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AYUDA

Active
Private limited companyfounded 20223 yrs activeLuikersteenweg 144, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0794.854.325
Summary

The computed 12-month bankruptcy probability of AYUDA is 1.7% (moderate). The 2025 annual accounts show negative equity (-€19,187) and a net result of -€6,169. Equity is shrinking by ~77.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 7833 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability16▲+16
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.36 in 2024; short-term debt: 44.2% and cash: 0.8% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-92.4%
Return on assets
-29.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€19,187
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
1 d early
2024
7 d late
2023
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AYUDA was incorporated on 15 December 2022 as a Private limited company.1 Total assets fell from EUR 34,836 in 2023 to EUR 20,768 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€19,187▼ 47.4%
2024 · -€13,018
Total assets
€20,768▼ 25.7%
2024 · €27,963
Net result
-€6,169▲ 55.9%
2024 · -€13,989
Working capital
-€5,881▼ 3.6%
2024 · -€5,676
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€3,003--€12,514▼ 317%-€4,873▲ 61.1%
Net result-€4,029below the sector's middle half--€13,989below the sector's middle half▼ 247%-€6,169below the sector's middle half▲ 55.9%
Equity€971below the sector's middle half--€13,018below the sector's middle half-€19,187below the sector's middle half▼ 47.4%
Total assets€34,836below the sector's middle half-€27,963below the sector's middle half▼ 19.7%€20,768below the sector's middle half▼ 25.7%
Debt€33,865-€40,981▲ 21.0%€39,955▼ 2.5%
Working capital-€7,932below the sector's middle half--€5,676below the sector's middle half▲ 28.5%-€5,881below the sector's middle half▼ 3.6%
Solvency2.8%below the sector's middle half--46.6%below the sector's middle half▼ 49.3pp-92.4%below the sector's middle half▼ 45.8pp
Current ratio0.27below the sector's middle half-0.36below the sector's middle half▲ 0.100.36below the sector's middle half=
Return on assets (ROA)-11.6%below the sector's middle half--50.0%below the sector's middle half▼ 38.5pp-29.7%below the sector's middle half▲ 20.3pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2023: -€3,003-€3,003Net result 2023: -€4,029-€4,029Operating result 2024: -€12,514-€12,514Net result 2024: -€13,989-€13,989Operating result 2025: -€4,873-€4,873Net result 2025: -€6,169-€6,169202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€3,003-€3,000Net result 2023: -€4,029-€4,030Operating result 2024: -€12,514-€12,500Net result 2024: -€13,989-€14,000Operating result 2025: -€4,873-€4,870Net result 2025: -€6,169-€6,170202320242025
The operating result stays negative: a loss of €4,873 in 2025 against €12,514 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19,799
Fixed assets €16,495 ▼ 29.2%
Current assets €3,305 ▲ 1.6%
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,375▲
2024 · -€5,266
Cash flow
€1,079▲
2024 · -€6,741
Debt to equity
-2.08▲
2024 · -3.15
Interest coverage
1.92▲
2024 · -3.71
Debt ≤ 1 year
€9,186▲
2024 · €8,927
Debt > 1 year
€30,769▼
2024 · €32,053
Income taxes
€56▲
2024 · €54
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,963€20,768▼
Formation expenses20€1,429€968▼
Fixed assets21/28€23,282€16,495▼
Tangible fixed assets22/27€23,282€16,495▼
Leasing and similar rights25€23,282€16,495▼
Current assets29/58€3,252€3,305▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€1,298€1,750▲
Trade receivables40€1,051€1,626▲
Other amounts receivable41€247€123▼
Cash at bank and in hand54/58€433€170▼
Deferred charges and accrued income490/1€1,520€1,385▼
Equity and liabilities
Total equity and liabilities10/49€27,963€20,768▼
Equity10/15-€13,018-€19,187▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€18,018-€24,187▼
Amounts payable17/49€40,981€39,955▼
Amounts payable after more than one year17€32,053€30,769▼
Financial debts170/4€32,053€30,769▼
Amounts payable within one year42/48€8,927€9,186▲
