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AXIOSI

Active
Public limited companyfounded 20197 yrs activeGerard Mercatorstraat 90, 3920 Lommel, BelgiumKBO/BCE: BE 0721.884.292
Summary

AXIOSI has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42.1m and a net result of €189,265. Equity remains stable across the filed fiscal years (±1.7% per year). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability38=
Solvency30=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,600,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.05 against 1.05 in 2024; short-term debt: 95% and cash: 2% of total assets), and 95.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4.9%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €42.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
15 d early
2024
30 d early
2023
43 d early
2022
31 d early
2021
46 d early
2020
40 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 34 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AXIOSI was incorporated on 5 March 2019.1 Total assets rose from EUR 251 million in 2019 to EUR 853 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€189,265▼ 74.4%
2024 · €740,595
Working capital
€42.9m▲ 29.4%
2024 · €33.2m
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€158,896▼ 25.5%€438,120▲ 176%-€133,603€396,305€50,204▼ 87.3%
Net result€378,595▼ 41.8%€134,105▼ 64.6%€546,084▲ 307%€740,595▲ 35.6%€189,265▼ 74.4%
Equity€30.5m▲ 1.3%€30.6m▲ 0.4%€31.2m▲ 1.8%€31.9m▲ 2.4%€42.1m▲ 31.9%
Total assets€438.5m▲ 65.9%€523.7m▲ 19.4%€538.3m▲ 2.8%€662.8m▲ 23.1%€853.3m▲ 28.7%
Debt€408.0m▲ 74.2%€493.0m▲ 20.9%€507.1m▲ 2.9%€630.9m▲ 24.4%€811.2m▲ 28.6%
Working capital€30.5m▲ 1.3%€30.9m▲ 1.4%€32.3m▲ 4.4%€33.2m▲ 2.8%€42.9m▲ 29.4%
Why a figure moved sharply
  • 2022 Net result -65% on 2021. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
-€250,000€0€250,000€500,000€750,000Operating result 2021: €158,896€158,896Net result 2021: €378,595€378,595Operating result 2022: €438,120€438,120Net result 2022: €134,105€134,105Operating result 2023: -€133,603-€133,603Net result 2023: €546,084€546,084Operating result 2024: €396,305€396,305Net result 2024: €740,595€740,595Operating result 2025: €50,204€50,204Net result 2025: €189,265€189,26520212022202320242025-€250,000€0€250,000€500,000€750,000Operating result 2023: -€133,603-€134,000Net result 2023: €546,084€546,000Operating result 2024: €396,305€396,000Net result 2024: €740,595€741,000Operating result 2025: €50,204€50,200Net result 2025: €189,265€189,000202320242025
The operating result falls in 2025; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €853.3m
Equity €42.1m ▲ 31.9%
Debt €811.2m ▲ 28.6%
Debt's share of the balance-sheet total falls from 95.2% to 95.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.05=
2024 · 1.05
Debt to equity
19.26▼
2024 · 19.77
ROE
0.4%▼
2024 · 2.3%
ROA
0.0%▼
2024 · 0.1%
Debt ≤ 1 year
€810.4m▲
2024 · €629.6m
Income taxes
€178,568▼
2024 · €246,865
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 179 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Large
  • solvency under 10%
  • a profit under 5% of the balance sheet
  • without age
1.1% went bankrupt
1.7% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 179 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€662.8m€853.3m▲
Current assets29/58€662.8m€853.3m▲
Amounts receivable within one year40/41€644.9m€836.3m▲
Trade receivables40€620.1m€821.4m▲
Other amounts receivable41€24.8m€14.9m▼
Cash at bank and in hand54/58€17.9m€16.9m▼
Equity and liabilities
Total equity and liabilities10/49€662.8m€853.3m▲
Equity10/15€31.9m€42.1m▲
Contributions10/11€30.0m€40.0m▲
Capital10€30.0m€40.0m▲
Issued capital100€30.0m€40.0m▲
Reserves13€122,510€131,973▲
Non-distributable reserves130/1€122,510€131,973▲
Legal reserve130€122,510€131,973▲
Profit (loss) carried forward14€1.8m€2.0m▲
Amounts payable17/49€630.9m€811.2m▲
Amounts payable within one year42/48€629.6m€810.4m▲
Financial debts43€628.8m€809.5m▲
Credit institutions430/8€578.1m€735.1m▲
Other loans439€50.7m€74.4m▲
Trade debts44€855,768€835,280▼
Suppliers440/4€855,768€835,280▼
Accrued charges and deferred income492/3€1.2m€799,840▼
Income statement Code20242025
Operating income70/76A€300,000€390,000▲
Other operating income74€300,000€390,000▲
Operating charges60/66A-€96,305€339,796▲
Services and other goods61€19,089€25,062▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€250,267€140,703▲
Other operating charges640/8€134,874€174,031▲
Operating profit (loss)9901€396,305€50,204▼
Financial income75/76B€81.9m€93.0m▲
Recurring financial income75€81.9m€93.0m▲
Income from current assets751€33.4m€28.6m▼
Other financial income752/9€48.4m€64.4m▲
Financial charges65/66B€81.3m€92.7m▲
Recurring financial charges65€81.3m€92.7m▲
Debt charges650€31.9m€27.7m▼
