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AZ & EL

Open bankruptcy
Private limited companyfounded 2021KBO/BCE: BE 0771.305.990

A bankruptcy procedure is open for AZ & EL according to publications in the Belgian State Gazette; curator: PATRICIA VANDENBERGE.

Summary

The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €69,177 and a net result of €59,177.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Ghent, Ghent division
Declared bankrupt
16 September 2025
Supervising judge
Toon Sorgeloos
Official Gazette
22-09-2025 (pdf) ↗search the document for 2025/137793

Deadlines

Provisional date payments stopped
16 September 2025A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 7 October 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 16 October 2025art. XX.104 and XX.155 CEL
First verification report
passed on 21 October 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
passed on 16 September 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Patricia VandenbergeBurgemeester Edmond Ronsestraat 4, 9820 05 Melsenpatricia.vandenberge@lexero.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

AZ & EL was incorporated on 12 July 2021 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2022.2 On 16 September 2025 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022
  3. 3Belgian State Gazette, 22-09-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, micro schema

Equity
€69,177
Total assets
€137,046
Net result
€59,177
Working capital
€65,104

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €137,046
Fixed assets €4,073
Current assets €132,972
Equity and liabilities €137,046
Equity €69,177
Debt €67,868
Debt finances 49.5% of the balance-sheet total.
Key figures and ratios
2022 value
EBITDA
€75,589
Cash flow
€59,595
Current ratio
1.96
Debt to equity
0.98
ROE
85.5%
ROA
43.2%
Debt ≤ 1 year
€67,868
Income taxes
€16,000
Annual accounts
Filed annual accounts As filed with the NBB · 2022 · 32 lines
Balance sheet Code2022
Assets
Total assets20/58€137,046
Fixed assets21/28€4,073
Tangible fixed assets22/27€4,073
Furniture and vehicles24€4,073
Current assets29/58€132,972
Amounts receivable within one year40/41€128,153
Trade receivables40€41,602
Other amounts receivable41€86,551
Cash at bank and in hand54/58€4,554
Deferred charges and accrued income490/1€265
Equity and liabilities
Total equity and liabilities10/49€137,046
Equity10/15€69,177
Contributions10/11€10,000
Profit (loss) carried forward14€59,177
Amounts payable17/49€67,868
Amounts payable within one year42/48€67,868
Trade debts44€7,046
Suppliers440/4€7,046
Taxes, remuneration and social security45€60,822
Taxes450/3€34,122
Remuneration and social security454/9€26,700
Income statement Code2022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€418
Other operating charges640/8€167,614
Gross operating margin9900€243,203
Operating profit (loss)9901€75,171
Financial income75/76B€6
Recurring financial income75€6
Profit (loss) for the period before taxes9903€75,177
Income taxes67/77€16,000
Profit (loss) for the period9904€59,177
Profit (loss) for the period to be appropriated9905€59,177
Appropriation of the result
Profit (loss) to be appropriated9906€59,177

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€418
Other operating charges640/8€167,614
Gross operating margin9900€243,203
Operating profit (loss)9901€75,171
Financial income75/76B€6
Recurring financial income75€6
Profit (loss) for the period before taxes9903€75,177
Income taxes67/77€16,000
Profit (loss) for the period9904€59,177
Profit (loss) for the period to be appropriated9905€59,177
Line2022
Assets
Total assets20/58€137,046
Fixed assets21/28€4,073
Tangible fixed assets22/27€4,073
Furniture and vehicles24€4,073
Current assets29/58€132,972
Amounts receivable within one year40/41€128,153
Trade receivables40€41,602
Other amounts receivable41€86,551
Cash at bank and in hand54/58€4,554
Deferred charges and accrued income490/1€265
Equity and liabilities
Total equity and liabilities10/49€137,046
Equity10/15€69,177
Contributions10/11€10,000
Profit (loss) carried forward14€59,177
Amounts payable17/49€67,868
Amounts payable within one year42/48€67,868
Trade debts44€7,046
Suppliers440/4€7,046
Taxes, remuneration and social security45€60,822
Taxes450/3€34,122
Remuneration and social security454/9€26,700
Line2022
Profit (loss) for the period9904€59,177
+ Depreciation and write-downs630€418
Operating cash flow (approximation)€59,595

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
22-09
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Gent · event 16-09-2025
11-04
KBO administration Address struck
Domien Geersstraat 7 Die Sitzadresse Domien Geersstraat 7 9041 9041 Gent · event 26-03-2025
2023
07-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
SignalNBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
175 m²
Building footprint
68 m²
Volume, LiDAR
427 m³
Parcel 44051B0362/00V000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AZ & EL
General construction of buildings
since 20212.320.472.107
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44051B0362/00V000 Flanders 175 m² 1 · 68 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator PATRICIA VANDENBERGE
BURGEMEESTER EDMOND RONSESTRAAT 4, 9820 05 MELSEN
16-09-2025 → present

Similar companies · same sector, comparable size

Of 598 companies in sector 10111 we hold annual accounts for 330. 226 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
10111Manufacture of food products
41001General construction of residential buildings
81210General cleaning of buildings
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.