aYOfa
ActiveaYOfa has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €26k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.48 against 5.83 in 2024), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
9.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
64 d early
2024
30 d early
2023
22 d early
2022
42 d early
2021
39 d early
2020
40 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€193k▲ 8.0%
2024 · €179k
2019: €56k
2020: €98k
2021: €137k
2022: €169k
2023: €141k
2024: €179k
2019 → 2025
Total assets
€267k▲ 9.8%
2024 · €243k
2019: €99k
2020: €153k
2021: €184k
2022: €207k
2023: €218k
2024: €243k
2019 → 2025
Net result
€26k▼ 31.3%
2024 · €38k
2019: €36k
2020: €43k
2021: €38k
2022: €33k
2023: €-29k
2024: €38k
2019 → 2025
Working capital
€182k▼ 3.6%
2024 · €189k
2019: €64k
2020: €104k
2021: €134k
2022: €171k
2023: €147k
2024: €189k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€169k▲ 24.0%€141k▼ 16.9%€179k▲ 27.0%€193k▲ 8.0%
Operating result€51k-€49k▼ 2.4%€-26k€46k€38k▼ 17.1%
Net result€38k-€33k▼ 14.4%€-29k€38k€26k▼ 31.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€11k▼ 25.2%
Current assets
€255k▲ 12.1%
Equity and liabilities €267k
Equity
€193k▲ 8.0%
Debt
€73k▲ 14.6%
The debt ratio rises from 26.4% to 27.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€42k▼
2024 · €50k
Cash flow
€30k▼
2024 · €42k
Solvency
72.5%▼
2024 · 73.6%
Current ratio
3.48▼
2024 · 5.83
Quick ratio
3.48▼
2024 · 5.83
Debt / equity
0.38▲
2024 · 0.36
ROE
13.5%▼
2024 · 21.3%
ROA
9.8%▼
2024 · 15.7%
Interest coverage
7.00▲
2024 · 6.91
Debt
€73k▲
2024 · €64k
Debt ≤ 1 year
€73k▲
2024 · €39k
Debt > 1 year
€0▼
2024 · €25k
Income taxes
€8k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€243k€267k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Furniture and vehicles24€2k€881▼
Other tangible fixed assets26€13k€10k▼
Current assets29/58€228k€255k▲
Amounts receivable within one year40/41€16k€12k▼
Trade receivables40€13k€12k▼
Other amounts receivable41€3k€163▼
Current investments50/53€153k€171k▲
Cash at bank and in hand54/58€40k€58k▲
Deferred charges and accrued income490/1€19k€15k▼
Equity and liabilities
Total equity and liabilities10/49€243k€267k▲
Equity10/15€179k€193k▲
Contributions10/11€20k€20k=
Reserves13€159k€173k▲
Distributable reserves133€159k€173k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€64k€73k▲
Amounts payable after more than one year17€25k€0▼
Financial debts170/4€25k€0▼
Amounts payable within one year42/48€39k€73k▲
Current portion of amounts payable after more than one year42-€25k
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€4k€9k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€26k€33k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€788€812▲
Gross operating margin9900€51k€43k▼
Operating profit (loss)9901€46k€38k▼
Financial income75/76B€989€1k▲
Recurring financial income75€989€1k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€40k€34k▼
Income taxes67/77€2k€8k▲
Profit (loss) for the period9904€38k€26k▼
Profit (loss) for the period to be appropriated9905€38k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€26k▼
Transfer from equity791/2€0-
Transfer to equity691/2€38k€14k▼
To other reserves6921€38k€14k▼
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
31-12
Financial
Equity above €150kEq €179k ▲27%
Equity rises from €141k to €179k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-29k ▼187%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 14.25
Current ratio from 6.92 to 14.25; short-term debt falls from €23k to €13k.
31-12
Financial
Equity above €150kEq €169k ▲24%
4 profitable years in a row build equity to €169k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €137k ▲38.9%
3 profitable years in a row build equity to €137k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €43k ▲20%
Operating result €57k, net result €43k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijmenamseweg 1032820 BonheidenGround area
3,893 m²
Building footprint
141 m²
Volume, LiDAR
882 m³
Parcel 12005C0122/00D002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
aYOfa
since 20192.284.986.735
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0122/00D002 | Flanders | 3,893 m² | 1 · 141 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488G5IRF17U610V9Y69
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WEAVE MANAGEMENT
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,025 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.