Skip to content

AXB Construct

Active
Private limited companyfounded 2020active for 6 yearsMarcel Kintstraat(Z) 22, 8550 Zwevegem, BelgiumKBO/BCE: BE 0745.966.325
Summary

The computed 12-month bankruptcy probability of AXB Construct is 2.4% (moderate). The 2024 annual accounts show equity of €39,873 and a net result of €1,910. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 16% of 11,500 sector peers (NACE 71, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of building architects
NACE 71111
1 site
Size
€290,524total assets 2024
Equity
€39,873
Profit
€1,910
Turnover not published (micro format)
Financial health
51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.4%
Structure
2025 accounts not filed, 89 days past the deadline2 of 3 deeds summarised
Why 51raises risk1 financial year not filed after the legal deadline; last filed accounts filed 108 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 16-11-2025)Founded in 2020lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 26% of its sector peers (NACE 71, micro)
Financial strength · tick = 2023
Weak
Solvency 39-3
equity 13.7% of total assets
Liquidity 14+5
short-term debt 86.3% · cash 9.6%
Profitability 70+15
return on assets 0.7%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,811 companies, NACE 71, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024lowest value 02-2025: 0.9%● unchanged vs 01-2025lowest value 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025 09-2025: 1.7%▲ +0.3 percentage points vs 08-2025 10-2025: 2.6%▲ +0.9 percentage points vs 09-2025 11-2025: 2.7%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 1.1%▼ -1.6 percentage points vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.0%▼ -0.1 percentage points vs 06-2026 08-2026: 1.4%▲ +0.4 percentage points vs 07-2026 09-2026: 1.6%▲ +0.2 percentage points vs 08-2026 10-2026: 2.4%▲ +0.8 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.13, compared with 1.2 in 2023, below the usual 1.5; short-term debt: 86.3% and cash: 9.6% of total assets), and 86.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 18% on solvency, 6% on liquidity, 31% on profitability and 50% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 108 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 16-11-2025)
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 11500 sector peers (2024).
NBB · sector comparison
Position among 11500 sector peers
Solvency
better than 16%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 89 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline28-10-2026 today
raises risk · 2024 accounts filed 108 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-11-2025, 108 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
108 days late
2023
92 days late
2022
119 days late
2021
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 88 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Resignation: MARKOWSKA Agata Anna (statutory director)Amendment of the articles ·…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 28 October 2026.

Turnover
€595,792
EBIT margin
3.5%
Net result
€1,910▲ 218%
2023 · €600
Working capital
€32,260▼ 13.3%
2023 · €37,196
Trend over the years

