AvLWare
ActiveAvLWare has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €35k. Its solvency ranks better than 69% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+15
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 5.73 against 2.17 in 2024; short-term debt: 16.3% and cash: 72.1% of total assets), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
33.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 79.6%
2024 · €44k
2024: €44k
2024 → 2025
Total assets
€104k▲ 42.1%
2024 · €73k
2024: €73k
2024 → 2025
Net result
€35k▲ 45.5%
2024 · €24k
2024: €24k
2024 → 2025
Working capital
€80k▲ 137%
2024 · €34k
2024: €34k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€44k-€79k▲ 79.6%
Operating result€33k-€50k▲ 50.3%
Net result€24k-€35k▲ 45.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€7k▼ 34.9%
Current assets
€97k▲ 54.8%
Equity and liabilities €104k
Equity
€79k▲ 79.6%
Debt
€25k▼ 15.0%
The debt ratio falls from 39.6% to 23.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2024 · €34k
Cash flow
€39k▲
2024 · €25k
Solvency
76.3%▲
2024 · 60.4%
Current ratio
5.73▲
2024 · 2.17
Quick ratio
5.73▲
2024 · 2.17
Debt / equity
0.31▼
2024 · 0.66
ROE
44.3%▼
2024 · 54.7%
ROA
33.8%▲
2024 · 33.0%
Interest coverage
865.41
Debt
€25k▼
2024 · €29k
Debt ≤ 1 year
€17k▼
2024 · €29k
Income taxes
€15k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€104k▲
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Furniture and vehicles24€10k€7k▼
Current assets29/58€63k€97k▲
Amounts receivable within one year40/41€14k€20k▲
Trade receivables40€14k€20k▲
Cash at bank and in hand54/58€46k€75k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€73k€104k▲
Equity10/15€44k€79k▲
Contributions10/11€20k€20k=
Outside capital11€20k-
Share premium1100/10€20k-
Reserves13€24k€59k▲
Distributable reserves133€24k€59k▲
Amounts payable17/49€29k€25k▼
Amounts payable within one year42/48€29k€17k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€23k€14k▼
Taxes450/3€15k€10k▼
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48€2k€701▼
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€470€4k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€34k€54k▲
Operating profit (loss)9901€33k€50k▲
Financial charges65/66B-€62
Recurring financial charges65-€62
Profit (loss) for the period before taxes9903€33k€50k▲
Income taxes67/77€9k€15k▲
Profit (loss) for the period9904€24k€35k▲
Profit (loss) for the period to be appropriated9905€24k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€35k▲
Transfer to equity691/2€24k€35k▲
To other reserves6921€24k€35k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 5.73
Current ratio from 2.17 to 5.73; short-term debt falls from €29k to €17k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Bellinghenlaan 311910 KampenhoutGround area
1,116 m²
Building footprint
153 m²
Volume, LiDAR
833 m³
Parcel 23038D0706/00M002, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AVLWARE
since 20242.361.608.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038D0706/00M002 | Flanders | 1,115 m² | 1 · 153 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEO
BE 0809.134.210
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Adeptive Solutions
BE 0699.594.484
Oud-Turnhout · Eq €79k
STYX CONSULTING
BE 0765.432.641
Florenville · Eq €79k
KH-IT
BE 0746.587.917
Duffel · Eq €79k
GIGAWEB
BE 0877.878.209
Ottignies-Louvain-la-Neuve · Eq €79k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,587 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.