 2022: -€661-€661Operating result 2023: €38,801€38,801Net result 2023: €22,154€22,154Operating result 2024: €44,705€44,705Net result 2024: €29,832€29,83220202021202220232024-€20,000€0€20,000€40,000Operating result 2022: €9,192€9,190Net result 2022: -€661-€661Operating result 2023: €38,801€38,800Net result 2023: €22,154€22,200Operating result 2024: €44,705€44,700Net result 2024: €29,832€29,800202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €280,655
Fixed assets €4,054 ▲ 319%
Current assets €276,601 ▲ 21.2%
Equity and liabilities €280,655
Equity €174,073 ▲ 20.7%
Debt €106,582 ▲ 25.6%
Debt's share of the balance-sheet total rises from 37.0% to 38.0%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€45,194▲
2023 · €40,342
Cash flow
€30,321▲
2023 · €23,695
Debt to equity
0.61▲
2023 · 0.59
ROE
17.1%▲
2023 · 15.4%
Interest coverage
6.80▲
2023 · 4.30
Debt ≤ 1 year
€106,582▲
2023 · €84,472
Income taxes
€14,907▲
2023 · €12,097
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€229,098€280,655▲
Fixed assets21/28€967€4,054▲
Tangible fixed assets22/27€967€4,054▲
Furniture and vehicles24€967€916▼
Other tangible fixed assets26-€3,138
Current assets29/58€228,130€276,601▲
Amounts receivable after more than one year29€160,000€160,000=
Other amounts receivable291€160,000€160,000=
Amounts receivable within one year40/41€67,256€107,095▲
Trade receivables40€31,525€44,648▲
Other amounts receivable41€35,731€62,447▲
Cash at bank and in hand54/58€874€9,506▲
Equity and liabilities
Total equity and liabilities10/49€229,098€280,655▲
Equity10/15€144,241€174,073▲
Contributions10/11€6,200€6,200=
Outside capital11€6,200-
Other1109/19€6,200-
Reserves13€67,405€97,238▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€65,545€95,378▲
Profit (loss) carried forward14€70,636€70,636=
Amounts payable17/49€84,857€106,582▲
Amounts payable within one year42/48€84,472€106,582▲
Financial debts43€25,003€9,715▼
Credit institutions430/8€25,003€9,715▼
Trade debts44€5,382€14,694▲
Suppliers440/4€5,382€14,694▲
Taxes, remuneration and social security45€54,087€82,173▲
Taxes450/3€54,087€82,173▲
Accrued charges and deferred income492/3€384€0▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,541€489▼
Other operating charges640/8€4,454€4,883▲
Gross operating margin9900€44,796€50,076▲
Operating profit (loss)9901€38,801€44,705▲
Financial income75/76B€4,831€6,678▲
Recurring financial income75€4,831€6,678▲
Financial charges65/66B€9,381€6,644▼
Recurring financial charges65€9,381€6,644▼
Profit (loss) for the period before taxes9903€34,251€44,739▲
Income taxes67/77€12,097€14,907▲
Profit (loss) for the period9904€22,154€29,832▲
Profit (loss) for the period to be appropriated9905€22,154€29,832▲
Appropriation of the result
Profit (loss) to be appropriated9906€92,790€100,468▲
Profit (loss) brought forward from the previous period14P€70,636€70,636=
Transfer to equity691/2€22,154€29,832▲
To other reserves6921€22,154€29,832▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,295€2,457€1,838€1,541€489▼ 68.3%
Other operating charges640/8-€1,764€3,978€4,454€4,883▲ 9.6%
Gross operating margin9900€54,084€26,842€15,007€44,796€50,076▲ 11.8%
Operating profit (loss)9901€49,525€22,621€9,192€38,801€44,705▲ 15.2%
Financial income75/76B-€4,000€4,860€4,831€6,678▲ 38.2%
Recurring financial income75€4,000€4,000€4,860€4,831€6,678▲ 38.2%
Financial charges65/66B-€6,099€11,641€9,381€6,644▼ 29.2%
Recurring financial charges65€4,584€6,099€11,641€9,381€6,644▼ 29.2%
Profit (loss) for the period before taxes9903€48,941€20,522€2,410€34,251€44,739▲ 30.6%
Income taxes67/77€18,387€7,685€3,071€12,097€14,907▲ 23.2%
Profit (loss) for the period9904€30,554€12,837-€661€22,154€29,832▲ 34.7%
Profit (loss) for the period to be appropriated9905€30,554€12,837-€661€22,154€29,832▲ 34.7%
Line20202021202220232024Change
Assets
Total assets20/58€190,778€200,660€204,571€229,098€280,655▲ 22.5%
Fixed assets21/28€4,918€3,487€1,650€967€4,054▲ 319%
Tangible fixed assets22/27€4,918€3,487€1,650€967€4,054▲ 319%
