Ayyovaro
ActiveAyyovaro has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €263k and a net result of €16k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 19348 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-22
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
short-term debt: 0.5% and cash: 69.2% of total assets, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-05-2025, 83 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
83 d early
2023
61 d early
2022
33 d early
2021
33 d early
2020
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€263k▼ 4.5%
2023 · €276k
2020: €135k
2021: €164k
2022: €211k
2023: €276k
2020 → 2024
Total assets
€265k▼ 4.9%
2023 · €278k
2020: €143k
2021: €168k
2022: €215k
2023: €278k
2020 → 2024
Net result
€16k▼ 75.2%
2023 · €65k
2020: €9k
2021: €28k
2022: €47k
2023: €65k
2020 → 2024
Working capital
€230k▼ 8.0%
2023 · €250k
2020: €116k
2021: €146k
2022: €182k
2023: €250k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€135k-€164k▲ 20.9%€211k▲ 28.8%€276k▲ 30.7%€263k▼ 4.5%
Operating result€19k-€41k▲ 113%€66k▲ 61.2%€89k▲ 36.2%€20k▼ 78.1%
Net result€9k-€28k▲ 227%€47k▲ 66.5%€65k▲ 37.2%€16k▼ 75.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 78% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €265k
Fixed assets
€33k▲ 28.8%
Current assets
€231k▼ 8.4%
Equity and liabilities €265k
Equity
€263k▼ 4.5%
Debt
€1k▼ 45.7%
The debt ratio falls from 1.0% to 0.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€30k▼
2023 · €99k
Cash flow
€26k▼
2023 · €74k
Solvency
99.5%▲
2023 · 99.0%
Debt / equity
0.01▼
2023 · 0.01
ROE
6.1%▼
2023 · 23.5%
ROA
6.1%▼
2023 · 23.2%
Interest coverage
59.87▼
2023 · 219.04
Debt
€1k▼
2023 · €3k
Debt ≤ 1 year
€1k▼
2023 · €3k
Income taxes
€7k▼
2023 · €25k
A ratio outside any meaningful range has been withheld (balance sheet total €265k, equity €263k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€278k€265k▼
Fixed assets21/28€26k€33k▲
Tangible fixed assets22/27€26k€33k▲
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€15k€25k▲
Financial fixed assets28€250€250=
Current assets29/58€253k€231k▼
Amounts receivable after more than one year29€51k€31k▼
Other amounts receivable291€51k€31k▼
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€12k€0▼
Other amounts receivable41€3k€17k▲
Cash at bank and in hand54/58€183k€183k▲
Deferred charges and accrued income490/1€4k€686▼
Equity and liabilities
Total equity and liabilities10/49€278k€265k▼
Equity10/15€276k€263k▼
Contributions10/11€5k€5k=
Reserves13€271k€258k▼
Distributable reserves133€271k€258k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€3k€1k▼
Amounts payable within one year42/48€3k€1k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€866€1k▲
Gross operating margin9900€100k€31k▼
Operating profit (loss)9901€89k€20k▼
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€451€497▲
Recurring financial charges65€451€497▲
Profit (loss) for the period before taxes9903€90k€23k▼
Income taxes67/77€25k€7k▼
Profit (loss) for the period9904€65k€16k▼
Profit (loss) for the period to be appropriated9905€65k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€16k▼
Transfer from equity791/2-€29k
Transfer to equity691/2€65k€16k▼
To other reserves6921€65k€16k▼
Profit to be distributed694/7-€29k
Return on contributions (dividend)694-€29k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €65k ▲37.2%
Operating result €89k, net result €65k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 94.68
Current ratio from 47.31 to 94.68; short-term debt falls from €4k to €3k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €211k ▲28.8%
3 profitable years in a row build equity to €211k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 34.92
Current ratio from 16.71 to 34.92; short-term debt falls from €7k to €4k.
31-12
Financial
Equity above €150kEq €164k ▲20.9%
2 profitable years in a row build equity to €164k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 1179270 LaarneGround area
1,005 m²
Building footprint
125 m²
Volume, LiDAR
473 m³
Parcel 42010B0556/00N000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AYYOVARO
since 20162.248.848.394
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010B0556/00N000 | Flanders | 1,005 m² | 1 · 125 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,511 EUR awarded · 1,511 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,389 EUR | 1,389 EUR |
| 2023 | 1 | 122 EUR | 122 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,380. 3,859 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2016
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.