Financials
- Financial year
- 2025
- Total assets
- €543,737
- Loss
- -€55,111
- Solvency
- 26.4%
Total assets▼ 8.1%
Net result
20182025
AY TRADE
ActiveSummary
The computed 12-month bankruptcy probability of AY TRADE is 2.4% (moderate). The 2025 annual accounts show equity of €143,722 and a net result of -€55,111. Equity is growing by about 33% per year across the filed financial years. Its solvency ranks better than 33% of 9,771 sector peers (NACE 46, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of motor vehicle parts and accessories
NACE 46720Other non-specialised retail sale NACE 47120
2 sites
Size
€543,737total assets 2025
- Equity
- €143,722
- Loss
- -€55,111
Turnover not published (abbreviated or micro format)
Structure
2025 accounts filed 66 days late5 deeds in the Belgian Official Gazette
Why 51raises riskLast filed accounts filed 66 days late; 1 of the last 3 lateLoss of €55,111 (financial year 2025)Liquidity: current ratio 1.27, cash €3,038, halvedlowers riskSize: total assets €543,737Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency
51-8
equity 26.4% of total assets
Liquidity
19-3
short-term debt 60.7% · cash 0.6%
Profitability
6-70
return on assets -10.1%
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.4%▼ -0.1 percentage points vs 11-2024
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.5%▲ +0.1 percentage points vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 1.0%▲ +0.4 percentage points vs 07-2025
09-2025: 0.3%▼ -0.7 percentage points vs 08-2025lowest value
10-2025: 0.3%● unchanged vs 09-2025lowest value
11-2025: 0.3%● unchanged vs 10-2025lowest value
12-2025: 0.3%● unchanged vs 11-2025lowest value
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.3 percentage points vs 07-2026
09-2026: 1.0%▲ +0.2 percentage points vs 08-2026
10-2026: 2.4%▲ +1.4 percentage points vs 09-2026highest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.27, compared with 1.23 in 2024, below the usual 1.5; short-term debt: 60.7% and cash: 0.6% of total assets), and 73.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 37% on solvency, 18% on liquidity, 15% on profitability and 16% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 66 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-10-2026, 66 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
66 days late
2024
12 days late
2023
76 days early
2022
41 days early
2021
95 days early
2020
13 days late
2019
123 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Annual accounts filedfinancial year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2018
- Next accounts
- by 31-07-2027
- 31-12-2023Equity above €150,000
- 20-06-2023Annual accounts filed
- 31-12-2022Highest result from 2018 to 2025
Company details
- Sites
- 2
- Legal form
- Private limited company (pre-2019)
- Activity
- Wholesale of motor vehicle parts and accessoriesNACE 46720
- Founded
- 21-02-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about AY TRADE
- What is the company number of AY TRADE?
- 0671.714.013. In Belgium the VAT number is the company number with BE in front: BE 0671.714.013.
- Where is AY TRADE based?
- The registered office is at Frans Pepermansstraat 6, 1140 Evere.Company details
- What does AY TRADE do?
- According to the KBO register, the main activity is wholesale of motor vehicle parts and accessories (NACE 46720).
- What is the legal form of AY TRADE?
- Private limited company (pre-2019) (BVBA).
- When was AY TRADE founded?
- On 21-02-2017.
- Is AY TRADE still active?
- Yes, AY TRADE is an active enterprise in the KBO register.
- What is the turnover of AY TRADE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is AY TRADE profitable?
- In financial year 2025, AY TRADE made a loss of €55,111.
- Where can I find the annual accounts of AY TRADE?
- AY TRADE filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AY TRADE due?
- By 31-07-2027, for financial year 2026.Timeline
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