Current portion of amounts payable after more than one year42€6,002€6,351▲
Trade debts44€1,614€1,269▼
Suppliers440/4€1,614€1,269▼
Taxes, remuneration and social security45€54€111▲
Taxes450/3€54€111▲
Other amounts payable47/48€1,257€1,456▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,248€7,248=
Other operating charges640/8€1,498€1,566▲
Gross operating margin9900-€3,768€3,941▲
Operating profit (loss)9901-€12,514-€4,873▲
Financial charges65/66B€1,420€1,240▼
Recurring financial charges65€1,420€1,240▼
Profit (loss) for the period before taxes9903-€13,935-€6,113▲
Income taxes67/77€54€56▲
Profit (loss) for the period9904-€13,989-€6,169▲
Profit (loss) for the period to be appropriated9905-€13,989-€6,169▲
Appropriation of the result
Profit (loss) to be appropriated9906-€18,018-€24,187▼
Profit (loss) brought forward from the previous period14P-€4,029-€18,018▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,282€7,248€7,248=
Other operating charges640/8€1,903€1,498€1,566▲ 4.5%
Gross operating margin9900€3,182-€3,768€3,941▲ 205%
Operating profit (loss)9901-€3,003-€12,514-€4,873▲ 61.1%
Financial charges65/66B€953€1,420€1,240▼ 12.7%
Recurring financial charges65€953€1,420€1,240▼ 12.7%
Profit (loss) for the period before taxes9903-€3,956-€13,935-€6,113▲ 56.1%
Income taxes67/77€73€54€56▲ 3.1%
Profit (loss) for the period9904-€4,029-€13,989-€6,169▲ 55.9%
Profit (loss) for the period to be appropriated9905-€4,029-€13,989-€6,169▲ 55.9%
Line202320242025Change
Assets
Total assets20/58€34,836€27,963€20,768▼ 25.7%
Formation expenses20€1,889€1,429€968▼ 32.2%
Fixed assets21/28€30,069€23,282€16,495▼ 29.2%
Tangible fixed assets22/27€30,069€23,282€16,495▼ 29.2%
Leasing and similar rights25€30,069€23,282€16,495▼ 29.2%
Current assets29/58€2,877€3,252€3,305▲ 1.6%
Stocks and contracts in progress3€543€0--
Stocks30/36€543€0--
Amounts receivable within one year40/41€562€1,298€1,750▲ 34.8%
Trade receivables40-€1,051€1,626▲ 54.7%
Other amounts receivable41€562€247€123▼ 50.0%
Cash at bank and in hand54/58€177€433€170▼ 60.7%
Deferred charges and accrued income490/1€1,595€1,520€1,385▼ 8.9%
Equity and liabilities
Total equity and liabilities10/49€34,836€27,963€20,768▼ 25.7%
Equity10/15€971-€13,018-€19,187▼ 47.4%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14-€4,029-€18,018-€24,187▼ 34.2%
Amounts payable17/49€33,865€40,981€39,955▼ 2.5%
Amounts payable after more than one year17€23,056€32,053€30,769▼ 4.0%
Financial debts170/4€23,056€32,053€30,769▼ 4.0%
Amounts payable within one year42/48€10,809€8,927€9,186▲ 2.9%
Current portion of amounts payable after more than one year42€5,733€6,002€6,351▲ 5.8%
Trade debts44€2,098€1,614€1,269▼ 21.4%
Suppliers440/4€2,098€1,614€1,269▼ 21.4%
Taxes, remuneration and social security45€73€54€111▲ 103%
Taxes450/3€73€54€111▲ 103%
Other amounts payable47/48€2,906€1,257€1,456▲ 15.9%
Line202320242025Change
Profit (loss) for the period9904-€4,029-€13,989-€6,169▲ 55.9%
+ Depreciation and write-downs630€4,282€7,248€7,248=
Operating cash flow (approximation)€252-€6,741€1,079▲ 116%
Investment in fixed assets (approximation)--€461-€461=
Change in cash-€257-€263▼ 203%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial Weakest financial yearnet -€13,989
Net result drops to -€13,989, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
446 m²
Building footprint
168 m²
Volume, LiDAR
822 m³
Parcel 71352D0850/00A003, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AYUDA
Luikersteenweg 144, 3800 Sint-TruidenConstruction of residential and non-residential buildings
since 20222.339.449.958
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71352D0850/00A003 Flanders 446 m² 1 · 168 m² 9.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 438 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
63920Other information service activities
68110Buying and selling of own real estate
73300Public relations and communication consultancy
82990Other business support services
86995Nutrition and dietetics services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0794854325
Also 9925:BE0794854325
Registered 30-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.