AVIGO
ActiveAVIGO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €12k. Equity is shrinking by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency79▼-21
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 2.62 in 2024), but 57.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
20 d early
2022
7 d early
2021
17 d early
2020
46 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€19k=
2024 · €19k
2019: €112k
2020: €129k
2021: €24k
2022: €20k
2023: €20k
2024: €19k
2019 → 2025
Total assets
€44k▲ 58.1%
2024 · €28k
2019: €147k
2020: €143k
2021: €100k
2022: €86k
2023: €78k
2024: €28k
2019 → 2025
Net result
€12k
2024 · €-956
2019: €17k
2020: €18k
2021: €52k
2022: €54k
2023: €31k
2024: €-956
2019 → 2025
Working capital
€16k▲ 10.5%
2024 · €15k
2019: €100k
2020: €119k
2021: €18k
2022: €19k
2023: €21k
2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€20k▼ 15.3%€20k=€19k▼ 9.1%€19k=
Operating result€70k-€72k▲ 2.2%€41k▼ 42.4%€3k▼ 93.5%€19k▲ 602%
Net result€52k-€54k▲ 3.0%€31k▼ 42.1%€-956€12k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 602% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€2k▼ 40.7%
Current assets
€41k▲ 73.8%
Equity and liabilities €44k
Equity
€19k=
Debt
€25k▲ 176%
The debt ratio rises from 32.9% to 57.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€20k▲
2024 · €4k
Cash flow
€13k▲
2024 · €-119
Solvency
42.4%▼
2024 · 67.1%
Current ratio
1.65▼
2024 · 2.62
Quick ratio
1.65▼
2024 · 2.62
Debt / equity
1.36▲
2024 · 0.49
ROE
64.1%▲
2024 · -5.2%
ROA
27.2%▲
2024 · -3.5%
Interest coverage
16.39▲
2024 · 2.25
Debt
€25k▲
2024 · €9k
Debt ≤ 1 year
€25k▲
2024 · €9k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€44k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€0€0=
Current assets29/58€24k€41k▲
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€8k€7k▼
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€8k€24k▲
Deferred charges and accrued income490/1€2k€150▼
Equity and liabilities
Total equity and liabilities10/49€28k€44k▲
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Amounts payable17/49€9k€25k▲
Amounts payable within one year42/48€9k€25k▲
Trade debts44€8k€13k▲
Suppliers440/4€8k€13k▲
Taxes, remuneration and social security45€135-
Taxes450/3€135-
Other amounts payable47/48€1k€12k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€837€2k▲
Other operating charges640/8€2k€944▼
Gross operating margin9900€5k€21k▲
Operating profit (loss)9901€3k€19k▲
Financial income75/76B€122€254▲
Recurring financial income75€122€254▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€1k€18k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€-956€12k▲
Profit (loss) for the period to be appropriated9905€-956€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-956€12k▲
Transfer from equity791/2€2k-
Profit to be distributed694/7€899€12k▲
Return on contributions (dividend)694€899€12k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-956 ▼103%
Net result drops to €-956, the lowest in the series; recovery starts the following year.
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €54k ▲3%
Operating result €72k, net result €54k, both a record.
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Liquidity triplescurrent ratio 9.81
Current ratio from 3.83 to 9.81; short-term debt falls from €35k to €14k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Asserweg 103690 ZutendaalGround area
514 m²
Building footprint
138 m²
Volume, LiDAR
523 m³
Parcel 71067A0193/00W002, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AVIGO bvba
since 20132.221.984.542
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71067A0193/00W002 | Flanders | 514 m² | 1 · 138 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,127 companies in sector 46190 we hold annual accounts for 2,554. 1,617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2013
Fiscal year end30-06
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:avigo@telenet.be
Phone:0478243616