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AYOBI

Active
Private limited companyfounded 20242 yrs activeStoppelstraat 50, 9000 Gent, BelgiumKBO/BCE: BE 1014.034.535
Summary

The computed 12-month bankruptcy probability of AYOBI is 5.1% (elevated). The 2025 annual accounts show negative equity (-€1,900) and a net result of -€3,900. Its solvency ranks better than 14% of 4664 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability58
Solvency21
Growth-
Track record67
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21; short-term debt: 104.4% and cash: 20.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-4.4%
Return on assets
-8.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 September 2024, AYOBI was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€1,900
Total assets
€43,653
Net result
-€3,900
Working capital
-€35,919

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €43,653
Fixed assets €34,019
Current assets €9,634
Key figures and ratios
2025 value
EBITDA
€7,500
Cash flow
€7,406
Solvency
-4.4%
Current ratio
0.21
Debt to equity
-23.97
ROA
-8.9%
Interest coverage
80.00
Debt
€45,554
Debt ≤ 1 year
€45,554
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€43,653
Fixed assets21/28€34,019
Tangible fixed assets22/27€34,019
Furniture and vehicles24€34,019
Current assets29/58€9,634
Amounts receivable within one year40/41€843
Trade receivables40€771
Other amounts receivable41€72
Cash at bank and in hand54/58€8,791
Equity and liabilities
Total equity and liabilities10/49€43,653
Equity10/15-€1,900
Contributions10/11€2,000
Profit (loss) carried forward14-€3,900
Amounts payable17/49€45,554
Amounts payable within one year42/48€45,554
Trade debts44€207
Suppliers440/4€207
Taxes, remuneration and social security45€146
Taxes450/3€146
Other amounts payable47/48€45,201
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,306
Other operating charges640/8€909
Gross operating margin9900€8,409
Operating profit (loss)9901-€3,806
Financial charges65/66B€94
Recurring financial charges65€94
Profit (loss) for the period before taxes9903-€3,900
Profit (loss) for the period9904-€3,900
Profit (loss) for the period to be appropriated9905-€3,900
Appropriation of the result
Profit (loss) to be appropriated9906-€3,900

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,306
Other operating charges640/8€909
Gross operating margin9900€8,409
Operating profit (loss)9901-€3,806
Financial charges65/66B€94
Recurring financial charges65€94
Profit (loss) for the period before taxes9903-€3,900
Profit (loss) for the period9904-€3,900
Profit (loss) for the period to be appropriated9905-€3,900
Line2025
Assets
Total assets20/58€43,653
Fixed assets21/28€34,019
Tangible fixed assets22/27€34,019
Furniture and vehicles24€34,019
Current assets29/58€9,634
Amounts receivable within one year40/41€843
Trade receivables40€771
Other amounts receivable41€72
Cash at bank and in hand54/58€8,791
Equity and liabilities
Total equity and liabilities10/49€43,653
Equity10/15-€1,900
Contributions10/11€2,000
Profit (loss) carried forward14-€3,900
Amounts payable17/49€45,554
Amounts payable within one year42/48€45,554
Trade debts44€207
Suppliers440/4€207
Taxes, remuneration and social security45€146
Taxes450/3€146
Other amounts payable47/48€45,201
Line2025
Profit (loss) for the period9904-€3,900
+ Depreciation and write-downs630€11,306
Operating cash flow (approximation)€7,406

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
819 m²
Building footprint
187 m²
Volume, LiDAR
7 m³
Parcel 44815F2042/00L002, Flanders · tallest building 0.9 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
AYOBI
Stoppelstraat 50, 9000 GentNon-scheduled passenger transport by road
since 20242.364.034.411
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44815F2042/00L002 Flanders 819 m² 1 · 187 m² 0.9 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,683 companies in sector 49330 we hold annual accounts for 2,295. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle

Scores and ratios are computed by Checked and are not a credit decision.