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AYUDA CONSULTING

Active
Private limited companyfounded 20206 yrs activeMorinnestraat(Kor) 16, 8500 Kortrijk, BelgiumKBO/BCE: BE 0745.890.903

AYUDA CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €87k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
90 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.61 against 5.02 in 2024), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
78.4%
Return on assets
75.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
155 d early
2024
148 d early
2023
163 d early
2022
105 d early
2021
143 d early
2020
11 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€90k▼ 0.1%
2024 · €90k
2020: €69k 2021: €178k 2022: €284k 2023: €110k 2024: €90k
2020 → 2025
Total assets
€115k▲ 2.3%
2024 · €112k
2020: €104k 2021: €243k 2022: €366k 2023: €134k 2024: €112k
2020 → 2025
Net result
€87k▼ 0.8%
2024 · €88k
2020: €67k 2021: €109k 2022: €106k 2023: €106k 2024: €88k
2020 → 2025
Working capital
€89k▲ 0.5%
2024 · €88k
2020: €69k 2021: €178k 2022: €284k 2023: €110k 2024: €88k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€178k-€284k▲ 59.6%€110k▼ 61.2%€90k▼ 18.5%€90k▼ 0.1%
Operating result€140k-€136k▼ 2.8%€136k▼ 0.4%€111k▼ 18.0%€110k▼ 0.7%
Net result€109k-€106k▼ 2.9%€106k▼ 0.4%€88k▼ 17.2%€87k▼ 0.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €140k€140kNet result 2021: €109k€109kOperating result 2022: €136k€136kNet result 2022: €106k€106kOperating result 2023: €136k€136kNet result 2023: €106k€106kOperating result 2024: €111k€111kNet result 2024: €88k€88kOperating result 2025: €110k€110kNet result 2025: €87k€87k20212022202320242025
The operating result has fallen four years in a row; 2025 is 1% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets €1k▼ 30.7%
Current assets €113k▲ 2.7%
Equity and liabilities €115k
Equity €90k▼ 0.1%
Debt €25k▲ 11.7%
The debt ratio rises from 19.8% to 21.6%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€111k
2024 · €111k
Cash flow
€87k
2024 · €88k
Solvency
78.4%
2024 · 80.2%
Current ratio
4.61
2024 · 5.02
Quick ratio
4.61
2024 · 5.02
Debt / equity
0.28
2024 · 0.25
ROE
96.8%
2024 · 97.5%
ROA
75.9%
2024 · 78.2%
Interest coverage
1104.10
2024 · 1051.38
Debt
€25k
2024 · €22k
Debt ≤ 1 year
€25k
2024 · €22k
Income taxes
€23k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€112k€115k
Fixed assets21/28€2k€1k
Tangible fixed assets22/27€2k€1k
Plant, machinery and equipment23€2k€1k
Current assets29/58€110k€113k
Amounts receivable within one year40/41€18k€18k
Trade receivables40€18k€18k
Other amounts receivable41€383€5
Cash at bank and in hand54/58€92k€96k
Equity and liabilities
Total equity and liabilities10/49€112k€115k
Equity10/15€90k€90k
Contributions10/11€2k€2k=
Reserves13€88k€88k
Distributable reserves133€88k€88k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€22k€25k
Amounts payable within one year42/48€22k€25k
Trade debts44€709€939
Suppliers440/4€709€939
Taxes, remuneration and social security45€16k€18k
Taxes450/3€13k€15k
Remuneration and social security454/9€3k€3k
Other amounts payable47/48€5k€5k
Accrued charges and deferred income492/3€200€200=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€265€490
Other operating charges640/8€513€528
Gross operating margin9900€112k€111k
Operating profit (loss)9901€111k€110k
Financial income75/76B€240€125
Recurring financial income75€240€125
Financial charges65/66B€106€100
Recurring financial charges65€106€100
Profit (loss) for the period before taxes9903€111k€110k
Income taxes67/77€24k€23k
Profit (loss) for the period9904€88k€87k
Profit (loss) for the period to be appropriated9905€88k€87k
Appropriation of the result
Profit (loss) to be appropriated9906€88k€87k
Transfer from equity791/2€108k€87k
Transfer to equity691/2€88k€87k
To other reserves6921€88k€87k
Profit to be distributed694/7€108k€87k
Return on contributions (dividend)694€108k€87k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
05-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €284k ▲59.6%
3 profitable years in a row build equity to €284k.
10-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2020net €109k ▲64%
Operating result €140k, net result €109k, both a record.
31-12
Financial Equity above €150kEq €178k ▲159%
2 profitable years in a row build equity to €178k.
20-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Morinnestraat(Kor) 168500 Kortrijk
Ground area
1,947 m²
Building footprint
325 m²
Volume, LiDAR
1,642 m³
Parcel 34354C0429/00A002, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AYUDA CONSULTING
Morinnestraat(Kor) 16, 8500 KortrijkActivities of head offices; management consultancy activities
since 20202.301.279.864
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34354C0429/00A002 Flanders 1,947 m² 1 · 325 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,297 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-04-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.