AYB GROUP
Open bankruptcyA bankruptcy procedure is open for AYB GROUP according to publications in the Belgian State Gazette; curator: PATRICK SCHRUERS. The 2024 annual accounts show equity of €25k and a net result of €722.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2024, micro schema
Equity
€25k▲ 2.9%
2023 · €24k
2022: €22k
2023: €24k
2022 → 2024
Total assets
€92k▲ 40.4%
2023 · €65k
2022: €69k
2023: €65k
2022 → 2024
Net result
€722▼ 67.2%
2023 · €2k
2022: €21k
2023: €2k
2022 → 2024
Working capital
€15k▼ 4.5%
2023 · €15k
2022: €22k
2023: €15k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€22k-€24k▲ 9.9%€25k▲ 2.9%
Operating result€27k-€3k▼ 89.1%€1k▼ 49.1%
Net result€21k-€2k▼ 89.6%€722▼ 67.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 49% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €92k
Fixed assets
€10k▲ 15.8%
Current assets
€81k▲ 44.4%
Equity and liabilities €92k
Equity
€25k▲ 2.9%
Debt
€66k▲ 63.0%
The debt ratio rises from 62.5% to 72.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k
Cash flow
€813
Solvency
27.5%▼
2023 · 37.5%
Current ratio
1.22▼
2023 · 1.38
Quick ratio
1.22▼
2023 · 1.38
Debt / equity
2.64▲
2023 · 1.66
ROE
2.9%▼
2023 · 9.0%
ROA
0.8%▼
2023 · 3.4%
Interest coverage
6.51
Debt
€66k▲
2023 · €41k
Debt ≤ 1 year
€66k▲
2023 · €41k
Income taxes
€517▼
2023 · €551
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€65k€92k▲
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27-€1k
Other tangible fixed assets26-€1k
Financial fixed assets28€9k€9k=
Current assets29/58€56k€81k▲
Amounts receivable within one year40/41€54k€80k▲
Trade receivables40€54k€80k▲
Cash at bank and in hand54/58€3k€867▼
Equity and liabilities
Total equity and liabilities10/49€65k€92k▲
Equity10/15€24k€25k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€23k€24k▲
Amounts payable17/49€41k€66k▲
Amounts payable within one year42/48€41k€66k▲
Trade debts44€20k€51k▲
Suppliers440/4€20k€51k▲
Taxes, remuneration and social security45€19k€15k▼
Taxes450/3€18k€15k▼
Remuneration and social security454/9€444-
Other amounts payable47/48€2k€18▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€91
Other operating charges640/8€1k€1k▲
Gross operating margin9900€4k€3k▼
Operating profit (loss)9901€3k€1k▼
Financial income75/76B€50-
Recurring financial income75€50-
Financial charges65/66B€206€242▲
Recurring financial charges65€206€242▲
Profit (loss) for the period before taxes9903€3k€1k▼
Income taxes67/77€551€517▼
Profit (loss) for the period9904€2k€722▼
Profit (loss) for the period to be appropriated9905€2k€722▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€24k▲
Profit (loss) brought forward from the previous period14P€21k€23k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 342 days late
06-07
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · AYB GROUP BV BERGENSE- STEENWEG 421/13, 1600 SINT-PIETERS-LEEUW · event 30-06-2026
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 700 days late
2024
31-12
Financial
Weakest financial yearnet €722 ▼67.2%
Net result drops to €722, the lowest in the series.
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 151 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 4211600 Sint-Pieters-LeeuwGround area
2.3 ha
Building footprint
2,296 m²
Volume, LiDAR
52,369 m³
2 parcels, Brussels, Flanders · tallest building 58.2 m, ±18 floors. Linked by address, not a title deed.
1 establishment unit
AYB GROUP
since 20222.327.887.261
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0252/00Y002 | Brussels | 1.5 ha | 1 · 966 m² | 58.2 m · 18 fl. |
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PATRICK SCHRUERS LUCHTHAVENLAAN 27, BUS 38,
1800 VILVOORDE |
30-06-2026 → present |
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 5,270 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2022
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
53200Other postal and courier activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:momo.abidi@outlook.be