Other financial charges652/9€49.4m€65.0m▲
Profit (loss) for the period before taxes9903€987,460€367,833▼
Income taxes67/77€246,865€178,568▼
Taxes670/3€246,865€258,251▲
Tax adjustments and reversals of tax provisions77-€79,683
Profit (loss) for the period9904€740,595€189,265▼
Profit (loss) for the period to be appropriated9905€740,595€189,265▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.8m€2.0m▲
Profit (loss) brought forward from the previous period14P€1.1m€1.8m▲
Transfer to equity691/2€37,030€9,463▼
To the legal reserve6920€37,030€9,463▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A-€480,000€300,000€300,000€390,000▲ 30.0%
Other operating income74-€480,000€300,000€300,000€390,000▲ 30.0%
Operating charges60/66A-€41,880€433,603-€96,305€339,796▲ 453%
Purchases600/8--€0---
Services and other goods61-€17,720€18,401€19,089€25,062▲ 31.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€33,911€22,947€411,857-€250,267€140,703▲ 156%
Other operating charges640/8€1,526€1,213€3,345€134,874€174,031▲ 29.0%
Gross operating margin9900€126,511-----
Operating profit (loss)9901€158,896€438,120-€133,603€396,305€50,204▼ 87.3%
Financial income75/76B€10.3m€34.3m€64.4m€81.9m€93.0m▲ 13.6%
Recurring financial income75€10.3m€34.3m€64.4m€81.9m€93.0m▲ 13.6%
Income from current assets751-€9.1m€25.4m€33.4m€28.6m▼ 14.4%
Other financial income752/9-€25.2m€39.0m€48.4m€64.4m▲ 32.9%
Financial charges65/66B€9.9m€34.5m€63.4m€81.3m€92.7m▲ 14.0%
Recurring financial charges65€9.9m€34.5m€63.4m€81.3m€92.7m▲ 14.0%
Debt charges650-€9.0m€23.9m€31.9m€27.7m▼ 13.3%
Other financial charges652/9-€25.5m€39.6m€49.4m€65.0m▲ 31.7%
Profit (loss) for the period before taxes9903€493,179€195,456€838,575€987,460€367,833▼ 62.7%
Income taxes67/77€114,584€61,351€292,491€246,865€178,568▼ 27.7%
Taxes670/3-€61,351€293,627€246,865€258,251▲ 4.6%
Tax adjustments and reversals of tax provisions77--€1,136-€79,683-
Profit (loss) for the period9904€378,595€134,105€546,084€740,595€189,265▼ 74.4%
Profit (loss) for the period to be appropriated9905€378,595€134,105€546,084€740,595€189,265▼ 74.4%
Line20212022202320242025Change
Assets
Total assets20/58€438.5m€523.7m€538.3m€662.8m€853.3m▲ 28.7%
Current assets29/58€438.5m€523.7m€538.3m€662.8m€853.3m▲ 28.7%
Amounts receivable within one year40/41€438.5m€521.7m€531.3m€644.9m€836.3m▲ 29.7%
Trade receivables40€431.4m€482.6m€484.9m€620.1m€821.4m▲ 32.5%
Other amounts receivable41€7.1m€39.2m€46.4m€24.8m€14.9m▼ 39.8%
Cash at bank and in hand54/58€2,106€1.9m€7.0m€17.9m€16.9m▼ 5.2%
Equity and liabilities
Total equity and liabilities10/49€438.5m€523.7m€538.3m€662.8m€853.3m▲ 28.7%
Equity10/15€30.5m€30.6m€31.2m€31.9m€42.1m▲ 31.9%
Contributions10/11€30.0m€30.0m€30.0m€30.0m€40.0m▲ 33.3%
Capital10€30.0m€30.0m€30.0m€30.0m€40.0m▲ 33.3%
Issued capital100€30.0m€30.0m€30.0m€30.0m€40.0m▲ 33.3%
Reserves13€51,471€58,176€85,480€122,510€131,973▲ 7.7%
Non-distributable reserves130/1€51,471€58,176€85,480€122,510€131,973▲ 7.7%
Legal reserve130€51,471€58,176€85,480€122,510€131,973▲ 7.7%
Profit (loss) carried forward14€444,794€572,193€1.1m€1.8m€2.0m▲ 10.0%
Amounts payable17/49€408.0m€493.0m€507.1m€630.9m€811.2m▲ 28.6%
Amounts payable within one year42/48€408.0m€492.8m€506.1m€629.6m€810.4m▲ 28.7%
Financial debts43€407.9m€492.5m€505.3m€628.8m€809.5m▲ 28.7%
Credit institutions430/8€403.5m€485.0m€482.1m€578.1m€735.1m▲ 27.2%
Other loans439€4.4m€7.6m€23.2m€50.7m€74.4m▲ 46.8%
Trade debts44€105,188€204,540€516,672€855,768€835,280▼ 2.4%
Suppliers440/4€105,188€204,540€516,672€855,768€835,280▼ 2.4%
Taxes, remuneration and social security45€6,408€2,351€195,977---
Taxes450/3€6,408€2,351€195,977---
Accrued charges and deferred income492/3-€280,195€1.1m€1.2m€799,840▼ 36.0%
Line20212022202320242025Change
Profit (loss) for the period9904€378,595€134,105€546,084€740,595€189,265▼ 74.4%
Operating cash flow (approximation)€378,595€134,105€546,084€740,595€189,265▼ 74.4%
Change in cash-€1.9m€5.1m€10.9m-€931,194▼ 109%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
29-05
State Gazette act Reappointment: EY Bedrijfsrevisoren BV (statutory auditor)
Permanent representatives: Ronald Van den Ecker and Roel Hermans4 facts ▸
  • General meeting, 10-06-2025
  • Auditor reappointment, EY Bedrijfsrevisoren BV (statutory auditor)
  • Permanent representative, Ronald Van den Ecker (representative)
  • Permanent representative, Roel Hermans (permanent representative)
2025
01-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2019net €740,595 ▲35.6%
Net result €740,595, the highest in the series.
18-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
15-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €650,824
Net result €650,824 after one loss-making year.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 12 acts read
About the unread acts

