Ayano Direct

Active

Private limited companyfounded 2022active for 4 yearsBrusselstraat 31, 2321 Hoogstraten, BelgiumKBO/BCE: BE 0785.468.683

Summary

Ayano Direct has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256,756 and a net result of €78,546. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 76% of 12,724 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

Ayano DirectActiveChecked score 90/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47553Wholesale trade NACE 46441

1 site

Size

≈ €640,000turnover 2025, estimated

Equity: €256,756
Profit: €78,546

Turnover estimated from the gross margin

Financial health

90 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Parent: AYANO GROUP · 100%

GilicoDirector · permanent representative Meeuwesen Erwin

2025 accounts on time1 of 2 deeds summarised

Why 90raises riskFounded in 2022lowers riskLiquidity: current ratio 2.46, cash €75,890Equity €256,756 (63.3% of total assets)Figures for financial year 2025 (filed 31-07-2026)Show the evidence

Checked score

Score 2025

90 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 78% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 88+14

equity 63.3% of total assets

Liquidity 57-2

short-term debt 36.7% · cash 18.7%

Profitability 93+13

return on assets 19.4%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.4%● unchanged vs 08-2025highest value 10-2025: 0.4%● unchanged vs 09-2025highest value 11-2025: 0.4%● unchanged vs 10-2025highest value 12-2025: 0.4%● unchanged vs 11-2025highest value 01-2026: 0.2%▼ -0.2 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €23,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.46, compared with 1.96 in 2024, above the usual 1.5; short-term debt: 36.7% and cash: 18.7% of total assets), and 36.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 76% on solvency, 63% on liquidity, 87% on profitability and 85% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.46, cash €75,890

NBB · annual accounts

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Equity €256,756 (63.3% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 31-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

on the day

2024

13 days early

2023

8 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 7 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Equity above €200,000equity €256,756 ▲44.1%
18-07-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Controlled by AYANO GROUP 100% View
Positive: Equity rose in 2025from €178,210 to €256,756 ▲ 44.1% View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €405,487
Profit: €78,546
Solvency: 63.3%

Total assets▲ 12.3%

Net result

20232025

Go to Financials

Board & ownership

Board: 1 member
Parent: AYANO GROUP · 100%

GilicoDirector

Go to Board & ownership

Network & group

Connected companies: 3

Go to Network & group

Timeline

Events: 7
Since: 2024
Next accounts: by 31-07-2027

31-12-2024Weakest financial year
31-12-2024Equity above €150,000
23-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail tradeNACE 47553
Founded: 27-04-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about Ayano Direct

What is the company number of Ayano Direct?: 0785.468.683. In Belgium the VAT number is the company number with BE in front: BE 0785.468.683.
Where is Ayano Direct based?: The registered office is at Brusselstraat 31, 2321 Hoogstraten.Company details
What does Ayano Direct do?: According to the KBO register, the main activity is retail trade (NACE 47553).
What is the legal form of Ayano Direct?: Private limited company (BV).
When was Ayano Direct founded?: On 27-04-2022.
Is Ayano Direct still active?: Yes, Ayano Direct is an active enterprise in the KBO register.
What is the turnover of Ayano Direct?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Ayano Direct profitable?: In financial year 2025, Ayano Direct made a profit of €78,546.
Where can I find the annual accounts of Ayano Direct?: Ayano Direct filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ayano Direct due?: By 31-07-2027, for financial year 2026.Timeline