AYAAN
ActiveAYAAN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €145k and a net result of €-3k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability66▲+46
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 43.72 against 23.73 in 2023; short-term debt: 2.1% and cash: 1.5% of total assets), and 2.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.9%
Return on assets
-1.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
43 d early
2022
26 d early
2021
33 d early
2020
37 d early
2019
11 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€145k▼ 1.8%
2023 · €147k
2018: €133k
2019: €148k
2020: €165k
2021: €169k
2022: €159k
2023: €147k
2018 → 2024
Total assets
€148k▼ 3.5%
2023 · €153k
2018: €139k
2019: €157k
2020: €172k
2021: €197k
2022: €167k
2023: €153k
2018 → 2024
Net result
€-3k▲ 75.7%
2023 · €-11k
2018: €22k
2019: €15k
2020: €17k
2021: €4k
2022: €-10k
2023: €-11k
2018 → 2024
Working capital
€134k▲ 1.8%
2023 · €132k
2018: €123k
2019: €138k
2020: €150k
2021: €138k
2022: €135k
2023: €132k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€165k-€169k▲ 2.3%€159k▼ 5.9%€147k▼ 7.1%€145k▼ 1.8%
Operating result€24k-€11k▼ 54.4%€-3k€-8k▼ 145%€-2k▲ 72.0%
Net result€17k-€4k▼ 77.6%€-10k€-11k▼ 12.3%€-3k▲ 75.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €8k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €148k
Fixed assets
€11k▼ 32.2%
Current assets
€137k▼ 0.2%
Equity and liabilities €148k
Equity
€145k▼ 1.8%
Debt
€3k▼ 45.8%
The debt ratio falls from 3.8% to 2.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▲
2023 · €639
Cash flow
€2k▲
2023 · €-3k
Solvency
97.9%▲
2023 · 96.2%
Current ratio
43.72▲
2023 · 23.73
Quick ratio
42.92▲
2023 · 23.69
Debt / equity
0.02▼
2023 · 0.04
ROE
-1.9%▲
2023 · -7.6%
ROA
-1.8%▲
2023 · -7.3%
Interest coverage
6.73▲
2023 · 1.23
Debt
€3k▼
2023 · €6k
Debt ≤ 1 year
€3k▼
2023 · €6k
Income taxes
€171▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€153k€148k▼
Fixed assets21/28€16k€11k▼
Tangible fixed assets22/27€6k€680▼
Furniture and vehicles24€6k€680▼
Financial fixed assets28€10k€10k=
Current assets29/58€137k€137k▼
Stocks and contracts in progress3€226€3k▲
Stocks30/36€226€3k▲
Amounts receivable within one year40/41€136k€132k▼
Trade receivables40€6k-
Other amounts receivable41€130k€132k▲
Cash at bank and in hand54/58€588€2k▲
Deferred charges and accrued income490/1€1k€767▼
Equity and liabilities
Total equity and liabilities10/49€153k€148k▼
Equity10/15€147k€145k▼
Contributions10/11€12k€12k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€2k€2k=
Other1319€4k€4k=
Profit (loss) carried forward14€129k€126k▼
Amounts payable17/49€6k€3k▼
Amounts payable within one year42/48€6k€3k▼
Financial debts43€3k€641▼
Credit institutions430/8€3k€641▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Income statement
Code20232024
Non-recurring operating income76A€10k€12k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k▼
Other operating charges640/8€751€512▼
Gross operating margin9900€1k€3k▲
Operating profit (loss)9901€-8k€-2k▲
Financial charges65/66B€521€442▼
Recurring financial charges65€521€442▼
Profit (loss) for the period before taxes9903€-8k€-3k▲
Income taxes67/77€3k€171▼
Profit (loss) for the period9904€-11k€-3k▲
Profit (loss) for the period to be appropriated9905€-11k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€129k€126k▼
Profit (loss) brought forward from the previous period14P€140k€129k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 17.89
Current ratio from 5.84 to 17.89; short-term debt falls from €28k to €8k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €165k ▲11.5%
3 profitable years in a row build equity to €165k.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterpolder 179992 MaldegemGround area
1,279 m²
Building footprint
151 m²
Volume, LiDAR
603 m³
Parcel 43011B0313/00W000, Flanders · tallest building 12.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ayaan
since 20042.142.311.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43011B0313/00W000 | Flanders | 1,279 m² | 1 · 151 m² | 12.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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b-BIT
BE 0543.270.769
Sint-Truiden · Eq €145k
FRANCOIS
BE 0419.247.955
Courcelles · Eq €145k
MaaNdammi
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2004
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.