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AVO Handling

Active
Private limited companyfounded 20197 yrs activeZonnebloemstraat(BEV) 10, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0722.890.322

AVO Handling has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €16k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
95 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+41
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.97 against 1.32 in 2024; short-term debt: 24.7% and cash: 67.8% of total assets), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.5%
Return on assets
32%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
9 d early
2024
31 d early
2023
20 d early
2022
7 d late
2021
8 d late
2020
23 d early
2019
35 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€36k▲ 75.4%
2024 · €21k
2019: €4k 2020: €13k 2021: €29k 2022: €27k 2023: €27k 2024: €21k
2019 → 2025
Total assets
€49k▼ 21.1%
2024 · €62k
2019: €4k 2020: €89k 2021: €84k 2022: €69k 2023: €58k 2024: €62k
2019 → 2025
Net result
€16k▼ 11.9%
2024 · €18k
2019: €-2k 2020: €10k 2021: €4k 2022: €8k 2023: €4k 2024: €18k
2019 → 2025
Working capital
€36k▲ 172%
2024 · €13k
2020: €2k 2021: €18k 2022: €15k 2023: €16k 2024: €13k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€29k-€27k▼ 6.3%€27k▼ 1.6%€21k▼ 23.6%€36k▲ 75.4%
Operating result€7k-€14k▲ 99.3%€7k▼ 48.6%€26k▲ 249%€22k▼ 13.6%
Net result€4k-€8k▲ 130%€4k▼ 56.2%€18k▲ 394%€16k▼ 11.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €7k€7kNet result 2021: €4k€4kOperating result 2022: €14k€14kNet result 2022: €8k€8kOperating result 2023: €7k€7kNet result 2023: €4k€4kOperating result 2024: €26k€26kNet result 2024: €18k€18kOperating result 2025: €22k€22kNet result 2025: €16k€16k20212022202320242025
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets €939▼ 87.5%
Current assets €48k▼ 11.9%
Equity and liabilities €49k
Equity €36k▲ 75.4%
Debt €12k▼ 69.7%
The debt ratio falls from 66.5% to 25.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€29k
2024 · €36k
Cash flow
€22k
2024 · €28k
Solvency
74.5%
2024 · 33.5%
Current ratio
3.97
2024 · 1.32
Quick ratio
3.97
2024 · 1.32
Debt / equity
0.34
2024 · 1.99
ROE
43.0%
2024 · 85.6%
ROA
32.0%
2024 · 28.7%
Interest coverage
63.53
2024 · 56.75
Debt
€12k
2024 · €41k
Debt ≤ 1 year
€12k
2024 · €41k
Income taxes
€6k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€62k€49k
Fixed assets21/28€8k€939
Tangible fixed assets22/27€8k€939
Furniture and vehicles24€8k€939
Current assets29/58€54k€48k
Amounts receivable within one year40/41€12k€12k
Trade receivables40€11k€12k
Other amounts receivable41€988€31
Cash at bank and in hand54/58€42k€33k
Deferred charges and accrued income490/1€412€2k
Equity and liabilities
Total equity and liabilities10/49€62k€49k
Equity10/15€21k€36k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14-€16k
Amounts payable17/49€41k€12k
Amounts payable within one year42/48€41k€12k
Current portion of amounts payable after more than one year42€6k-
Trade debts44€1k€2k
Suppliers440/4€1k€2k
Taxes, remuneration and social security45€13k€8k
Taxes450/3€13k€8k
Other amounts payable47/48€21k€2k
Accrued charges and deferred income492/3-€400
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k
Other operating charges640/8€2k€1k
Gross operating margin9900€38k€30k
Operating profit (loss)9901€26k€22k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€627€451
Recurring financial charges65€627€451
Profit (loss) for the period before taxes9903€25k€22k
Income taxes67/77€7k€6k
Profit (loss) for the period9904€18k€16k
Profit (loss) for the period to be appropriated9905€18k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€18k€16k
Transfer from equity791/2€7k-
Transfer to equity691/2€634-
To other reserves6921€634-
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity triplescurrent ratio 3.97
Current ratio from 1.32 to 3.97; short-term debt falls from €41k to €12k.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €18k ▲394%
Operating result €26k, net result €18k, both a record.
11-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
08-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
08-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €10k
Net result €10k after one loss-making year.
26-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zonnebloemstraat(BEV) 109120 Beveren-Kruibeke-Zwijndrecht
Ground area
332 m²
Building footprint
105 m²
Volume, LiDAR
826 m³
Parcel 46003B0542/00P000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AVO Handling
Zonnebloemstraat(BEV) 10, 9120 Beveren-Kruibeke-ZwijndrechtActivities of head offices; management consultancy activities
since 20192.288.259.197
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46003B0542/00P000 Flanders 332 m² 1 · 104 m² 11.5 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 35,909 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-03-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.