AZ BELCONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of AZ BELCONSTRUCT is 9.4% (elevated). For AZ BELCONSTRUCT, one annual filing is missing. The 2024 annual accounts show equity of €5,508 and a net result of €3,005. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-06-2022 Normal situation
- Activity
- “L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels” (deed in French)From the articles, 33 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.333.223.746 1170 Watermaal-Bosvoorde, since 29-06-2022
- Financial year end
- 30 June
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 9.4%
2024 figures too old to score
Annual accounts to 30-06-2024
- Gross margin
- €3,912
- ▲ 88.1%
- Turnover
- ≈ €30,000
- estimated
- Profit
- €3,005
- ▲ 498%
- Equity
- €5,508
- ▲ 120%
- Total assets
- €17,763
- ▲ 123%
- 2025 accounts not filed, 276 days past the deadline
Signalsraises riskFigures for financial year 2024 (filed on 04-02-2025)No main activity registeredFounded in 2022Annual accounts not filedlowers riskSize: total assets €17,763neutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Figures too old
The latest figures are for FY 2024. They are too old for a current score.
Bankruptcy probability: Elevated
Filing: One annual filing is missing
Financial strength, FY 2024 · tick: 2023
Average
Solvency
56=
equity 31.0% of total assets
Liquidity
13-30
short-term debt 69.0% · cash 0.2%
Profitability
80+3
return on assets 16.9%
Bankruptcy probability within 12 months
9.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%lowest value
01-2025: 1.8%▲ +0.1 percentage points vs 12-2024
02-2025: 2.8%▲ +1.0 percentage point vs 01-2025
03-2025: 3.6%▲ +0.8 percentage points vs 02-2025
04-2025: 3.5%▼ -0.1 percentage points vs 03-2025
05-2025: 3.5%● unchanged vs 04-2025
06-2025: 3.5%● unchanged vs 05-2025
07-2025: 3.5%● unchanged vs 06-2025
08-2025: 3.5%● unchanged vs 07-2025
09-2025: 3.6%▲ +0.1 percentage points vs 08-2025
10-2025: 3.7%▲ +0.1 percentage points vs 09-2025
11-2025: 3.7%● unchanged vs 10-2025
12-2025: 3.7%● unchanged vs 11-2025
01-2026: 3.8%▲ +0.1 percentage points vs 12-2025
02-2026: 4.7%▲ +0.9 percentage points vs 01-2026
03-2026: 5.2%▲ +0.5 percentage points vs 02-2026
04-2026: 7.0%▲ +1.8 percentage points vs 03-2026
05-2026: 7.1%▲ +0.1 percentage points vs 04-2026
06-2026: 8.1%▲ +1.0 percentage point vs 05-2026
07-2026: 9.7%▲ +1.6 percentage points vs 06-2026
08-2026: 9.8%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 9.8%● unchanged vs 08-2026
10-2026: 9.4%▼ -0.4 percentage points vs 09-2026
11-2026: 9.4%● unchanged vs 10-2026
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 276 days later.
NBB · 2 filingsPosition against the passed deadline
30-06-2025 year end31-01-2026 deadline03-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 30-01-2025, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
1 day early
2023
74 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 2 accounts on average 38 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 January 2026 The financial year closed on 30 June 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 30-01-2025 PDF all 2 filings
Turnover
≈ €30,000
Estimated: probably between €14,000 and €72,000
Total assets
€17,763▲ 123%
2023 · €7,951
Net result
€3,005▲ 498%
2023 · €502
Working capital
€5,508▲ 120%
2023 · €2,502
Multi-year overview
2023 to 2024, 2 financial yearsOperating result
€3,892
▲ 372%
2024
20232024
Net result
€3,005
▲ 498%
2024
20232024
Equity
€5,508
▲ 120%
2024
20232024
Total assets
€17,763
▲ 123%
2024
20232024
Debt
€12,255
▲ 125%
2024
20232024
Working capital
€5,508
▲ 120%
2024
20232024
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20232024
Operating result€824-€3,892▲ 372%
Net result€502-€3,005▲ 498%
Equity€2,502-€5,508▲ 120%
Total assets€7,951-€17,763▲ 123%
Debt€5,448-€12,255▲ 125%
Working capital€2,502-€5,508▲ 120%
The operating result for 2024 is 4.7 times that of 2023.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €17,763
Equity
€5,508 ▲ 120%
Debt
€12,255 ▲ 125%
Debt's share of the balance-sheet total rises from 68.5% to 69.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.45▼
2023 · 1.46
Debt to equity
2.23▲
2023 · 2.18
