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AW Finance

Active
Private limited companyfounded 1979active for 47 yearsVergotestraat 16, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0419.736.717
Summary

AW Finance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€24,093) and a net result of -€80,932. Equity is shrinking by about 6.8% per year across the filed financial years. Its solvency ranks better than 8% of 3,022 sector peers (NACE 66, financial year 2025). The company has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Agents and brokers in banking services
NACE 66191
4th oldest company in Sint-Lambrechts-Woluwe, Finance and insurance sector1 site
Size
€902,544total assets 2025
Equity
-€24,093
Loss
-€80,932
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts filed 27 days late1 of 2 deeds read
Signalsraises riskWeak solvency vs sectorneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 3022 sector peers (2025).
NBB · sector comparison
Position among 3022 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
27 days late
2023
21 days early
2022
26 days late
2021
14 days early
2020
16 days early
2019
50 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Where today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€80,932
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€24,093 View
  • Caution: From profit to loss in 2025after €24,079 in 2024 -€80,932 View
  • Caution: Among the weakest 5% on net resultsector median €32,542 · 3,023 companies -€80,932 View
  • Active since 1979founded 27-08-1979 47 years View

By topic

Financials

Financial year
2025
Total assets
€902,544
Loss
-€80,932
Solvency
-2.7%
Total assets▼ 16.1%
Net result
20182025
Go to Financials

Timeline

Events
52
Since
1981
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 10-07-2024Annual accounts filed
  3. 04-04-2024Registered office
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents and brokers in banking servicesNACE 66191
Founded
27-08-1979
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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