AYANNE
ActiveSummary
AYANNE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€26,172) and a net result of €2,124. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+83
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.39 in 2024; short-term debt: 160.2% and cash: 79.8% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-141%
Return on assets
11.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 18626 sector peers (2025).
NBB · sector comparisonPosition among 18626 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
4 d early
2023
8 d early
2022
3 d early
2021
17 d late
2020
9 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 27 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€26,172▲ 7.5%
2024 · -€28,295
Total assets
€18,568▲ 35.5%
2024 · €13,701
Net result
€2,124
2024 · -€27,118
Working capital
-€12,499▲ 24.2%
2024 · -€16,485
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€10,519▼ 75.2%€4,875€4,368▼ 10.4%-€27,019€2,227
Net result-€10,902below the sector's middle half▼ 72.2%€4,791within the sector's middle half€4,157within the sector's middle half▼ 13.2%-€27,118below the sector's middle half€2,124within the sector's middle half
Equity-€10,126below the sector's middle half-€5,335below the sector's middle half▲ 47.3%-€1,178below the sector's middle half▲ 77.9%-€28,295below the sector's middle half▼ 2,303%-€26,172below the sector's middle half▲ 7.5%
Total assets€47,835below the sector's middle half▲ 31.6%€42,860below the sector's middle half▼ 10.4%€48,176below the sector's middle half▲ 12.4%€13,701below the sector's middle half▼ 71.6%€18,568below the sector's middle half▲ 35.5%
Debt€57,961▲ 62.9%€48,194▼ 16.8%€49,354▲ 2.4%€41,996▼ 14.9%€44,739▲ 6.5%
Working capital-€2,870within the sector's middle half€4,378within the sector's middle half€8,314within the sector's middle half▲ 89.9%-€16,485below the sector's middle half-€12,499below the sector's middle half▲ 24.2%
Solvency-21.2%below the sector's middle half▼ 23.3pp-12.4%below the sector's middle half▲ 8.7pp-2.4%below the sector's middle half▲ 10.0pp-206.5%below the sector's middle half▼ 204.1pp-141.0%below the sector's middle half▲ 65.6pp
Current ratio0.93within the sector's middle half▼ 0.401.13within the sector's middle half▲ 0.201.24within the sector's middle half▲ 0.110.39below the sector's middle half▼ 0.850.58below the sector's middle half▲ 0.19
Return on assets (ROA)-22.8%below the sector's middle half▼ 5.4pp11.2%within the sector's middle half▲ 34.0pp8.6%within the sector's middle half▼ 2.6pp-197.9%below the sector's middle half▼ 206.6pp11.4%within the sector's middle half▲ 209.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,227 after a loss of €27,019 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18,568
Fixed assets
€1,327 ▼ 58.4%
Current assets
€17,240 ▲ 64.0%
Key figures and ratios
EBITDA
€4,090▲
2024 · -€24,700
Cash flow
€3,986▲
2024 · -€24,799
Quick ratio
0.50▲
2024 · 0.18
Debt to equity
-1.71▼
2024 · -1.48
Interest coverage
39.51▲
2024 · -250.05
Debt ≤ 1 year
€29,739▲
2024 · €26,996
Debt > 1 year
€15,000=
2024 · €15,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,864 | €4,290 | €3,227 | €2,319 | €1,862 | ▼ 19.7% |
| Other operating charges640/8 | €468 | €1,682 | €1,445 | €7,190 | €4,696 | ▼ 34.7% |
| Gross operating margin9900 | -€6,187 | €10,847 | €9,039 | -€17,511 | €8,786 | ▲ 150% |
| Operating profit (loss)9901 | -€10,519 | €4,875 | €4,368 | -€27,019 | €2,227 | ▲ 108% |
| Financial income75/76B | €0 | - | - | - | - | - |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | €383 | €83 | €211 | €99 | €104 | ▲ 4.8% |
| Recurring financial charges65 | €383 | €83 | €211 | €99 | €104 | ▲ 4.8% |
| Profit (loss) for the period before taxes9903 | -€10,902 | €4,791 | €4,157 | -€27,118 | €2,124 | ▲ 108% |