Of the 12 Belgian State Gazette acts we know for this company, 1 has been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

Statutory auditor 1

EY Bedrijfsrevisoren BV
Statutory auditor · since 29-05-2026 · perm. rep.: Ronald Van den Ecker
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
11.4 ha
Building footprint
4.4 ha
Volume, LiDAR
417,313 m³
2 parcels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
AXIOSI
Excelsiorlaan 4a, 1930 ZaventemFinancial service activities, except insurance and pension funding
since 20192.292.304.592
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72020C1408/00K014 Flanders 11.0 ha 1 · 4.4 ha 11.7 m · 3 fl.
23094D0045/00D002 Flanders 3,277 m² 1 · 790 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Statutory auditor
Mandates per person, with start and end dates
Name Functions and periods
EY Bedrijfsrevisoren BV
  • Statutory auditor, from 29-05-2026 to date
See the board, name and seat on a given date →

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

The accounts to 31-12-2023 list no holdings, and no other source names one.

According to the 2023 annual accounts of AXIOSI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Company details

Identification
Legal formPublic limited company
Founded05-03-2019
Fiscal year end31-12
Contact
E-mail legal@ravago.com
Phone 014701242Zaventem
E-invoicing
Reachable via Peppol
Peppol ID 0208:0721884292
Also 9925:BE0721884292
Registered 24-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.