AYATEX
ActiveThe computed 12-month bankruptcy probability of AYATEX is 2.5% (moderate). The 2025 annual accounts show equity of €7k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 13204 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+4
Solvency30▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.5%
Return on assets
3.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
89 d late
2023
135 d late
2022
126 d late
2021
65 d late
2020
115 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▲ 968%
2024 · €408
2018: €11k
2019: €2k
2020: €-7k
2021: €-12k
2022: €-20k
2023: €11k
2024: €408
2018 → 2025
Working capital
€6k▲ 894%
2024 · €608
2018: €26k
2019: €15k
2020: €21k
2021: €11k
2022: €-9k
2023: €3k
2024: €608
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€-9k€3k€3k▲ 15.2%€7k▲ 141%
Operating result€-12k-€-31k▼ 154%€12k€566▼ 95.1%€5k▲ 715%
Net result€-12k-€-20k▼ 59.6%€11k€408▼ 96.4%€4k▲ 968%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 715% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€1k▼ 43.2%
Current assets
€135k▲ 45.4%
Equity and liabilities €136k
Equity
€7k▲ 141%
Debt
€129k▲ 39.8%
The debt ratio falls from 96.8% to 94.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2024 · €1k
Cash flow
€7k▲
2024 · €1k
Solvency
5.5%▲
2024 · 3.2%
Current ratio
1.05▲
2024 · 1.01
Quick ratio
0.85▼
2024 · 0.89
Debt / equity
17.31▼
2024 · 29.79
ROE
58.4%▲
2024 · 13.2%
ROA
3.2%▲
2024 · 0.4%
Interest coverage
27.52▲
2024 · 7.41
Debt
€129k▲
2024 · €92k
Debt ≤ 1 year
€129k▲
2024 · €92k
Staff costs
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€136k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k-
Other tangible fixed assets26€2k-
Financial fixed assets28€68€1k▲
Current assets29/58€93k€135k▲
Stocks and contracts in progress3€10k€26k▲
Stocks30/36€10k€26k▲
Amounts receivable within one year40/41€75k€85k▲
Trade receivables40€72k€78k▲
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€5k€22k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€95k€136k▲
Equity10/15€3k€7k▲
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-12k€-8k▲
Amounts payable17/49€92k€129k▲
Amounts payable within one year42/48€92k€129k▲
Trade debts44€69k€64k▼
Suppliers440/4€69k€64k▼
Taxes, remuneration and social security45€22k€65k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€20k€62k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62-€13k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€605€2k▲
Other operating charges640/8€782€98▼
Gross operating margin9900€2k€20k▲
Operating profit (loss)9901€566€5k▲
Financial charges65/66B€158€256▲
Recurring financial charges65€158€256▲
Profit (loss) for the period before taxes9903€408€4k▲
Profit (loss) for the period9904€408€4k▲
Profit (loss) for the period to be appropriated9905€408€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-8k▲
Profit (loss) brought forward from the previous period14P€-13k€-12k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 135 days late
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 126 days late
2022
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 65 days late
2021
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 115 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 92 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 92 days late
2016
16-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 108 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergense Steenweg 141070 AnderlechtGround area
84 m²
Building footprint
84 m²
Volume, LiDAR
900 m³
Parcel 21305B0189/00K010, Brussels · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
La Tour
since 20102.190.448.555
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0189/00K010 | Brussels | 84 m² | 1 · 84 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.190.448.555
Similar companies · same sector, comparable size
ARDA & DIVAN
BE 0825.703.887
Sint-Joost-ten-Node · Eq €7k
LE COLLECTIF INATTENDU
BE 1024.989.991
Rixensart · Eq €7k
MoMo’s Broodjeszaak
BE 1008.051.615
Peer · Eq €7k
JAWS
BE 0679.964.852
Liège · Eq €7k
C.C.S.
BE 0539.930.407
Elsene · Eq €7k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 6,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2009
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47792Retail sale of second-hand clothing
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.