AYA PROJECTS
ActiveSummary
AYA PROJECTS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,148 and a net result of €372. Equity is growing by ~49% per year across the filed fiscal years. Its solvency ranks better than 21% of 9537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-16
Solvency44▼-11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.64 in 2024; short-term debt: 56.1% and cash: 5.2% of total assets), and 81.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.7%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9537 sector peers (2025).
NBB · sector comparisonPosition among 9537 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
55 d late
2024
15 d early
2023
31 d late
2022
32 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidy mirror
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€20,148▲ 1.9%
2024 · €19,776
Total assets
€107,794▲ 66.1%
2024 · €64,880
Net result
€372▼ 95.6%
2024 · €8,498
Working capital
-€28,118▼ 84.4%
2024 · -€15,245
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,398--€6,988▼ 58.9%€13,345€13,151▼ 1.5%€1,892▼ 85.6%
Net result-€4,598--€7,294▼ 58.6%€13,170€8,498▼ 35.5%€372▼ 95.6%
Equity€1,402--€391€11,278€19,776▲ 75.3%€20,148▲ 1.9%
Total assets€23,255-€21,185▼ 8.9%€71,034▲ 235%€64,880▼ 8.7%€107,794▲ 66.1%
Debt€21,852-€21,576▼ 1.3%€59,755▲ 177%€45,104▼ 24.5%€87,645▲ 94.3%
Working capital-€4,173--€7,827▼ 87.6%-€28,263▼ 261%-€15,245▲ 46.1%-€28,118▼ 84.4%
Staff (FTE)1.11.4▲ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107,794
Fixed assets
€75,450 ▲ 103%
Current assets
€32,344 ▲ 16.9%
Equity and liabilities €107,794
Equity
€20,148 ▲ 1.9%
Debt
€87,645 ▲ 94.3%
Debt's share of the balance-sheet total rises from 69.5% to 81.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10,324▼
2024 · €20,923
Cash flow
€8,804▼
2024 · €16,271
Current ratio
0.53▼
2024 · 0.64
Quick ratio
0.29▼
2024 · 0.39
Debt to equity
4.35▲
2024 · 2.28
ROE
1.8%▼
2024 · 43.0%
ROA
0.3%▼
2024 · 13.1%
Interest coverage
6.79▼
2024 · 23.48
Debt ≤ 1 year
€60,462▲
2024 · €42,907
Debt > 1 year
€27,184▲
2024 · €2,197
Staff costs
€22,547▲
2024 · €18,061
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,270 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
2.1%
went bankrupt
2.5%
stopped otherwise
95%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,270 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €13,742 | €12,216 | €5,477 | €18,061 | €22,547 | ▲ 24.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,072 | €4,290 | €2,176 | €7,773 | €8,432 | ▲ 8.5% |
| Other operating charges640/8 | €405 | €1,096 | €437 | €2,265 | €4,907 | ▲ 117% |
| Non-recurring operating charges66A | - | - | €2,375 | - | - | - |
| Gross operating margin9900 | €10,821 | €10,614 | €23,811 | €41,249 | €37,778 | ▼ 8.4% |
| Operating profit (loss)9901 | -€4,398 | -€6,988 | €13,345 | €13,151 | €1,892 | ▼ 85.6% |
| Financial income75/76B | €0 | - | €30 | €287 | €1 | ▼ 99.7% |
| Recurring financial income75 | €0 | - | €30 | €287 | €1 | ▼ 99.7% |
| Financial charges65/66B | €200 | €306 | €205 | €891 | €1,521 | ▲ 70.7% |
| Recurring financial charges65 | €200 | €306 | €205 | €891 | €1,521 | ▲ 70.7% |
| Profit (loss) for the period before taxes9903 | -€4,598 | -€7,294 | €13,170 | €12,546 | €372 | ▼ 97.0% |
| Income taxes67/77 | - | - | - | €4,048 | - | - |
| Profit (loss) for the period9904 | -€4,598 | -€7,294 | €13,170 | €8,498 | €372 | ▼ 95.6% |
| Profit (loss) for the period to be appropriated9905 | -€4,598 | -€7,294 | €13,170 | €8,498 | €372 | ▼ 95.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €23,255 | €21,185 | €71,034 | €64,880 | €107,794 | ▲ 66.1% |
| Fixed assets21/28 | €17,377 | €16,087 | €44,992 | €37,219 | €75,450 | ▲ 103% |
| Intangible fixed assets21 | - | - | €24,288 | €21,788 | €51,392 | ▲ 136% |
| Tangible fixed assets22/27 | €17,377 | €16,087 | €20,704 | €15,431 | €24,059 | ▲ 55.9% |
