Equity
-€20,667
Debts exceed assets in financial year 2025.
ayur.ron
Lifetime
1 annual account with figurespeak -€9,104 (2025)
-€9,104
lowest -€9,843 (2025)
-€9,843
peak -€20,667 (2025)
-€20,667
€20,697
Board2 names since 2025
1 directorMALSCHAERT Ronald
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Loss of €9,843Company renamed from ARFLOCAM & Fils to ayur.ron 29-12First year with figures
Key points
from the 2025 annual accountsBoard
1 joined · 1 left
Board changed. Latest change 10-12-2025 · 1 in office.
Turnover not published (micro format)
Checked score
49
Fair
Financially stronger than 15% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.5%
01-2025: 5.1%▼ -0.4 percentage points vs 12-2024
02-2025: 5.1%● unchanged vs 01-2025
03-2025: 5.1%● unchanged vs 02-2025
04-2025: 5.1%● unchanged vs 03-2025
05-2025: 5.1%● unchanged vs 04-2025
06-2025: 5.1%● unchanged vs 05-2025
07-2025: 5.1%● unchanged vs 06-2025
08-2025: 5.1%● unchanged vs 07-2025
09-2025: 5.1%● unchanged vs 08-2025
10-2025: 5.1%● unchanged vs 09-2025
11-2025: 5.1%● unchanged vs 10-2025
12-2025: 5.1%● unchanged vs 11-2025
01-2026: 8.6%▲ +3.5 percentage points vs 12-2025highest value
02-2026: 8.6%● unchanged vs 01-2026highest value
03-2026: 8.6%● unchanged vs 02-2026highest value
04-2026: 7.6%▼ -1.0 percentage point vs 03-2026
05-2026: 7.6%● unchanged vs 04-2026
06-2026: 7.5%▼ -0.1 percentage points vs 05-2026
07-2026: 7.5%● unchanged vs 06-2026
08-2026: 3.2%▼ -4.3 percentage points vs 07-2026
09-2026: 3.2%● unchanged vs 08-2026
10-2026: 2.8%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: 2.8%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
No main activity registered
Negative equity -€20,667
lowers risk
Size: total assets €29
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 35% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as ayur.ron has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ayur.ron itself: 2.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for ayur.ron. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0701884377
Company renamed from ARFLOCAM & Fils to ayur.ron
Registered office moved from Seneffe to Lessines · New registered office: 7866 Lessines (Bois-de-Lessines) – rue d'Horlebaix 52 · Previous registered office: rue de l'Yser 3/1, 7180 Seneffe · General meeting of 10-12-2025 · Gazette deed
First establishment
Rue d'Horlebaix 52, Lessines
Incorporation
published on 10-09-2018 · Gazette deed
Official details
Source: KBO- Status
- Active since 30-08-2018Normal situation
- Activity
- “L’organisation de séances de sophrologie,de diététique et de nutrithérapie,de thérapies énergétiques et de naturopathie,de…” (deed in French)From the articles, 10 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.279.112.9887866 Lessines, since 01-09-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 17-03-2026
Annual accounts 2025
- €29
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on ayur.ron
The computed 12-month bankruptcy probability of ayur.ron is 2.8% (moderate). The 2025 annual accounts show negative equity (-€20,667) and a net result of -€9,843.
The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ayur.ron
- What is the company number of ayur.ron?
- The company number of ayur.ron is 0701.884.377. The VAT number is the same number with BE in front: BE 0701.884.377.
- Where is ayur.ron based?
- The registered office is at Rue d'Horlebaix 52, 7866 Lessines.Company details
- What is the legal form of ayur.ron?
- ayur.ron is a private limited company (BV).
- When was ayur.ron founded?
- ayur.ron was founded on 30-08-2018.
- Is ayur.ron still active?
- Yes, ayur.ron is an active enterprise in the KBO register.
- What is the turnover of ayur.ron?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is ayur.ron profitable?
- In financial year 2025, ayur.ron made a loss of €9,843.
- Where can I find the annual accounts of ayur.ron?
- ayur.ron filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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