Turnover
≈ €34,000 estimated
The abbreviated format states no turnover.
AY SERVICES
Lifetime
1 annual account with figurespeak €5,703 (2024)
€5,703
peak €2,508 (2024)
€2,508
peak €7,508 (2024)
€7,508
€9,926
Board7 names since 2024
1 directorTOUIL Ayoub
Documentsfilings and deeds
03-08-20253 days late
2024abbreviated format
Incorporation 17-071 establishment registeredFirst year with figures
Key points
from the 2024 annual accountsBoard
5 joined · 1 left
Board changed. Latest change 01-10-2026 · 6 in office.
Position in the sector
€7,508
Less equity than 90% of companies in land transport. Sector median €470,600 · 1,857 companies.
2024 accounts filed 3 days after the deadline
Checked score
38
Weak
Financially stronger than 50% of micro companies in land transport (NACE 49)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 9,092 companies (NACE 49, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 3.6%
09-2025: 3.1%▼ -0.5 percentage points vs 08-2025lowest value
10-2025: 3.1%● unchanged vs 09-2025
11-2025: 3.5%▲ +0.4 percentage points vs 10-2025
12-2025: 3.5%● unchanged vs 11-2025
01-2026: 3.6%▲ +0.1 percentage points vs 12-2025
02-2026: 3.8%▲ +0.2 percentage points vs 01-2026
03-2026: 3.8%● unchanged vs 02-2026
04-2026: 3.9%▲ +0.1 percentage points vs 03-2026
05-2026: 3.9%● unchanged vs 04-2026
06-2026: 3.9%● unchanged vs 05-2026
07-2026: 4.2%▲ +0.3 percentage points vs 06-2026
08-2026: 4.8%▲ +0.6 percentage points vs 07-2026
09-2026: 4.9%▲ +0.1 percentage points vs 08-2026
10-2026: 5.1%▲ +0.2 percentage points vs 09-2026highest value
11-2026: 5.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Sector: Land transport and transport via pipelines (NACE 49)
1 financial year not filed after the legal deadline; last filed accounts filed 3 days late
Figures for financial year 2024 (filed on 03-08-2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 55% of them on solvency, 19% on liquidity and 76% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as AY SERVICES has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AY SERVICES itself is higher: 5.1% within 12 months. It rests on far more data about AY SERVICES than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for AY SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.59, below 1. Short-term debt is 56.9% and cash 1.4% of total assets. 56.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2024 accounts filed 3 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-08-2025, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 3 days after the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- Ayoub Touil 500 sharesdeed of 29-05-2026
- Adnane Arbaoui 50 sharesdeed of 29-05-2026
- Ayoub El Assiri 50 sharesdeed of 29-05-2026
Recent changes
3 directors appointed, 1 resignation
Appointments: REDOUANE EL KOULALI, AYOUB EL MANDIL and MOHAMED EL YAGHMOURI · Resignation: Ayoub EI Assiri · General meeting of 30-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011583009
Appointments: Adnane Arbaoui (director) and Ayoub El Assiri (director)
Transfer of 50 shares from Ayoub Touil to Adnane Arbaoui · Transfer of 50 shares from Ayoub Touil to Ayoub El Assiri · Ayoub Touil holds 500 shares (100%) · General meeting of 19-01-2026 · Gazette deed
Incorporation
Founding capital of €5,000, 500 shares · Founder: TOUIL Ayoub (sole founder) · Appointment: TOUIL Ayoub (director) · published on 17-07-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AY SERVICES Merchtem | €17,435 | €5,703 | 43.1% | - |
| SELYAKAR Sint-Gillis (bij-Brussel) | €17,374 | €6,289 | 22.9% | - |
| PROJECT A-C Merchtem | €15,034 | €8,345 | 59.4% | - |
| HABIB AM Wezembeek-Oppem | €19,037 | €4,786 | 61.2% | - |
| Facility & Drive Wemmel | €20,986 | €5,332 | 30.0% | - |
| RIZWAN Leuven | €20,301 | €7,090 | 37.1% | - |
| HEBA CONSULTING Linkebeek | €17,372 | €8,514 | 23.8% | - |
These companies have the same main activity as AY SERVICES: on-demand passenger transport by chauffeured vehicle (NACE 49330). They are comparable in size and age: total assets between €15,000 and €21,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 15-07-2024Normal situation
- Activity
- On-demand passenger transport by chauffeured vehicleNACE 49330and 1 other
- Establishment unit
- 2.361.750.9511785 Merchtem, since 15-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-10-2026
Insights on AY SERVICES
The computed 12-month bankruptcy probability of AY SERVICES is 5.1% (elevated). The 2024 annual accounts show equity of €7,508 and a net result of €2,508.
Its solvency ranks better than 52% of 1,855 sector peers (NACE 49, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AY SERVICES
- What is the company number of AY SERVICES?
- The company number of AY SERVICES is 1011.583.009. The VAT number is the same number with BE in front: BE 1011.583.009.
- Where is AY SERVICES based?
- The registered office is at Oudstrijdersstraat 2, 1785 Merchtem.Company details
- What does AY SERVICES do?
- According to the KBO register, the main activity is on-demand passenger transport by chauffeured vehicle (NACE 49330).
- What is the legal form of AY SERVICES?
- AY SERVICES is a private limited company (BV).
- When was AY SERVICES founded?
- AY SERVICES was founded on 15-07-2024.
- Is AY SERVICES still active?
- Yes, AY SERVICES is an active enterprise in the KBO register.
- What is the turnover of AY SERVICES?
- The turnover in financial year 2024 is ≈ €34,000. This figure is estimated from the gross margin of €5,703 and 54 comparable companies (NACE 49330). It probably lies between €21,000 and €59,000. It is a rough estimate.Financials
- Is AY SERVICES profitable?
- In financial year 2024, AY SERVICES made a profit of €2,508.
- Where can I find the annual accounts of AY SERVICES?
- AY SERVICES filed 1 annual account with the National Bank of Belgium, for financial year 2024.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.