2021 to 2024, 4 financial years

The operating result recovers in 2024; 2024 is 6.6 times 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€1,548 2024 Net result€1,910 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2021202220232024
Turnover€595,792-
Operating result€21,006-€12,165▼ 42.1%€234▼ 98.1%€1,548▲ 561%
Net result€13,227within the sector's middle half-€9,894within the sector's middle half▼ 25.2%€600below the sector's middle half▼ 93.9%€1,910within the sector's middle half▲ 218%
EBIT margin3.5%-
Equity€13,727below the sector's middle half-€37,363within the sector's middle half▲ 172%€37,963within the sector's middle half▲ 1.6%€39,873within the sector's middle half▲ 5.0%
Total assets€80,605within the sector's middle half-€213,873within the sector's middle half▲ 165%€221,883within the sector's middle half▲ 3.7%€290,524within the sector's middle half▲ 30.9%
Debt€66,878-€176,510▲ 164%€183,920▲ 4.2%€250,651▲ 36.3%
Working capital€6,849within the sector's middle half-€37,363within the sector's middle half▲ 446%€37,196within the sector's middle half▼ 0.4%€32,260within the sector's middle half▼ 13.3%
Solvency17.0%below the sector's middle half-17.5%below the sector's middle half▲ 0.4pp17.1%below the sector's middle half▼ 0.4pp13.7%below the sector's middle half▼ 3.4pp
Current ratio1.11below the sector's middle half-1.21within the sector's middle half▲ 0.111.20within the sector's middle half▼ 0.011.13below the sector's middle half▼ 0.07
Return on assets (ROA)16.4%within the sector's middle half-4.6%within the sector's middle half▼ 11.8pp0.3%below the sector's middle half▼ 4.4pp0.7%below the sector's middle half▲ 0.4pp
above within below the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €290,524
Fixed assets €7,613 ▲ 763%
Current assets €282,911 ▲ 28.0%
Equity and liabilities €290,524
Equity €39,873 ▲ 5.0%
Debt €250,651 ▲ 36.3%
Debt's share of the balance-sheet total rises from 82.9% to 86.3%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€3,002▲
2023 · €405
Cash flow
€3,364▲
2023 · €771
Quick ratio
0.95▼
2023 · 0.99
Debt to equity
6.29▲
2023 · 4.84
ROE
4.8%▲
2023 · 1.6%
Interest coverage
37.95▲
2023 · 4.36
Debt ≤ 1 year
€250,651▲
2023 · €183,805
Income taxes
€1,847▲
2023 · €1,815
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,274 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 94.7% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
2.5% went bankrupt
2.5% stopped otherwise
94.7% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,274 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet Code20232024
Assets
Total assets20/58€221,883€290,524▲
Fixed assets21/28€882€7,613▲
Tangible fixed assets22/27€882€7,613▲
Furniture and vehicles24€882€7,613▲
Current assets29/58€221,001€282,911▲
Amounts receivable after more than one year29€40,650€33,758▼
Other amounts receivable291€40,650€33,758▼
Stocks and contracts in progress3€38,897€45,547▲
Stocks30/36€38,897€45,547▲
Amounts receivable within one year40/41€132,457€168,012▲
Trade receivables40€127,740€158,852▲
Other amounts receivable41€4,717€9,160▲
Cash at bank and in hand54/58€8,385€27,943▲
Deferred charges and accrued income490/1€612€7,650▲
Equity and liabilities
Total equity and liabilities10/49€221,883€290,524▲
Equity10/15€37,963€39,873▲
Contributions10/11€500€500=
Reserves13€26,969€26,969=
Distributable reserves133€26,969€26,969=
Profit (loss) carried forward14€10,494€12,404▲
Amounts payable17/49€183,920€250,651▲
Amounts payable within one year42/48€183,805€250,651▲
Trade debts44€155,564€227,893▲
Suppliers440/4€154,155€227,893▲
Bills of exchange payable441€1,409-
Advances received on contracts in progress46€22,897€18,555▼
Taxes, remuneration and social security45€5,344€4,203▼
Taxes450/3€5,344€4,203▼
Accrued charges and deferred income492/3€115-
Income statement Code20232024
Non-recurring operating income76A-€171
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171€1,454▲
Other operating charges640/8€5,220€6,705▲
Gross operating margin9900€5,625€9,707▲
Operating profit (loss)9901€234€1,548▲
Financial income75/76B€2,274€2,288▲
Recurring financial income75€2,274€2,288▲
Financial charges65/66B€93€79▼
Recurring financial charges65€93€79▼
Profit (loss) for the period before taxes9903€2,415€3,757▲
Income taxes67/77€1,815€1,847▲
Profit (loss) for the period9904€600€1,910▲
Profit (loss) for the period to be appropriated9905€600€1,910▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,494€12,404▲
Profit (loss) brought forward from the previous period14P€9,894€10,494▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Turnover70€595,792----
Non-recurring operating income76A---€171-
Goods, raw materials, services and sundry goods60/61€577,378----
Remuneration, social security and pensions62-€145---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,623-€171€1,454▲ 751%
Other operating charges640/8€2,342€1,573€5,220€6,705▲ 28.4%
Non-recurring operating charges66A-€2,149---
Gross operating margin9900€26,970€16,032€5,625€9,707▲ 72.6%
Operating profit (loss)9901€21,006€12,165€234€1,548▲ 561%
Financial income75/76B€518€1,438€2,274€2,288▲ 0.6%
Recurring financial income75€518€1,438€2,274€2,288▲ 0.6%
Financial charges65/66B€614€118€93€79▼ 14.9%
Recurring financial charges65€614€118€93€79▼ 14.9%
Profit (loss) for the period before taxes9903€20,910€13,485€2,415€3,757▲ 55.5%
Income taxes67/77€7,684€3,591€1,815€1,847▲ 1.7%
Profit (loss) for the period9904€13,227€9,894€600€1,910▲ 218%
Profit (loss) for the period to be appropriated9905€13,227€9,894€600€1,910▲ 218%
Line2021202220232024Change
Assets
Total assets20/58€80,605€213,873€221,883€290,524▲ 30.9%
Fixed assets21/28€8,649-€882€7,613▲ 763%
Intangible fixed assets21€0----
Tangible fixed assets22/27€8,649-€882€7,613▲ 763%
Furniture and vehicles24€8,649-€882€7,613▲ 763%
Current assets29/58€71,956€213,873€221,001€282,911▲ 28.0%
Amounts receivable after more than one year29-€35,000€40,650€33,758▼ 17.0%
Other amounts receivable291-€35,000€40,650€33,758▼ 17.0%
Stocks and contracts in progress3--€38,897€45,547▲ 17.1%
Stocks30/36--€38,897€45,547▲ 17.1%
Amounts receivable within one year40/41€53,671€147,996€132,457€168,012▲ 26.8%
Trade receivables40€41,341€143,087€127,740€158,852▲ 24.4%
Other amounts receivable41€12,330€4,910€4,717€9,160▲ 94.2%
Cash at bank and in hand54/58€18,285€30,199€8,385€27,943▲ 233%
Deferred charges and accrued income490/1-€678€612€7,650▲ 12×
Equity and liabilities
Total equity and liabilities10/49€80,605€213,873€221,883€290,524▲ 30.9%
Equity10/15€13,727€37,363€37,963€39,873▲ 5.0%
Contributions10/11€500€500€500€500=
Reserves13-€26,969€26,969€26,969=
Distributable reserves133-€26,969€26,969€26,969=
Profit (loss) carried forward14€13,227€9,894€10,494€12,404▲ 18.2%
Amounts payable17/49€66,878€176,510€183,920€250,651▲ 36.3%
Amounts payable within one year42/48€65,107€176,510€183,805€250,651▲ 36.4%
Trade debts44€41,097€147,410€155,564€227,893▲ 46.5%
Suppliers440/4€41,097€147,410€154,155€227,893▲ 47.8%
Bills of exchange payable441--€1,409--
Advances received on contracts in progress46€14,968€12,648€22,897€18,555▼ 19.0%
Taxes, remuneration and social security45€9,042€16,452€5,344€4,203▼ 21.3%
Taxes450/3€9,042€16,284€5,344€4,203▼ 21.3%
Remuneration and social security454/9-€168---
Accrued charges and deferred income492/3€1,772-€115--
Line2021202220232024Change
Profit (loss) for the period9904€13,227€9,894€600€1,910▲ 218%
+ Depreciation and write-downs630€3,623-€171€1,454▲ 751%
Operating cash flow (approximation)€16,849€9,894€771€3,364▲ 336%
Investment in fixed assets (approximation)----€8,185-
Change in cash-€11,914-€21,814€19,559-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2024 micro format 16-11-2025 2025-00566748
31-12-2023 micro format 31-10-2024 2024-00522379
31-12-2022 micro format 27-11-2023 2023-00516443
31-12-2021 micro format 31-08-2022 2022-20372957

