AZ. AYOUAZ
ActiveThe computed 12-month bankruptcy probability of AZ. AYOUAZ is 3.1% (moderate). The 2025 annual accounts show equity of €22k and a net result of €5k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 1030 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-1
Solvency94▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.24 against 2.66 in 2024; short-term debt: 30.9% and cash: 4.6% of total assets), and 30.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.1%
Return on assets
14.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
17 d late
2024
92 d late
2023
6 d late
2022
28 d late
2021
9 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€22k▲ 26.7%
2024 · €17k
2021: €6k
2022: €9k
2023: €13k
2024: €17k
2021 → 2025
Total assets
€31k▲ 15.2%
2024 · €27k
2021: €8k
2022: €12k
2023: €19k
2024: €27k
2021 → 2025
Net result
€5k▲ 11.0%
2024 · €4k
2021: €4k
2022: €4k
2023: €4k
2024: €4k
2021 → 2025
Working capital
€22k▲ 29.0%
2024 · €17k
2021: €6k
2022: €7k
2023: €12k
2024: €17k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€9k▲ 61.6%€13k▲ 38.7%€17k▲ 31.7%€22k▲ 26.7%
Operating result€5k-€5k▼ 5.7%€5k▲ 0.7%€6k▲ 19.4%€7k▲ 22.7%
Net result€4k-€4k▼ 5.9%€4k▲ 1.6%€4k▲ 13.6%€5k▲ 11.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €31k
Equity
€22k▲ 26.7%
Debt
€10k▼ 4.2%
The debt ratio falls from 37.2% to 30.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €7k
Cash flow
€5k▼
2024 · €5k
Solvency
69.1%▲
2024 · 62.8%
Current ratio
3.24▲
2024 · 2.66
Quick ratio
3.24▲
2024 · 2.66
Debt / equity
0.45▼
2024 · 0.59
ROE
21.1%▼
2024 · 24.1%
ROA
14.6%▼
2024 · 15.1%
Interest coverage
110.12▲
2024 · 100.15
Debt
€10k▼
2024 · €10k
Debt ≤ 1 year
€10k▼
2024 · €10k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€31k▲
Fixed assets21/28€300-
Tangible fixed assets22/27€300-
Furniture and vehicles24€300-
Current assets29/58€27k€31k▲
Amounts receivable within one year40/41€23k€30k▲
Trade receivables40-€3k
Other amounts receivable41€23k€27k▲
Cash at bank and in hand54/58€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€27k€31k▲
Equity10/15€17k€22k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Reserves13€367€367=
Non-distributable reserves130/1€367€367=
Legal reserve130€367€367=
Profit (loss) carried forward14€15k€19k▲
Amounts payable17/49€10k€10k▼
Amounts payable within one year42/48€10k€10k▼
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Advances received on contracts in progress46€1k€1k=
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€67k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€300▼
Other operating charges640/8€515€904▲
Gross operating margin9900€7k€8k▲
Operating profit (loss)9901€6k€7k▲
Financial charges65/66B€67€66▼
Recurring financial charges65€67€66▼
Profit (loss) for the period before taxes9903€6k€7k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€19k▲
Profit (loss) brought forward from the previous period14P€11k€15k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
31-12
Financial
Highest result since 2021net €5k ▲11%
Operating result €7k, net result €5k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €4k ▼5.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodebeeksteenweg 311200 Sint-Lambrechts-WoluweGround area
120 m²
Building footprint
65 m²
Volume, LiDAR
441 m³
Parcel 21672C0055/00P002, Brussels · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AZ. AYOUAZ
since 20212.315.182.934
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0055/00P002 | Brussels | 120 m² | 1 · 65 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DALUCO
BE 0452.778.875
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NIGI
BE 0898.651.649
Sint-Truiden · Eq €22k
MASTER CONTRACTOR
BE 0426.573.138
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FCM TECHNICS
BE 0763.556.482
Grobbendonk · Eq €22k
WELDER
BE 1003.370.770
Izegem · Eq €21k
Of 3,986 companies in sector 25110 we hold annual accounts for 2,147. 1,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2021
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
42990Civil engineering
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Az.ayouaz@gmail.com
Phone:0474.984.425