AYUNO
ActiveThe computed 12-month bankruptcy probability of AYUNO is 1.8% (moderate). The 2025 annual accounts show equity of €52k and a net result of €50k. Equity is growing by ~45.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 18040 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency44▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.14 in 2024; short-term debt: 80.6% and cash: 64.7% of total assets), and 80.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
18.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
23 d early
2024
42 d early
2023
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 31.0%
2024 · €40k
2023: €16k
2024: €40k
2023 → 2025
Total assets
€270k▲ 13.7%
2024 · €237k
2023: €175k
2024: €237k
2023 → 2025
Net result
€50k▼ 21.3%
2024 · €64k
2023: €11k
2024: €64k
2023 → 2025
Working capital
€42k▲ 57.3%
2024 · €27k
2023: €4k
2024: €27k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€40k▲ 150%€52k▲ 31.0%
Operating result€20k-€96k▲ 378%€78k▼ 19.1%
Net result€11k-€64k▲ 480%€50k▼ 21.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€10k▼ 24.6%
Current assets
€260k▲ 16.0%
Equity and liabilities €270k
Equity
€52k▲ 31.0%
Debt
€217k▲ 10.2%
The debt ratio falls from 83.1% to 80.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▼
2024 · €99k
Cash flow
€54k▼
2024 · €67k
Solvency
19.4%▲
2024 · 16.9%
Current ratio
1.19▲
2024 · 1.14
Quick ratio
0.82▲
2024 · 0.73
Debt / equity
4.15▼
2024 · 4.93
ROE
95.9%▼
2024 · 159.7%
ROA
18.6%▼
2024 · 26.9%
Interest coverage
10.24▼
2024 · 13.92
Debt
€217k▲
2024 · €197k
Debt ≤ 1 year
€217k▲
2024 · €197k
Income taxes
€19k▼
2024 · €26k
Staff costs
€206k▲
2024 · €171k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€270k▲
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€224k€260k▲
Stocks and contracts in progress3€80k€81k▲
Stocks30/36€80k€81k▲
Amounts receivable within one year40/41€326€3k▲
Trade receivables40€0€2k▲
Other amounts receivable41€326€622▲
Cash at bank and in hand54/58€142k€175k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€237k€270k▲
Equity10/15€40k€52k▲
Contributions10/11€5k€5k=
Reserves13€35k€47k▲
Distributable reserves133€35k€47k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€197k€217k▲
Amounts payable within one year42/48€197k€217k▲
Trade debts44€72k€96k▲
Suppliers440/4€72k€96k▲
Advances received on contracts in progress46€332€624▲
Taxes, remuneration and social security45€45k€46k▲
Taxes450/3€33k€33k▼
Remuneration and social security454/9€12k€13k▲
Other amounts payable47/48€79k€75k▼
Accrued charges and deferred income492/3€344€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€171k€206k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€906€934▲
Gross operating margin9900€271k€288k▲
Operating profit (loss)9901€96k€78k▼
Financial income75/76B€913€22▼
Recurring financial income75€913€22▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Non-recurring financial charges66B€100€0▼
Profit (loss) for the period before taxes9903€90k€70k▼
Income taxes67/77€26k€19k▼
Profit (loss) for the period9904€64k€50k▼
Profit (loss) for the period to be appropriated9905€64k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€50k▼
Transfer to equity691/2€24k€12k▼
To other reserves6921€24k€12k▼
Profit to be distributed694/7€40k€38k▼
Employees696€40k€38k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €64k ▲480%
Operating result €96k, net result €64k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korte Meer 229000 GentGround area
847 m²
Building footprint
813 m²
Volume, LiDAR
14,557 m³
Parcel 44803C1004/00D000, Flanders · tallest building 20.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
AYUNO
since 20222.339.608.326
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C1004/00D000 | Flanders | 847 m² | 1 · 813 m² | 20.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.339.608.326
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Of 2,476 companies in sector 47279 we hold annual accounts for 948. 787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2022
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.