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AYA CAR

Active
Private limited companyfounded 2018active for 8 yearsRue de Crayencour 17, 6030 Charleroi, BelgiumKBO/BCE: BE 0689.944.865
Summary

AYA CAR has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,973 and a net result of €900. Equity has been growing by about 6.9% per year since 2018. Its solvency ranks better than 72% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 09-02-2018 Normal situation
Activity
Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711and 1 other
Establishment unit
2.273.034.850 6200 Châtelet, since 09-02-2018
Financial year end
31 December
Peppol
Reachable since 01-04-2026

Board and ownership

Board

Financial position

82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€8,245
▼ 20.0%
Turnover
≈ €250,000
estimated
Profit
€900
▼ 69.3%
Equity
€33,973
▲ 2.7%
Total assets
€51,854
▼ 1.7%
Filed on 29-07-2026, 2 days before the deadline
Score breakdownraises riskSize: total assets €51,854lowers riskFigures for financial year 2025 (filed on 01-08-2026)Equity €33,973 (65.5% of total assets)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 91+3
equity 65.5% of total assets
Liquidity 45=
short-term debt 34.5% · cash 8.2%
Profitability 71-5
return on assets 1.7%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.4%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.2%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.8%▼ -0.4 percentage points vs 09-2025 11-2025: 0.7%▼ -0.1 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.2 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.86 (2.48 in 2024), above the usual 1.5. Short-term debt is 34.5% and cash 8.2% of total assets. 34.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 71% of them on solvency, 43% on liquidity, 55% on profitability and 50% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Four signals.
lowers riskraises riskneutral
raises risk · Size: total assets €51,854
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-08-2026)
NBB · annual accounts
lowers risk · Equity €33,973 (65.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
2 days early
2024
30 days late
2023
on the day
2022
16 days late
2021
1 day late
2020
3 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 82% of companies in wholesale tradesector median €364,964 · 9,825 companies €33,973 View
  • Positive: 8 profitable years in a rowprofit 2025: €900 8 years View
  • New directorlatest change 01-04-2026 · 2 in office 1 joined View

Recent changes

  1. · Gazette deed Transfer of 25 sharesAppointment: IBRATAMYAN Youssef Ahmad (director)
  2. · Gazette deed Change of role: EL MAADARANY, Omar, from manager to director
  3. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as AYA CAR: wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711). They are comparable in size and age: total assets between €34,300 and €76,700, founded between 2015 and 2019.

CompanyTotal assetsGross margin
AYA CAR Charleroi€51,854€8,245
CK CARS Sint-Niklaas€54,844€6,870
TIGON FORCE Braine-l'Alleud€76,722€8,259
B.A. UNIVERSEL Sint-Joost-ten-Node€54,583€13,232
AUTO DAM SAT Seraing€45,014€6,024
INTERCARS Machelen (Brab.)€52,866€9,812
SIMI SUPPORT SERVICES LTD Asse€34,263€6,431
Full comparison

Key facts about AYA CAR

What is the company number of AYA CAR?
The company number of AYA CAR is 0689.944.865. The VAT number is the same number with BE in front: BE 0689.944.865.
Where is AYA CAR based?
The registered office is at Rue de Crayencour 17, 6030 Charleroi.Company details
What does AYA CAR do?
According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
What is the legal form of AYA CAR?
The legal form of AYA CAR is Private limited company (BV).
When was AYA CAR founded?
AYA CAR was founded on 09-02-2018.
Is AYA CAR still active?
Yes, AYA CAR is an active enterprise in the KBO register.
What is the turnover of AYA CAR?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €8,245 and 34 comparable companies (NACE 467). It probably lies between €91,000 and €770,000. It is a rough estimate.Financials
Is AYA CAR profitable?
In financial year 2025, AYA CAR made a profit of €900.
Where can I find the annual accounts of AYA CAR?
AYA CAR filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AYA CAR due?
AYA CAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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