ROE
54.6%▲
2023 · 20.1%
ROA
16.9%▲
2023 · 6.3%
Debt ≤ 1 year
€12,255▲
2023 · €5,448
Income taxes
€777▲
2023 · €307
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 30-06-2023 | 30-06-2024 |
|---|---|---|
| Intangible fixed assets | €1,145 | - |
| Depreciation and write-downs of the year | €1,145 | - |
Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,145 | - | - |
| Other operating charges640/8 | €111 | €20 | ▼ 82.1% |
| Gross operating margin9900 | €2,080 | €3,912 | ▲ 88.1% |
| Operating profit (loss)9901 | €824 | €3,892 | ▲ 372% |
| Financial income75/76B | €7 | €2 | ▼ 67.4% |
| Recurring financial income75 | €7 | €2 | ▼ 67.4% |
| Financial charges65/66B | €22 | €113 | ▲ 417% |
| Recurring financial charges65 | €22 | €113 | ▲ 417% |
| Profit (loss) for the period before taxes9903 | €810 | €3,782 | ▲ 367% |
| Income taxes67/77 | €307 | €777 | ▲ 153% |
| Profit (loss) for the period9904 | €502 | €3,005 | ▲ 498% |
| Profit (loss) for the period to be appropriated9905 | €502 | €3,005 | ▲ 498% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €7,951 | €17,763 | ▲ 123% |
| Current assets29/58 | €7,951 | €17,763 | ▲ 123% |
| Amounts receivable within one year40/41 | €6,060 | €17,733 | ▲ 193% |
| Trade receivables40 | €3,975 | €10,032 | ▲ 152% |
| Other amounts receivable41 | €2,085 | €7,701 | ▲ 269% |
| Cash at bank and in hand54/58 | €1,891 | €30 | ▼ 98.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €7,951 | €17,763 | ▲ 123% |
| Equity10/15 | €2,502 | €5,508 | ▲ 120% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €502 | €3,508 | ▲ 598% |
| Amounts payable17/49 | €5,448 | €12,255 | ▲ 125% |
| Amounts payable within one year42/48 | €5,448 | €12,255 | ▲ 125% |
| Trade debts44 | €933 | €8,171 | ▲ 776% |
| Suppliers440/4 | €933 | €8,171 | ▲ 776% |
| Taxes, remuneration and social security45 | €4,515 | €4,084 | ▼ 9.5% |
| Taxes450/3 | €2,575 | €4,084 | ▲ 58.6% |
| Remuneration and social security454/9 | €1,940 | - | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €502 | €3,005 | ▲ 498% |
| + Depreciation and write-downs630 | €1,145 | - | - |
| Operating cash flow (approximation) | €1,648 | €3,005 | ▲ 82.4% |
| Change in cash | - | -€1,861 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
1 director, no change since 2022
ZAHARIA Aron Toader
Current
Sole director · since 29-06-2022 · term without a fixed end · listed in the 2024 annual accounts, filed on 30-01-2025
Owners and capital
Shareholders
At incorporation
act of 01-07-2022 ↗
- ZAHARIA Aron Toader €2,000 in cash
Capital transactions
Capital over time
- 01-07-2022 Incorporation · €2,000
Network & group
AZ BELCONSTRUCT shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of AZ BELCONSTRUCT. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
2025
30-01
micro format · 1 day before the deadline
2023
18-11
micro format · 74 days before the deadline
2022
01-07
Gazette deed
IncorporationStarting capital €2,000 · Appointment: ZAHARIA Aron Toader (sole director) · Founder5 points ▸
Gazette deed
Incorporation
Starting capital €2,000 · Appointment: ZAHARIA Aron Toader (sole director) · Founder5 points ▸
- Incorporation, 28-06-2022
- Founder, ZAHARIA Aron Toader (fondateur unique)
- Founding capital, €2,000
- Other provision, /, “actionnaires n’ayant pas libéré leur apport” (deed in French)
- Director appointment, ZAHARIA Aron Toader (sole director)
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
AZ BELCONSTRUCT in French
Enterprise number
0787.831.129
Legal form
Private limited company
Status
Active, normale toestand
Founded
29-06-2022
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 01-07-2022 (in French)Registered office and establishments
Registered office
Archiefstraat 46, 1170 Watermaal-Bosvoorde, Belgium
Establishment unit
AZ BELCONSTRUCT, Archiefstraat 46, 1170 Watermaal-Bosvoorde since 29-06-2022 · unit number 2.333.223.74642110 Construction of roads and motorways
Activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 01-07-2022 (in French)
“L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels; La construction de routes et de voies ferrées,y compris…”
33 activities
- L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels
