Skip to content

AXIS

Active
Private limited companyfounded 199630 yrs activeRue de Lobbes(WAU) 86, 7131 Binche, BelgiumKBO/BCE: BE 0458.118.726
Summary

AXIS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,230 and a net result of €48,375. Equity is shrinking by ~21.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency30▼-23
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 1.0 against 1.38 in 2024; short-term debt: 43.6% and cash: 36.8% of total assets), and 95.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4.6%
Return on assets
16.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
3 d early
2023
8 d early
2022
2 d early
2021
3 d early
2020
28 d late
2019
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 May 1996, AXIS was incorporated.1 Total assets went from EUR 225,974 in 2018 to EUR 289,671 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€48,375▼ 46.5%
2024 · €90,350
Working capital
-€432
2024 · €23,856
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€20,088▼ 67.5%€28,602▲ 42.4%€118,041▲ 313%€115,700▼ 2.0%€65,926▼ 43.0%
Net result€266▼ 99.5%€21,821▲ 8,117%€94,860▲ 335%€90,350▼ 4.8%€48,375▼ 46.5%
Equity€104,020▼ 48.9%€125,842▲ 21.0%€114,504▼ 9.0%€24,854▼ 78.3%€13,230▼ 46.8%
Total assets€192,675▼ 12.2%€191,224▼ 0.8%€163,801▼ 14.3%€87,682▼ 46.5%€289,671▲ 230%
Debt€88,654▲ 469%€65,382▼ 26.3%€49,296▼ 24.6%€62,827▲ 27.4%€276,442▲ 340%
Working capital€97,318▼ 52.2%€112,437▲ 15.5%€93,254▼ 17.1%€23,856▼ 74.4%-€432
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2021: €20,088€20,088Net result 2021: €266€266Operating result 2022: €28,602€28,602Net result 2022: €21,821€21,821Operating result 2023: €118,041€118,041Net result 2023: €94,860€94,860Operating result 2024: €115,700€115,700Net result 2024: €90,350€90,350Operating result 2025: €65,926€65,926Net result 2025: €48,375€48,37520212022202320242025€0€50,000€100,000Operating result 2023: €118,041€118,000Net result 2023: €94,860€94,900Operating result 2024: €115,700€116,000Net result 2024: €90,350€90,300Operating result 2025: €65,926€65,900Net result 2025: €48,375€48,400202320242025
The operating result has fallen two years in a row; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289,671
Fixed assets €163,887 ▲ 16,311%
Current assets €125,784 ▲ 45.1%
Equity and liabilities €289,671
Equity €13,230 ▼ 46.8%
Debt €276,442 ▲ 340%
Debt's share of the balance-sheet total rises from 71.7% to 95.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€101,697▼
2024 · €137,449
Cash flow
€84,146▼
2024 · €112,099
Current ratio
1.00▼
2024 · 1.38
Debt to equity
20.90▲
2024 · 2.53
ROE
365.7%▲
2024 · 363.5%
ROA
16.7%▼
2024 · 103.0%
Interest coverage
49.93▼
2024 · 392.84
Debt ≤ 1 year
€126,216▲
2024 · €62,827
Debt > 1 year
€150,226
Income taxes
€15,514▼
2024 · €25,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 926 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
4.5% stopped otherwise
93% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 926 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€87,682€289,671▲
Fixed assets21/28€999€163,887▲
Tangible fixed assets22/27€999€163,887▲
Land and buildings22-€130,762
Furniture and vehicles24€999€33,126▲
Current assets29/58€86,683€125,784▲
Amounts receivable within one year40/41€16,086€19,172▲
Other amounts receivable41€16,086€19,172▲
Cash at bank and in hand54/58€70,596€106,612▲
Equity and liabilities
Total equity and liabilities10/49€87,682€289,671▲
Equity10/15€24,854€13,230▼
Profit (loss) carried forward14€24,854€13,230▼
Amounts payable17/49€62,827€276,442▲
Amounts payable after more than one year17-€150,226
Financial debts170/4-€150,226
Amounts payable within one year42/48€62,827€126,216▲
Current portion of amounts payable after more than one year42-€19,567
Trade debts44€1,520€1,235▼
Suppliers440/4€1,520€1,235▼
Taxes, remuneration and social security45€56,775€36,432▼
Taxes450/3€46,680€36,232▼
Remuneration and social security454/9€10,096€200▼
Other amounts payable47/48€4,532€68,982▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,749€35,770▲
Other operating charges640/8€398€458▲
Gross operating margin9900€137,847€102,154▼
Operating profit (loss)9901€115,700€65,926▼
Financial charges65/66B€350€2,037▲
Recurring financial charges65€350€2,037▲
Profit (loss) for the period before taxes9903€115,350€63,890▼
Income taxes67/77€25,000€15,514▼
Profit (loss) for the period9904€90,350€48,375▼
Profit (loss) for the period to be appropriated9905€90,350€48,375▼
Appropriation of the result
