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AZ MONTAGE

Active
Private limited companyfounded 2025active for 1 yearMarsveldplein 5, 1050 Elsene, Belgium398 active companies are registered at this addressKBO/BCE: BE 1022.574.097
Summary

The computed 12-month bankruptcy probability of AZ MONTAGE is 6.3% (elevated). The 2025 annual accounts show equity of €13,054 and a net result of €12,054. Its solvency ranks better than 22% of 34,678 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

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AZ MONTAGEActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990
Size
€63,231total assets 2025
Equity
€13,054
Profit
€12,054
Turnover not published (micro format)
Financial health
36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.3%
Structure
Accounts filed 75 days late
Why 36raises riskFounded in 2025No registered site in the KBOLatest accounts 75 days late; 1 of the last 3 lateSize: total assets €63,231Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 38% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 46
equity 20.6% of total assets
Liquidity 24
short-term debt 65.6% · cash 7.0%
Profitability 93
return on assets 19.1%
Bankruptcy probability, 12 months
6.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)
Last 24 months 05-2026: 3.3%lowest value 06-2026: 3.3%● unchanged vs 05-2026lowest value 07-2026: 3.4%▲ +0.1 percentage points vs 06-2026 08-2026: 4.0%▲ +0.6 percentage points vs 07-2026 09-2026: 4.2%▲ +0.2 percentage points vs 08-2026 10-2026: 6.3%▲ +2.1 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity insufficient (current ratio 0.28, below 1; short-term debt: 65.6% and cash: 7% of total assets), and 79.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 22% on solvency, 14% on liquidity and 79% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Latest accounts 75 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: total assets €63,231
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 34678 sector peers (2025).
NBB · sector comparison
Position among 34678 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
75 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DIEU Bruno Loreto Emile…

Key points

  • Caution: Among the weakest 19% on equitysector median €57,779 · 34,690 companies €13,054 View
  • Caution: Latest accounts filed lateafter the legal deadline 75 days View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€63,231
Profit
€12,054
Solvency
20.6%
Go to Financials

Company details

Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
22-04-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
21
Who signs
Each director alone
Annual meeting
Last Friday of June at 20:00
Purpose
“L’installation et l’entretien de cuisine,leur montage,réparation,achat,vente et tous…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about AZ MONTAGE

What is the company number of AZ MONTAGE?
1022.574.097. In Belgium the VAT number is the company number with BE in front: BE 1022.574.097.
Where is AZ MONTAGE based?
The registered office is at Marsveldplein 5, 1050 Elsene.Company details
What does AZ MONTAGE do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of AZ MONTAGE?
Private limited company (BV).
When was AZ MONTAGE founded?
On 22-04-2025.
Is AZ MONTAGE still active?
Yes, AZ MONTAGE is an active enterprise in the KBO register.
What is the turnover of AZ MONTAGE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is AZ MONTAGE profitable?
In financial year 2025, AZ MONTAGE made a profit of €12,054.
Where can I find the annual accounts of AZ MONTAGE?
AZ MONTAGE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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