AVJ - Namur
ActiveSummary
The annual accounts of AVJ - Namur for financial year 2025 show a net loss of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €66,644 and a net result of -€129,557. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 12% of 664 sector peers (NACE 88, financial year 2025). The association has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 27-02-1989 Normal situation
- Activity
- Other social work without accommodation NACE 88999
- Establishment unit
- 2.155.851.229 5020 Namur, since 27-02-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 16-09-2026
Board and ownership
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €915,307
- ▲ 3.0%
- Turnover
- ≈ €1.1m
- estimated
- Deficit
- €129,557
- ▲ 34.5%
- Equity
- €66,644
- ▼ 70.9%
- Total assets
- €572,130
- ▼ 0.6%
- Employees on 31-12-2025
- 30
- ▲ 25.0%
- 2025 accounts filed 24 days after the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €129,557, the second in a row (financial year 2025)lowers riskLegal form: non-profit associationLiquidity: current ratio 2.09, cash €358,322Sector: Social work activities without accommodation (NACE 88)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small). It does better than 14% of them on solvency, 77% on liquidity, 3% on profitability and 4% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Reappointments: Baudouin JAMBE, Nadine DELFORGE and Benoît DEGUELLE
- · Gazette deed Reappointments: Emmanuel DEWANDRE, Baudouin MAHIAT and 2 others
- · Gazette deed Resignation: Stephan VAN LERBERGHE (director)Appointments: DELFORGE Nadine, JAMBE Baudouin and DEGUELLE Benoît
Comparable companies
These companies have the same main activity as AVJ - Namur: other social work without accommodation (NACE 88999). They are comparable in size and age: total assets between €448,000 and €623,000, founded between 1983 and 1996.
| Company | Total assets | Gross margin |
|---|---|---|
| AVJ - Namur Namur | €0.6m | €0.9m |
| AVJ 24/24 Aiseau-Presles | €0.6m | €1.1m |
| LE QUINQUET Soignies | €0.6m | €1.0m |
| AVJ Bertrix-Lux Bertrix | €0.4m | €1.1m |
| AIDE AUX FAMILLES Bassenge | €0.6m | €1.1m |
| Mission régionale pour l'Insertion et l'Emploi pour Verviers Verviers | €0.6m | €1.2m |
| LA RECRE Namur | €0.6m | €1.1m |
Key facts about AVJ - Namur
- What is the company number of AVJ - Namur?
- The company number of AVJ - Namur is 0439.194.323. The VAT number is the same number with BE in front: BE 0439.194.323.
- Where is AVJ - Namur based?
- The registered office is at Rue des Broux(VD) 25, 5020 Namur.Company details
- What does AVJ - Namur do?
- According to the KBO register, the main activity is other social work without accommodation (NACE 88999).
- What is the legal form of AVJ - Namur?
- The legal form of AVJ - Namur is Non-profit association (VZW).
- When was AVJ - Namur founded?
- AVJ - Namur was founded on 27-02-1989.
- Is AVJ - Namur still active?
- Yes, AVJ - Namur is an active enterprise in the KBO register.
- How many employees does AVJ - Namur have?
- AVJ - Namur had an average of 20.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of AVJ - Namur?
- The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €915,307 and 30 comparable companies (NACE 889). It probably lies between €1.0m and €1.2m. In financial year 2023 turnover was €93.
- Is AVJ - Namur profitable?
- In financial year 2025, AVJ - Namur made a loss of €129,557.
- Where can I find the annual accounts of AVJ - Namur?
- AVJ - Namur filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AVJ - Namur due?
- AVJ - Namur must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.