AVNER
ActiveAVNER has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €239k and a net result of €65k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+1
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 6.37 against 3.28 in 2024; short-term debt: 14.9% and cash: 12.3% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
23.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
2 d early
2023
56 d early
2022
4 d early
2021
17 d early
2020
27 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€239k▲ 24.0%
2024 · €193k
2019: €155k
2020: €186k
2021: €200k
2022: €165k
2023: €182k
2024: €193k
2019 → 2025
Total assets
€281k▲ 4.0%
2024 · €270k
2019: €227k
2020: €232k
2021: €228k
2022: €248k
2023: €231k
2024: €270k
2019 → 2025
Net result
€65k▲ 1.7%
2024 · €64k
2019: €53k
2020: €49k
2021: €32k
2022: €32k
2023: €27k
2024: €64k
2019 → 2025
Working capital
€224k▲ 27.4%
2024 · €176k
2019: €145k
2020: €172k
2021: €188k
2022: €154k
2023: €173k
2024: €176k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€165k▼ 17.6%€182k▲ 10.7%€193k▲ 5.8%€239k▲ 24.0%
Operating result€28k-€39k▲ 38.9%€36k▼ 8.1%€80k▲ 124%€83k▲ 3.9%
Net result€32k-€32k▲ 0.3%€27k▼ 14.3%€64k▲ 134%€65k▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€15k▼ 11.8%
Current assets
€266k▲ 5.0%
Equity and liabilities €281k
Equity
€239k▲ 24.0%
Debt
€42k▼ 46.0%
The debt ratio falls from 28.6% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€89k▲
2024 · €85k
Cash flow
€71k▲
2024 · €68k
Solvency
85.1%▲
2024 · 71.4%
Current ratio
6.37▲
2024 · 3.28
Quick ratio
6.37▲
2024 · 3.28
Debt / equity
0.17▼
2024 · 0.40
ROE
27.2%▼
2024 · 33.2%
ROA
23.2%▼
2024 · 23.7%
Interest coverage
123.48
Debt
€42k▼
2024 · €77k
Debt ≤ 1 year
€42k▼
2024 · €77k
Income taxes
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€270k€281k▲
Fixed assets21/28€17k€15k▼
Tangible fixed assets22/27€16k€14k▼
Furniture and vehicles24€15k€14k▼
Other tangible fixed assets26€1k€887▼
Financial fixed assets28€250€250=
Current assets29/58€253k€266k▲
Amounts receivable after more than one year29€100k€100k=
Other amounts receivable291€100k€100k=
Amounts receivable within one year40/41€40k€10k▼
Trade receivables40€29k€9k▼
Other amounts receivable41€11k€201▼
Current investments50/53€83k€105k▲
Cash at bank and in hand54/58€18k€35k▲
Deferred charges and accrued income490/1€13k€17k▲
Equity and liabilities
Total equity and liabilities10/49€270k€281k▲
Equity10/15€193k€239k▲
Contributions10/11€56k€56k=
Reserves13€137k€183k▲
Distributable reserves133€137k€183k▲
Amounts payable17/49€77k€42k▼
Amounts payable within one year42/48€77k€42k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€21k€16k▼
Taxes450/3€21k€16k▼
Other amounts payable47/48€53k€24k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€63€190▲
Gross operating margin9900€86k€91k▲
Operating profit (loss)9901€80k€83k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B-€723
Recurring financial charges65-€723
Profit (loss) for the period before taxes9903€84k€86k▲
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€64k€65k▲
Profit (loss) for the period to be appropriated9905€64k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€65k▲
Profit (loss) brought forward from the previous period14P€2-
Transfer from equity791/2€35k€833▼
Transfer to equity691/2€46k€47k▲
To other reserves6921€46k€47k▲
Profit to be distributed694/7€53k€19k▼
Return on contributions (dividend)694€35k€833▼
Directors or managers695€18k€18k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €65k ▲1.7%
Operating result €83k, net result €65k, both a record.
30-06
Financial
Equity above €200kEq €239k ▲24%
7 profitable years in a row build equity to €239k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €27k ▼14.3%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Vîvis,Floriffoux 15150 FloreffeGround area
7,857 m²
Building footprint
318 m²
Volume, LiDAR
5,134 m³
2 parcels, Brussels, Wallonia · tallest building 29.2 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Koning Overwinnaarplein 9, 1040 Etterbeek
since 20102.191.412.320
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92046A0160/00N002 | Wallonia | 7,346 m² | 1 · 125 m² | - |
| 21362B0214/00V002 | Brussels | 511 m² | 1 · 192 m² | 29.2 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64888061IOE69GAKV302
Similar companies · same sector, comparable size
AGILE ARCHITECTS
BE 0810.365.120
Kontich · Eq €239k
APEC Group
BE 0562.789.248
Deinze · Eq €239k
BOCA
BE 0426.569.475
Eeklo · Eq €239k
VALUE DRIVERS
BE 0479.112.395
Geel · Eq €239k
RENIVER
BE 0556.971.129
Lier · Eq €239k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 14,301 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2010
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
43211General electrical installation work
46500Wholesale of information and communication equipment
46510Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.