Equity
€46,034 ▲ 25.3%
AxHA paid out €20,000 in dividends. That is 68% of the 2025 profit.
AxHA
Lifetime
8 annual accounts with figures on one time axisGross marginpeak €121,210 (2024)
€77,119▼ 36.4%
Resultlowest -€14,999 (2021)
€29,306▼ 53.3%
Equitypeak €46,034 (2025)
€46,034▲ 25.3%
Debts
€71,061▼ 34.1%
Board1 name since 2021
1 directorSébastien GARNIER
Documentsfilings and deeds
26-03-2026127 days before the deadline
2025micro format
Gross margin from €121,210 to €77,119Result from €62,699 to €29,306Dividend €20,000Equity from €36,728 to €46,034Debts from €107,801 to €71,061Cash from €11,668 to €38,119
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 64% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,544 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.45, cash €38,119
Size: total assets €117,095
Figures for financial year 2025 (filed on 26-03-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 37% of them on solvency, 66% on liquidity, 84% on profitability and 70% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as AxHA has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AxHA itself is lower: < 0.1% within 12 months. It rests on far more data about AxHA than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for AxHA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.45 (1.08 in 2024), below the usual 1.5. Short-term debt is 36.3% and cash 32.6% of total assets. 60.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
127 days early
2024
30 days early
2023
22 days early
2022
7 days late
2021
13 days early
2020
12 days early
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0683684308
Change of role: Sébastien GARNIER, from manager and director to director
Director discharge: Sébastien GARNIER · Gazette deed
First establishment
Vlierbeekberg 93, Overijse
Incorporation
published on 27-10-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| AxHA Overijse | €117,095 | €77,119 | 39.3% | - |
| COOKE CONSULTING SERVICES Overijse | €124,156 | €89,228 | 26.5% | - |
| GGCA Overijse | €123,461 | €94,717 | 18.5% | - |
| Kyn Hoeilaart | €116,445 | €75,764 | 26.8% | - |
| SJDB Lubbeek | €111,198 | €79,267 | 63.3% | - |
| Jan Van Aerschot Herent | €128,412 | €70,682 | 19.6% | - |
| Atomic Consulting Affligem | €104,516 | €71,811 | 47.8% | - |
These companies have the same main activity as AxHA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €105,000 and €128,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 25-10-2017Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.269.617.9753090 Overijse, since 06-11-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 03-06-2025
Annual accounts 2025
- Total assets
- €117,095▼ 19.0%
- Filing
- Filed on 26-03-2026, 127 days before the end of the filing period
Insights on AxHA
AxHA files the micro format. That format states no turnover. The gross margin rose from €14,184 in 2018 to €77,119 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AxHA
- What is the company number of AxHA?
- The company number of AxHA is 0683.684.308. The VAT number is the same number with BE in front: BE 0683.684.308.
- Where is AxHA based?
- The registered office is at Vlierbeekberg 93, 3090 Overijse.Company details
- What does AxHA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of AxHA?
- AxHA is a private limited company (BV).
- When was AxHA founded?
- AxHA was founded on 25-10-2017.
- Is AxHA still active?
- Yes, AxHA is an active enterprise in the KBO register.
- How many employees does AxHA have?
- AxHA had an average of 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does AxHA fall under?
- In its 2025 annual accounts, AxHA states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of AxHA?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €77,119 and 119 comparable companies (NACE 70200). It probably lies between €120,000 and €200,000.
- Is AxHA profitable?
- In financial year 2025, AxHA made a profit of €29,306.
- Where can I find the annual accounts of AxHA?
- AxHA filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AxHA due?
- AxHA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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