| Profit (loss) for the period9904 | -€10,902 | €4,791 | €4,157 | -€27,118 | €2,124 | ▲ 108% |
| Profit (loss) for the period to be appropriated9905 | -€10,902 | €4,791 | €4,157 | -€27,118 | €2,124 | ▲ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €47,835 | €42,860 | €48,176 | €13,701 | €18,568 | ▲ 35.5% |
| Fixed assets21/28 | €7,744 | €5,287 | €5,508 | €3,190 | €1,327 | ▼ 58.4% |
| Tangible fixed assets22/27 | €7,744 | €5,287 | €5,508 | €3,190 | €1,327 | ▼ 58.4% |
| Plant, machinery and equipment23 | €4,910 | €1,772 | €1,176 | €855 | €535 | ▼ 37.5% |
| Furniture and vehicles24 | €2,834 | €3,515 | €4,332 | €2,334 | €793 | ▼ 66.0% |
| Current assets29/58 | €40,091 | €37,573 | €42,668 | €10,511 | €17,240 | ▲ 64.0% |
| Stocks and contracts in progress3 | €7,481 | €7,904 | €6,704 | €5,654 | €2,400 | ▼ 57.6% |
| Stocks30/36 | €7,481 | €7,904 | €6,704 | €5,654 | €2,400 | ▼ 57.6% |
| Amounts receivable within one year40/41 | - | €4,352 | €9,569 | €1,610 | €16 | ▼ 99.0% |
| Trade receivables40 | - | €4,352 | €9,569 | €28 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | €1,582 | €16 | ▼ 99.0% |
| Cash at bank and in hand54/58 | €32,610 | €25,105 | €26,395 | €3,247 | €14,824 | ▲ 357% |
| Deferred charges and accrued income490/1 | - | €213 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €47,835 | €42,860 | €48,176 | €13,701 | €18,568 | ▲ 35.5% |
| Equity10/15 | -€10,126 | -€5,335 | -€1,178 | -€28,295 | -€26,172 | ▲ 7.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€28,726 | -€23,935 | -€19,778 | -€46,895 | -€44,772 | ▲ 4.5% |
| Amounts payable17/49 | €57,961 | €48,194 | €49,354 | €41,996 | €44,739 | ▲ 6.5% |
| Amounts payable after more than one year17 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Financial debts170/4 | - | - | - | €15,000 | €15,000 | = |
| Other amounts payable178/9 | €15,000 | €15,000 | €15,000 | - | - | - |
| Amounts payable within one year42/48 | €42,961 | €33,194 | €34,354 | €26,996 | €29,739 | ▲ 10.2% |
| Trade debts44 | €2,666 | €221 | - | €133 | €9 | ▼ 92.9% |
| Suppliers440/4 | €2,666 | €221 | - | €133 | €9 | ▼ 92.9% |
| Taxes, remuneration and social security45 | €4,985 | €5,317 | €8,336 | €0 | - | - |
| Taxes450/3 | €4,622 | €5,317 | €8,336 | €0 | - | - |
| Remuneration and social security454/9 | €362 | - | - | - | - | - |
| Other amounts payable47/48 | €35,310 | €27,657 | €26,018 | €26,863 | €29,730 | ▲ 10.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,902 | €4,791 | €4,157 | -€27,118 | €2,124 | ▲ 108% |
| + Depreciation and write-downs630 | €3,864 | €4,290 | €3,227 | €2,319 | €1,862 | ▼ 19.7% |
| Operating cash flow (approximation) | -€7,038 | €9,081 | €7,384 | -€24,799 | €3,986 | ▲ 116% |
| Investment in fixed assets (approximation) | - | -€1,834 | -€3,448 | €0 | €0 | - |
| Change in cash | - | -€7,506 | €1,291 | -€23,148 | €11,577 | ▲ 150% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €2,124
Net result €2,124 after one loss-making year.
26-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€27,118
Net result drops to -€27,118, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €4,791
Net result €4,791 after 2 loss-making years.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2013
Ground area
1,740 m²
Building footprint
210 m²
Volume, LiDAR
969 m³
Parcel 44013A0396/00M000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ayanne
since 20132.217.430.985
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013A0396/00M000 | Flanders | 1,740 m² | 1 · 210 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 276 companies in sector 47519 we hold annual accounts for 130. 22 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-02-2013
Fiscal year end30-09
Activities, NACEBEL 2025
47519Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0521758842
Also
9925:BE0521758842
Registered
11-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.