AZ COMPTA
ActiveSummary
AZ COMPTA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €514,856 and a net result of €138,724. Equity is growing by ~41.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▼-1
Solvency74▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 2.68 against 1.87 in 2024; short-term debt: 17.4% and cash: 18.5% of total assets), but 51% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49%
Return on assets
13.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 d early
2024
15 d late
2023
26 d late
2022
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€514,856▲ 36.8%
2024 · €376,439
Total assets
€1.0m▲ 9.0%
2024 · €963,175
Net result
€138,724▲ 7.0%
2024 · €129,689
Working capital
€307,205▲ 90.8%
2024 · €161,025
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€127,407-€166,040▲ 30.3%€182,843▲ 10.1%€198,824▲ 8.7%
Net result€110,474above the sector's middle half-€116,764above the sector's middle half▲ 5.7%€129,689above the sector's middle half▲ 11.1%€138,724above the sector's middle half▲ 7.0%
Equity€120,474within the sector's middle half-€247,057within the sector's middle half▲ 105%€376,439above the sector's middle half▲ 52.4%€514,856above the sector's middle half▲ 36.8%
Total assets€417,584within the sector's middle half-€738,917above the sector's middle half▲ 77.0%€963,175above the sector's middle half▲ 30.3%€1.0mabove the sector's middle half▲ 9.0%
Debt€297,110-€491,861▲ 65.5%€586,736▲ 19.3%€535,048▼ 8.8%
Working capital€64,882within the sector's middle half-€108,799within the sector's middle half▲ 67.7%€161,025within the sector's middle half▲ 48.0%€307,205above the sector's middle half▲ 90.8%
Solvency28.9%below the sector's middle half-33.4%within the sector's middle half▲ 4.6pp39.1%within the sector's middle half▲ 5.6pp49.0%within the sector's middle half▲ 10.0pp
Current ratio2.07within the sector's middle half-2.08within the sector's middle half=1.87within the sector's middle half▼ 0.212.68within the sector's middle half▲ 0.81
Return on assets (ROA)26.5%within the sector's middle half-15.8%within the sector's middle half▼ 10.7pp13.5%within the sector's middle half▼ 2.3pp13.2%within the sector's middle half▼ 0.3pp
Staff (FTE)1.6
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€559,744 ▼ 9.3%
Current assets
€490,160 ▲ 41.7%
Equity and liabilities €1.0m
Equity
€514,856 ▲ 36.8%
Debt
€535,048 ▼ 8.8%
Debt's share of the balance-sheet total falls from 60.9% to 51.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€266,090▲
2024 · €230,955
Cash flow
€205,989▲
2024 · €177,801
Debt to equity
1.04▼
2024 · 1.56
ROE
26.9%▼
2024 · 34.5%
Interest coverage
14.80▲
2024 · 12.98
Debt ≤ 1 year
€182,955▼
2024 · €184,785
Debt > 1 year
€351,505▼
2024 · €401,950
Income taxes
€44,349▲
2024 · €36,463
Staff costs
€64,404
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €64,404 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,130 | €23,013 | €48,112 | €67,265 | ▲ 39.8% |
| Other operating charges640/8 | €2,601 | €492 | €909 | €656 | ▼ 27.8% |
| Gross operating margin9900 | €140,137 | €189,545 | €231,864 | €331,149 | ▲ 42.8% |
| Operating profit (loss)9901 | €127,407 | €166,040 | €182,843 | €198,824 | ▲ 8.7% |
| Financial income75/76B | €523 | €1,064 | €1,097 | €2,227 | ▲ 103% |
| Recurring financial income75 | €523 | €1,064 | €1,097 | €2,227 | ▲ 103% |
| Financial charges65/66B | €467 | €14,531 | €17,789 | €17,979 | ▲ 1.1% |
| Recurring financial charges65 | €467 | €14,531 | €17,789 | €17,979 | ▲ 1.1% |
| Profit (loss) for the period before taxes9903 | €127,463 | €152,572 | €166,152 | €183,072 | ▲ 10.2% |
| Income taxes67/77 | €16,988 | €35,808 | €36,463 | €44,349 | ▲ 21.6% |
| Profit (loss) for the period9904 | €110,474 | €116,764 | €129,689 | €138,724 | ▲ 7.0% |
| Profit (loss) for the period to be appropriated9905 | €110,474 | €116,764 | €129,689 | €138,724 | ▲ 7.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €417,584 | €738,917 | €963,175 | €1.0m | ▲ 9.0% |
| Fixed assets21/28 | €292,243 | €529,176 | €617,364 | €559,744 | ▼ 9.3% |