- La construction de routes et de voies ferrées,y compris de ponts et de tunnels
- La construction de réseaux et de lignes,y compris les réseaux pour fluides,les réseaux d’eau et de gaz et les réseaux d’évacuation des eaux usées
- La construction d’autres ouvrages de génie civil,y compris la construction d’ouvrages maritimes et fluviaux
- Tous travaux d’étanchéité de constructions,couvertures non métalliques,peinture,vitrage,zinguerie et couvertures métalliques,chauffage,électricité,sanitaire et plomberie,poseur de revêtements de murs et sol,plafonnage,isolation,entretien,ravalement et nettoyage de façades,rejointoiement,charpenterie,menuiserie bois et métallique,sous-traitance
- L’exécution de tous terrassements,de nivellement et tous actes s'y rapportant
- L’importation,l’exportation,l’achat,la vente de gros et de détail de matériaux et de matériels de construction en général
- L’importation,l’exportation,l’achat,la vente de gros et de détail,et le placement de vitres et châssis
- Tous travaux de démolition
- Tous travaux de découpe de toutes catégories
- Toutes entreprises de maçonnerie et de béton
- Tous travaux de montage et de démontage dans le sens le plus large
- Tous travaux d’isolation,tant thermique qu’acoustique
- Le contrôle de tous travaux de construction
- L'établissement de plans
- La gestion et la coordination générale de chantier au sens le plus large
- La taille,le façonnage et le finissage de pierre
- Les activités des décorateurs d’intérieur
- Tous autres travaux de finition,y compris le nettoyage de nouveaux bâtiments après leur construction
- Les services d’aménagement paysager,y compris la plantation,les soins et l’entretien de parcs et jardins pour tous types de bâtiments,terrains municipaux et verdure bordant les voies de communication,ainsi que les terrains de sport
- Le déblayage et le nettoyage de chantiers,le sablage et les activités analogues
- Le nettoyage et l’entretien d’immeubles,le nettoyage de vitres et de bureaux,les petits travaux de bureau,les services intérimaires,la sous-traitance
- Le nettoyage et le débouchage de tuyaux d’écoulement dans des bâtiments
- L’assainissement et le nettoyage sites miniers,de sols ou d’eaux souterraines contaminés,y compris le désamiantage
- La mise à disposition des ménages et entreprises de personnel pour le nettoyage du domicile,la lessive et le repassage,les petits travaux occasionnels de couture,la préparation de repas,les courses ménagères,le jardinage et tous autres services connexes tels que le transport accompagné de personnes à mobilité réduite et toutes autres activités dans le cadre des titres-services à domicile et hors domicile de l’utilisateur
- Le transport national et international de marchandises,par la route et tous autres voies de transport,au sens le plus large
- L’exploitation de transport de personnes,de marchandises,de messagerie,de courrier express et tous services se rapportant à cette exploitation au sens le plus large
- L’importation,l’exportation,l’achat,la vente de gros et de détail,et la location avec ou sans conducteur,de véhicules neufs et d’occasion
- Le conseil et le soutien à la gestion des entreprises et de toutes autres entités au sens le plus large
- Toutes tâches administratives,la consultance en management,la traduction,le conseil en communication,la planification,l’organisation,l’information,la gestion,la représentation
- Toutes activités d’une société de patrimoine,y compris celles des marchands de biens et la location et l’exploitation de biens immobiliers propres ou loués
- Toutes activités d’une société de management,y compris l’exercice de mandats d’administrateur et de liquidateur dans d’autres personnes morales
- Toutes activités des sociétés holding
Invoicing and payment
VAT number
BE 0787.831.129
Financial year and general meeting
Accounts at the NBBFinancial year end
30-06
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of November at 18:00
deed of 01-07-2022 (in French)Sites & property
Location
Buildings and parcels at the address
Ground area
197 m²
Building footprint
143 m²
Building volume
1,581 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21652E0027/00N033 | Brussels | 197 m² | 1 · 143 m² | 12.4 m · 4 |