| Furniture and vehicles24 | €17,377 | €13,687 | €18,904 | €14,231 | €23,459 | ▲ 64.8% |
| Other tangible fixed assets26 | - | €2,400 | €1,800 | €1,200 | €600 | ▼ 50.0% |
| Current assets29/58 | €5,877 | €5,097 | €26,042 | €27,661 | €32,344 | ▲ 16.9% |
| Stocks and contracts in progress3 | - | - | €1,645 | €10,864 | €14,821 | ▲ 36.4% |
| Stocks30/36 | - | - | €1,645 | €10,864 | €14,821 | ▲ 36.4% |
| Amounts receivable within one year40/41 | €2,718 | €3,358 | €16,412 | €8,000 | €11,482 | ▲ 43.5% |
| Trade receivables40 | €2,718 | €3,358 | €16,412 | €8,000 | €11,482 | ▲ 43.5% |
| Cash at bank and in hand54/58 | €3,159 | €1,740 | €7,985 | €8,798 | €5,622 | ▼ 36.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | €419 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €23,255 | €21,185 | €71,034 | €64,880 | €107,794 | ▲ 66.1% |
| Equity10/15 | €1,402 | -€391 | €11,278 | €19,776 | €20,148 | ▲ 1.9% |
| Contributions10/11 | €6,000 | €11,500 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€4,598 | -€11,891 | €1,278 | €9,776 | €10,148 | ▲ 3.8% |
| Amounts payable17/49 | €21,852 | €21,576 | €59,755 | €45,104 | €87,645 | ▲ 94.3% |
| Amounts payable after more than one year17 | €11,801 | €8,651 | €5,450 | €2,197 | €27,184 | ▲ 1,137% |
| Financial debts170/4 | €11,801 | €8,651 | €5,450 | €2,197 | €27,184 | ▲ 1,137% |
| Amounts payable within one year42/48 | €10,051 | €12,925 | €54,305 | €42,907 | €60,462 | ▲ 40.9% |
| Current portion of amounts payable after more than one year42 | €3,101 | €3,150 | €3,036 | €3,253 | €9,654 | ▲ 197% |
| Trade debts44 | €1,489 | €537 | €30,030 | €7,685 | €21,433 | ▲ 179% |
| Suppliers440/4 | €1,489 | €537 | €30,030 | €7,685 | €21,433 | ▲ 179% |
| Advances received on contracts in progress46 | - | - | €8,080 | - | - | - |
| Taxes, remuneration and social security45 | €5,376 | €5,723 | €5,188 | €14,747 | €12,795 | ▼ 13.2% |
| Taxes450/3 | €1,219 | €640 | €1,793 | €14,279 | €9,395 | ▼ 34.2% |
| Remuneration and social security454/9 | €4,157 | €5,083 | €3,396 | €468 | €3,401 | ▲ 626% |
| Other amounts payable47/48 | €85 | €3,515 | €7,972 | €17,221 | €16,579 | ▼ 3.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,598 | -€7,294 | €13,170 | €8,498 | €372 | ▼ 95.6% |
| + Depreciation and write-downs630 | €1,072 | €4,290 | €2,176 | €7,773 | €8,432 | ▲ 8.5% |
| Operating cash flow (approximation) | -€3,526 | -€3,004 | €15,346 | €16,271 | €8,804 | ▼ 45.9% |
| Investment in fixed assets (approximation) | - | -€3,000 | -€31,081 | €0 | -€46,663 | - |
| Change in cash | - | -€1,419 | €6,246 | €812 | -€3,176 | ▼ 491% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €13,170
Net result €13,170 after 2 loss-making years.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet -€7,294
Net result drops to -€7,294, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 3 establishment units since 2021
Ground area
2.2 ha
Building footprint
1.0 ha
Volume, LiDAR
3,493 m³
3 parcels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
3 establishment units
BIZDENSIN
since 20212.317.048.601
SWISSBEDDING
since 20232.348.833.323
SWISSBEDDING
since 20252.374.651.258
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772B0096/00K000 | Flanders | 2.1 ha | 1 · 9,880 m² | - |
| 23772B0137/00D002 | Flanders | 634 m² | 1 · 281 m² | 11.5 m · 3 fl. |
| 23082B0420/00H000 | Flanders | 294 m² | 1 · 158 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 207 EUR awarded · 207 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 207 EUR | 207 EUR |
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Of 3,924 companies in sector 71112 we hold annual accounts for 1,294. 951 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Contact
Website
www.aya-projects.com
E-mail
info@aya-projects.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0768258014
Also
9925:BE0768258014
Registered
11-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.