| Tangible fixed assets22/27 | €292,243 | €529,176 | €617,364 | €559,744 | ▼ 9.3% |
| Land and buildings22 | €211,437 | €461,270 | €482,932 | €466,676 | ▼ 3.4% |
| Plant, machinery and equipment23 | €21,668 | €20,019 | €18,371 | €16,780 | ▼ 8.7% |
| Furniture and vehicles24 | €59,138 | €47,887 | €116,061 | €76,289 | ▼ 34.3% |
| Current assets29/58 | €125,341 | €209,741 | €345,810 | €490,160 | ▲ 41.7% |
| Amounts receivable after more than one year29 | - | €160,000 | €210,000 | €225,000 | ▲ 7.1% |
| Other amounts receivable291 | - | €160,000 | €210,000 | €225,000 | ▲ 7.1% |
| Amounts receivable within one year40/41 | €56,961 | €18,793 | €22,671 | €68,201 | ▲ 201% |
| Trade receivables40 | €16,417 | €7,233 | €14,716 | €29,022 | ▲ 97.2% |
| Other amounts receivable41 | €40,543 | €11,560 | €7,955 | €39,179 | ▲ 393% |
| Cash at bank and in hand54/58 | €66,385 | €28,658 | €110,751 | €194,017 | ▲ 75.2% |
| Deferred charges and accrued income490/1 | €1,995 | €2,291 | €2,388 | €2,942 | ▲ 23.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €417,584 | €738,917 | €963,175 | €1.0m | ▲ 9.0% |
| Equity10/15 | €120,474 | €247,057 | €376,439 | €514,856 | ▲ 36.8% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €110,474 | €227,239 | €356,928 | €495,651 | ▲ 38.9% |
| Investment grants15 | - | €9,818 | €9,511 | €9,205 | ▼ 3.2% |
| Amounts payable17/49 | €297,110 | €491,861 | €586,736 | €535,048 | ▼ 8.8% |
| Amounts payable after more than one year17 | €236,506 | €390,430 | €401,950 | €351,505 | ▼ 12.6% |
| Financial debts170/4 | €236,506 | €390,430 | €401,950 | €351,505 | ▼ 12.6% |
| Amounts payable within one year42/48 | €60,459 | €100,943 | €184,785 | €182,955 | ▼ 1.0% |
| Current portion of amounts payable after more than one year42 | €19,546 | €28,189 | €50,585 | €50,445 | ▼ 0.3% |
| Trade debts44 | €23,925 | €18,904 | €42,010 | €9,795 | ▼ 76.7% |
| Suppliers440/4 | €23,925 | €18,904 | €42,010 | €9,795 | ▼ 76.7% |
| Advances received on contracts in progress46 | - | - | €2,300 | €4,499 | ▲ 95.6% |
| Taxes, remuneration and social security45 | €16,988 | €53,850 | €89,891 | €118,216 | ▲ 31.5% |
| Taxes450/3 | €16,988 | €53,850 | €89,891 | €109,591 | ▲ 21.9% |
| Remuneration and social security454/9 | - | - | - | €8,626 | - |
| Accrued charges and deferred income492/3 | €145 | €488 | - | €588 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €110,474 | €116,764 | €129,689 | €138,724 | ▲ 7.0% |
| + Depreciation and write-downs630 | €10,130 | €23,013 | €48,112 | €67,265 | ▲ 39.8% |
| Operating cash flow (approximation) | €120,604 | €139,777 | €177,801 | €205,989 | ▲ 15.9% |
| Investment in fixed assets (approximation) | - | -€259,946 | -€136,301 | -€9,645 | ▲ 92.9% |
| Change in cash | - | -€37,727 | €82,093 | €83,266 | ▲ 1.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €138,724 ▲7%
Operating result €198,824, net result €138,724, both a record.
31-12
Financial
Equity above €500,000Eq €514,856 ▲36.8%
4 profitable years in a row build equity to €514,856.
15-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Equity above €200,000Eq €247,057 ▲105%
2 profitable years in a row build equity to €247,057.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 2023
Ground area
978 m²
Building footprint
322 m²
Volume, LiDAR
3,748 m³
2 parcels, Brussels, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
AZ BUSINESS CENTER
since 20232.344.364.987
AZ COMPTA - BUREAU D'EXPERTISE COMPTABLE ET FISCALE
since 20232.350.759.762
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0526/00N004 | Flanders | 688 m² | 1 · 220 m² | 14.3 m · 4 fl. |
| 21524C0159/00C002 | Brussels | 290 m² | 1 · 103 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,469 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Contact
E-mail
AZBUSINESSCENTER@YAHOO.COMGrimbergen
Phone
0484881334Grimbergen
E-mail
AZCOMPTA@YAHOO.COMSint-Jans-Molenbeek
E-invoicing
Reachable via Peppol
Peppol ID
0208:0777697401
Registered
29-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.