AYSEM
ActiveSummary
The computed 12-month bankruptcy probability of AYSEM is 2.7% (moderate). The 2024 annual accounts show equity of €3k and a net result of €3k. Its solvency ranks better than 26% of 2090 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability69
Solvency30
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.69; short-term debt: 94.5% and cash: 26.5% of total assets), and 94.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.5%
Return on assets
5.5%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
153 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€3k
Total assets
€52k
Net result
€3k
Working capital
€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €52k
Fixed assets
€18k
Current assets
€34k
Equity and liabilities €52k
Equity
€3k
Debt
€49k
Debt finances 94.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€6k
Cash flow
€4k
Current ratio
0.69
Quick ratio
0.68
Debt to equity
17.32
ROE
100.0%
ROA
5.5%
Interest coverage
5.17
Debt ≤ 1 year
€49k
Income taxes
€707
Filed annual accounts As filed with the NBB · 2024 · 29 lines
Balance sheet
Code2024
Assets
Total assets20/58€52k
Fixed assets21/28€18k
Tangible fixed assets22/27€18k
Plant, machinery and equipment23€18k
Current assets29/58€34k
Stocks and contracts in progress3€328
Stocks30/36€328
Amounts receivable within one year40/41€20k
Trade receivables40€20k
Cash at bank and in hand54/58€14k
Equity and liabilities
Total equity and liabilities10/49€52k
Equity10/15€3k
Profit (loss) carried forward14€3k
Amounts payable17/49€49k
Amounts payable within one year42/48€49k
Trade debts44€48k
Suppliers440/4€48k
Taxes, remuneration and social security45€711
Taxes450/3€711
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Gross operating margin9900€6k
Operating profit (loss)9901€5k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€707
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k |
| Gross operating margin9900 | €6k |
| Operating profit (loss)9901 | €5k |
| Financial charges65/66B | €1k |
| Recurring financial charges65 | €1k |
| Profit (loss) for the period before taxes9903 | €4k |
| Income taxes67/77 | €707 |
| Profit (loss) for the period9904 | €3k |
| Profit (loss) for the period to be appropriated9905 | €3k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €52k | |
| Fixed assets21/28 | €18k | |
| Tangible fixed assets22/27 | €18k | |
| Plant, machinery and equipment23 | €18k | |
| Current assets29/58 | €34k | |
| Stocks and contracts in progress3 | €328 | |
| Stocks30/36 | €328 | |
| Amounts receivable within one year40/41 | €20k | |
| Trade receivables40 | €20k | |
| Cash at bank and in hand54/58 | €14k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €52k | |
| Equity10/15 | €3k | |
| Profit (loss) carried forward14 | €3k | |
| Amounts payable17/49 | €49k | |
| Amounts payable within one year42/48 | €49k | |
| Trade debts44 | €48k | |
| Suppliers440/4 | €48k | |
| Taxes, remuneration and social security45 | €711 | |
| Taxes450/3 | €711 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €3k |
| + Depreciation and write-downs630 | €2k |
| Operating cash flow (approximation) | €4k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
220 m²
Building footprint
157 m²
Volume, LiDAR
936 m³
Parcel 11346B0963/00C005, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
AYSEM
since 20242.357.243.916
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0963/00C005 | Flanders | 220 m² | 1 · 157 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.357.243.916
Similar companies · same sector, comparable size
PAIN DU MIE
BE 1010.363.975
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BE 1032.054.264
Ukkel · Eq €2,795
LA BOULE BXL
BE 0477.040.159
Sint-Gillis (bij-Brussel) · Eq €2,775
MERI
BE 0478.129.826
Evere · Eq €2,752
COOKIES ETC
BE 0681.521.604
Ecaussinnes · Eq €2,937
Of 4,227 companies in sector 10712 we hold annual accounts for 1,870. 424 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
47110Non-specialised retail sale with food, beverages or tobacco predominating
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail
aysembv@gmail.com
Phone
0488073023
Scores and ratios are computed by Checked and are not a credit decision.