AY-BIMS
ActiveSummary
The computed 12-month bankruptcy probability of AY-BIMS is 5.7% (elevated). For AY-BIMS, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€3,094) and a net result of €2,235. Its solvency ranks better than 8% of 30862 sector peers (fiscal year 2022). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability51▲+51
Solvency18▲+18
Growth78
Track record94
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
-7.2%
Return on assets
5.2%
Age of the figures
45 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline29-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 07-02-2024, 191 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
191 d late
2021
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 140 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2022, micro schema
Equity
-€3,094▲ 41.9%
2021 · -€5,329
Total assets
€42,710▲ 194%
2021 · €14,513
Net result
€2,235
2021 · -€7,129
Working capital
-€13,382▲ 29.7%
2021 · -€19,038
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022
Operating result-€6,935-€2,235
Net result-€7,129below the sector's middle half-€2,235within the sector's middle half
Equity-€5,329below the sector's middle half--€3,094below the sector's middle half▲ 41.9%
Total assets€14,513below the sector's middle half-€42,710below the sector's middle half▲ 194%
Debt€19,842-€45,804▲ 131%
Working capital-€19,038below the sector's middle half--€13,382below the sector's middle half▲ 29.7%
Solvency-36.7%below the sector's middle half--7.2%below the sector's middle half▲ 29.5pp
Current ratio0.04below the sector's middle half-0.71below the sector's middle half▲ 0.67
Return on assets (ROA)-49.1%below the sector's middle half-5.2%within the sector's middle half▲ 54.4pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2022: €2,235 after a loss of €6,935 in 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €42,710
Fixed assets
€10,288 ▼ 25.0%
Current assets
€32,422 ▲ 3,932%
Key figures and ratios
EBITDA
€5,656▲
2021 · -€3,539
Cash flow
€5,656▲
2021 · -€3,734
Debt to equity
-14.80▼
2021 · -3.72
Debt ≤ 1 year
€45,804▲
2021 · €19,842
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,395 | €3,421 | ▲ 0.8% |
| Other operating charges640/8 | €161 | - | - |
| Gross operating margin9900 | -€3,378 | €5,656 | ▲ 267% |
| Operating profit (loss)9901 | -€6,935 | €2,235 | ▲ 132% |
| Financial charges65/66B | €194 | - | - |
| Recurring financial charges65 | €194 | - | - |
| Profit (loss) for the period before taxes9903 | -€7,129 | €2,235 | ▲ 131% |
| Profit (loss) for the period9904 | -€7,129 | €2,235 | ▲ 131% |
| Profit (loss) for the period to be appropriated9905 | -€7,129 | €2,235 | ▲ 131% |
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €14,513 | €42,710 | ▲ 194% |
| Fixed assets21/28 | €13,709 | €10,288 | ▼ 25.0% |
| Tangible fixed assets22/27 | €13,709 | €10,288 | ▼ 25.0% |
| Plant, machinery and equipment23 | €4,417 | €3,376 | ▼ 23.6% |
| Furniture and vehicles24 | €9,292 | €6,912 | ▼ 25.6% |
| Current assets29/58 | €804 | €32,422 | ▲ 3,932% |
| Amounts receivable within one year40/41 | €803 | €32,421 | ▲ 3,937% |
| Trade receivables40 | - | €31,618 | - |
| Other amounts receivable41 | €803 | €803 | = |
| Cash at bank and in hand54/58 | €1 | €1 | = |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €14,513 | €42,710 | ▲ 194% |
| Equity10/15 | -€5,329 | -€3,094 | ▲ 41.9% |
| Contributions10/11 | €1,800 | €1,800 | = |
| Profit (loss) carried forward14 | -€7,129 | -€4,894 | ▲ 31.4% |
| Amounts payable17/49 | €19,842 | €45,804 | ▲ 131% |
| Amounts payable within one year42/48 | €19,842 | €45,804 | ▲ 131% |
| Trade debts44 | €12,775 | €37,550 | ▲ 194% |
| Suppliers440/4 | €12,775 | €37,550 | ▲ 194% |
| Taxes, remuneration and social security45 | - | €1,188 | - |
| Taxes450/3 | - | €1,188 | - |
| Other amounts payable47/48 | €7,067 | €7,067 | = |
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€7,129 | €2,235 | ▲ 131% |
| + Depreciation and write-downs630 | €3,395 | €3,421 | ▲ 0.8% |
| Operating cash flow (approximation) | -€3,734 | €5,656 | ▲ 251% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 191 days late
2022
31-12
Financial
Back to profitnet €2,235
Net result €2,235 after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2020
Ground area
201 m²
Building footprint
121 m²
Volume, LiDAR
1,030 m³
Parcel 45422C0062/00W000, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FRENDI
since 20202.309.279.988
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C0062/00W000 | Flanders | 200 m² | 1 · 121 m² | 14.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,044 companies in sector 43221 we hold annual accounts for 3,477. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43110Demolition
43230Insulation installation
43331Floor and wall tiling
43350Other building finishing work
Contact
E-mail
youachahb@gmail.com
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.