Profit (loss) to be appropriated9906€204,854€73,230▼
Profit (loss) brought forward from the previous period14P€114,504€24,854▼
Profit to be distributed694/7€180,000€60,000▼
Return on contributions (dividend)694€180,000€60,000▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€1,782€5,000€704---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,250€21,250€21,250€21,749€35,770▲ 64.5%
Other operating charges640/8---€398€458▲ 15.0%
Gross operating margin9900€41,338€49,852€139,291€137,847€102,154▼ 25.9%
Operating profit (loss)9901€20,088€28,602€118,041€115,700€65,926▼ 43.0%
Financial charges65/66B€270€1,181€1,181€350€2,037▲ 482%
Recurring financial charges65€270€1,181€1,181€350€2,037▲ 482%
Profit (loss) for the period before taxes9903€19,818€27,421€116,860€115,350€63,890▼ 44.6%
Income taxes67/77€19,552€5,600€22,000€25,000€15,514▼ 37.9%
Profit (loss) for the period9904€266€21,821€94,860€90,350€48,375▼ 46.5%
Profit (loss) for the period to be appropriated9905€266€21,821€94,860€90,350€48,375▼ 46.5%
Line20212022202320242025Change
Assets
Total assets20/58€192,675€191,224€163,801€87,682€289,671▲ 230%
Fixed assets21/28€63,750€42,500€21,250€999€163,887▲ 16,311%
Tangible fixed assets22/27€63,750€42,500€21,250€999€163,887▲ 16,311%
Land and buildings22----€130,762-
Furniture and vehicles24€63,750€42,500€21,250€999€33,126▲ 3,217%
Current assets29/58€128,925€148,724€142,551€86,683€125,784▲ 45.1%
Amounts receivable within one year40/41€30,221€33,653€22,048€16,086€19,172▲ 19.2%
Other amounts receivable41€30,221€33,653€22,048€16,086€19,172▲ 19.2%
Cash at bank and in hand54/58€98,704€115,071€120,502€70,596€106,612▲ 51.0%
Equity and liabilities
Total equity and liabilities10/49€192,675€191,224€163,801€87,682€289,671▲ 230%
Equity10/15€104,020€125,842€114,504€24,854€13,230▼ 46.8%
Contributions10/11€6,197€6,197----
Capital10€6,197€6,197----
Issued capital100€18,592€18,592----
Uncalled capital101€12,395€12,395----
Reserves13€1,860€1,860----
Non-distributable reserves130/1€1,860€1,860----
Legal reserve130€1,860€1,860----
Profit (loss) carried forward14€95,963€117,785€114,504€24,854€13,230▼ 46.8%
Amounts payable17/49€88,654€65,382€49,296€62,827€276,442▲ 340%
Amounts payable after more than one year17€57,048€29,095--€150,226-
Financial debts170/4€57,048€29,095--€150,226-
Amounts payable within one year42/48€31,607€36,286€49,296€62,827€126,216▲ 101%
Current portion of amounts payable after more than one year42€25,641€25,641€26,785-€19,567-
Trade debts44€965€45€832€1,520€1,235▼ 18.7%
Suppliers440/4€965€45€832€1,520€1,235▼ 18.7%
Taxes, remuneration and social security45€5,000€10,600€21,680€56,775€36,432▼ 35.8%
Taxes450/3€5,000€10,600€21,680€46,680€36,232▼ 22.4%
Remuneration and social security454/9---€10,096€200▼ 98.0%
Other amounts payable47/48---€4,532€68,982▲ 1,422%
Line20212022202320242025Change
Profit (loss) for the period9904€266€21,821€94,860€90,350€48,375▼ 46.5%
+ Depreciation and write-downs630€21,250€21,250€21,250€21,749€35,770▲ 64.5%
Operating cash flow (approximation)€21,516€43,071€116,110€112,099€84,146▼ 24.9%
Investment in fixed assets (approximation)-€0€0-€1,498-€198,659▼ 13,162%
Change in cash-€16,367€5,431-€49,906€36,016▲ 172%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €94,860 ▲335%
Operating result €118,041, net result €94,860, both a record.
29-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €266 ▼99.5%
Net result drops to €266, the lowest in the series; recovery starts the following year.
28-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial Equity above €200,000Eq €203,755 ▲32.3%
3 profitable years in a row build equity to €203,755.
25-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 2 establishment units since 1996
seat establishment All 2 establishment units on the map
Ground area
1,236 m²
Building footprint
180 m²
Volume, LiDAR
1,111 m³
2 parcels, Wallonia · tallest building 11.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
AXIS
Rue de Lobbes(WAU) 86, 7131 BincheInsurance, reinsurance and pension funding, except compulsory social security
since 19962.076.967.463
AXIS
Avenue Emile Herman 76, 7170 ManageNACE 67201
since 20072.161.369.836
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56084C0395/00D003 Wallonia 1,122 m² 1 · 138 m² 7.4 m · 2 fl.
52019A0147/00B000 Wallonia 114 m² 1 · 42 m² 11.5 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded30-05-1996
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0458118726
Also 9925:BE0458118726
Registered 13-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.