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AZ MOTOR

Active
Private limited company·Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)· 2 yrs active
Romeinsesteenweg 464 ·1853 Grimbergen, Belgium
KBO/BCE: BE 1003.737.093
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Age2 yrs
Real estate2 parcels · 1,748 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of AZ MOTOR is 2.4% (moderate). The 2024 annual accounts show equity of €3k and a net result of €2k. Its solvency ranks better than 33% of 6697 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k
Working capital€3k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 5.3% 20.4%
better than 33% of 6697 sector peers
Net result €2k €4k
better than 44% of 6677 sector peers
Equity €3k €16k
better than 32% of 6711 sector peers
Gross operating margin €3k €24k
better than 26% of 6656 sector peers
Total assets €52k €94k
better than 33% of 6701 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA-
Net profit€2k
Cash flow-
Staff costs-
Income taxes€450
Dividends-
Total assets€52k
Equity€3k
Debt€50k
of which ≤ 1y€50k
of which > 1y-
Working capital€3k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.06
Quick ratio0.11
Working capital ratio5.3%
Solvency5.3%
Debt / equity17.87
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA3.4%
ROE64.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€52k
Current assets 29/58€52k
Stocks & contracts in progress 3€47k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€52k
Equity 10/15€3k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€50k
Amounts payable within one year 42/48€50k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€3k
Operating result 9901€2k
Financial charges 65€81
Result before taxes 9903€2k
Income taxes 67/77€450
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
50 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
AZ MOTOR
Rue du Bois(FLM) 65, 6141 Fontaine-l'EvêqueGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20242.354.595.420
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,748 m²
Buildings2
Building footprint329 m²
Volume (LiDAR)3,050 m³
Tallest building15.9 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23084A0514/00N002 Flanders 901 m² 1 · 246 m² 15.9 m · 4 fl.
52023B0879/00M003 Wallonia 847 m² 1 · 83 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health50Profitability100Solvency16Growth50Stability67
57 / 100

Mixed profile: strong on profitability, weaker on solvency.

Health 50
Profitability 100
Solvency 16
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Groothandel in andere motorvoertuigen (> 3,5 ton)45191Detailhandel in andere motorvoertuigen (> 3,5 ton)45193Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Groothandel in andere motorvoertuigen (> 3,5 ton)46712Detailhandel in andere motorvoertuigen (> 3,5 ton)47812
Primary activity highlighted.
Names & trade names
Legal nameNL AZ MOTOR
Registered office
Romeinsesteenweg 464 bus 2
1853 Grimbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.