Furniture and vehicles24-€3,487€1,650€967€916▼ 5.3%
Other tangible fixed assets26----€3,138-
Current assets29/58€185,859€197,173€202,922€228,130€276,601▲ 21.2%
Amounts receivable after more than one year29-€160,000€160,000€160,000€160,000=
Other amounts receivable291-€160,000€160,000€160,000€160,000=
Amounts receivable within one year40/41€24,985€36,318€42,047€67,256€107,095▲ 59.2%
Trade receivables40-€35,393€32,713€31,525€44,648▲ 41.6%
Other amounts receivable41-€925€9,335€35,731€62,447▲ 74.8%
Cash at bank and in hand54/58€874€855€874€874€9,506▲ 987%
Equity and liabilities
Total equity and liabilities10/49€190,778€200,660€204,571€229,098€280,655▲ 22.5%
Equity10/15€109,911€122,748€122,087€144,241€174,073▲ 20.7%
Contributions10/11-€6,200€6,200€6,200€6,200=
Outside capital11-€6,200€6,200€6,200--
Other1109/19-€6,200€6,200€6,200--
Reserves13€32,414€45,251€45,251€67,405€97,238▲ 44.3%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€43,391€43,391€65,545€95,378▲ 45.5%
Profit (loss) carried forward14€71,297€71,297€70,636€70,636€70,636=
Amounts payable17/49€80,867€77,912€82,485€84,857€106,582▲ 25.6%
Amounts payable within one year42/48€80,867€77,912€82,485€84,472€106,582▲ 26.2%
Financial debts43-€23,271€24,834€25,003€9,715▼ 61.1%
Credit institutions430/8-€23,271€24,834€25,003€9,715▼ 61.1%
Trade debts44€3,804€1,667€499€5,382€14,694▲ 173%
Suppliers440/4-€1,667€499€5,382€14,694▲ 173%
Taxes, remuneration and social security45-€52,974€57,152€54,087€82,173▲ 51.9%
Taxes450/3-€52,974€57,152€54,087€82,173▲ 51.9%
Accrued charges and deferred income492/3---€384€0▼ 100%
Line20202021202220232024Change
Profit (loss) for the period9904€30,554€12,837-€661€22,154€29,832▲ 34.7%
+ Depreciation and write-downs630€2,295€2,457€1,838€1,541€489▼ 68.3%
Operating cash flow (approximation)€32,849€15,294€1,176€23,695€30,321▲ 28.0%
Investment in fixed assets (approximation)--€1,026€0-€859-€3,575▼ 316%
Change in cash--€19€19€0€8,632-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
26-03
Bankruptcy Opening
Tribunal de l’entreprise du Brabant wallon · event 19-03-2026
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Equity above €150,000Eq €174,073 ▲20.7%
2 profitable years in a row build equity to €174,073.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial Back to profitnet €22,154
Net result €22,154 after one loss-making year.
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial Weakest financial yearnet -€661
Net result drops to -€661, the lowest in the series.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Equity above €100,000Eq €109,911 ▲38.5%
3 profitable years in a row build equity to €109,911.
29-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial Highest result since 2018net €35,951 ▲13.9%
Net result €35,951, the highest in the series.
Show earlier events
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
14-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 45 days late
2017
27-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
27-09
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 58 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
4,978 m²
Building footprint
1,007 m²
Volume, LiDAR
8,560 m³
2 parcels, Wallonia · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
Rue du Joncquoy(WSP) 18, 1457 Walhain
Agents in non-specialised wholesale trade
since 20092.182.048.553
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25068B0918/00A000 Wallonia 2,601 m² 1 · 904 m² 14.6 m · 3 fl.
25109G0183/00X000 Wallonia 2,377 m² 1 · 103 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator CHRISTOPHE BAUDOUX
RUE DE CLAIRVAUX 40, 1348 LOUVAIN-LA-NEUVE
19-03-2026 → present

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Of 29,996 companies in sector 62200 we hold annual accounts for 18,397. 15,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
74201Photography, excluding press photography
74209Other photographic activities
74301Translation services
Contact
E-mail frederic@azservices.be
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.