Similar companies · same sector, comparable size

Of the 18,231 active companies whose main activity is activities of building architects (NACE 71111), figures are known for 6,464. 5,283 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, last change in 2025
Markowski Bogdan
Director · since 01-01-2022
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 3 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

2 people since 2022, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Markowski Bogdan
  • Director, from 01-01-2022 to date
MARKOWSKA Agata Anna
  • Statutory director, until 17-07-2025
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

AXB Construct was incorporated on 14 April 2020 as a private limited company.1 Total assets rose from €80,605 in 2021 to €290,524 in 2024.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2024

Acts, filings and financial milestones

2025
16-11
NBB filing Annual accounts filed
financial year 2024 · micro format · 108 days late
17-07
Gazette deed Resignation: MARKOWSKA Agata Anna (statutory director)
Amendment of the articles · Power of attorney4 facts ▸
  • General meeting, 08-07-2025
  • Director resignation, MARKOWSKA Agata Anna (statutory director)
  • Amendment of the articles, 15
  • Power of attorney
2024
31-10
NBB filing Annual accounts filed
financial year 2023 · micro format · 92 days late
2023
31-12
Financial Weakest financial yearnet €600 ▼93.9%
Net result drops to €600, the lowest in the series; recovery starts the following year.
27-11
NBB filing Annual accounts filed
financial year 2022 · micro format · 119 days late
23-11
Gazette deed Appointment: Markowski Bogdan (director)
3 facts ▸
  • General meeting, 31-03-2023
  • Director appointment, Markowski Bogdan (director)
  • Other provision, “gazette annexes bilingual heading and reservation notice” (deed in Dutch)
2022
31-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 31 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded14-04-2020
Financial year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
43230Insulation installation
43320Joinery installation
43331Floor and wall tiling
43910Bricklaying and masonry work
46831Wholesale of construction materials, general range
E-invoicing
Reachable via Peppol
Peppol ID 0208:0745966325
Also 9925:BE0745966325
Registered 17-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0745.966.325

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2020
registered office establishment The establishment unit on the map
Ground area
203 m²
Building footprint
85 m²
Building volume
503 m³
Parcel 34042A0920/00S002, Flanders · tallest building 8.5 m. Linked by address, not a title deed.
1 establishment unit
AXB Construct
Marcel Kintstraat(Z) 22, 8550 ZwevegemManufacture of metal structures and parts of structures
since 2020unit no. 2.301.106.749
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
34042A0920/00S002 Flanders 203 m² 1 · 85 m² 8.5 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, 1” (deed in Dutch)
“Ad nutum, herroeping niet-statutaire bestuurders” (deed in Dutch)
1 more provision on this in the deed

deed of 17-07-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Kwijting, volgende jaarvergadering” (deed in Dutch)

deed of 17-07-2025