The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as AVERTA has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for AVERTA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Incorporation
Founding capital of €5,000, 100 shares · Founder: Name hiddenVisible after signing in · Appointment: Hidden nameVisible after signing in (statutory director) · published on 06-02-2023 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as AVERTA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €175,000 and €218,000, founded between 2022 and 2023.
AVERTA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,336 and a net result of €30,361.
Its solvency ranks better than 42% of 41,211 sector peers (NACE 70, financial year 2025).
micro format, filed on 24-07-2026, 7 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €94,000 and €160,000.
Balance sheet
balance sheet total €191,505 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
59,798
103,293
42,781
73,440
0
62,099
46,768
-
79,687
53,095
46.1%
39.2%
1.98
1.99
1.17
1.55
34.4%
92.9%
15.9%
36.5%
29.44
31.15
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
Tangible fixed assets
-
€62,099
€12,420
€18,799
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on AVERTA
The operating result for 2025 is 44% lower than in 2024.
Debt's share of the balance-sheet total falls from 60.8% to 53.9%. Equity and debt are higher.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
1 director, since incorporation
Name after signing inVisible after signing in
Statutory director
appointed by deed of 06-02-2023term without a fixed end
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
202320242025202620272028
Name hiddenVisible after signing in Statutory director
Board
Mandates as a list
Hidden nameVisible after signing in
Statutory director, appointed by deed of 06-02-2023, still in office
IncorporationFounding capital of €5,000, 100 shares · Founder: Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (statutory director) · published on 06-02-20235 points ▸
Founder, Hidden nameVisible after signing in
Founding capital, €5,000, 100 shares
Director appointment, Name after signing inVisible after signing in (statutory director), mentioned twice in the deed
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
AVERTA was incorporated on 2 February 2023 as a private limited company by one natural person, with a starting capital of €5,000.12Hidden nameVisible after signing in is statutory director of the company, appointed by deed of 06-02-2023.2The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“Consulting in het algemeen; Consultancy inzake bedrijfsprocessen voor buitenlandse en binnenlandse bedrijven; Het verlenen van advies en…”
15 activities
Consulting in het algemeen;
Consultancy inzake bedrijfsprocessen voor buitenlandse en binnenlandse bedrijven;
Het verlenen van advies en management alsook het uitvoeren van alle studies en onderzoek,het verrichten van marktonderzoek,promotie,raadgeving,prospectie,marketing,software development,engineering en consulting;technisch,organisatorisch,commercieel,administratief,financieel,fiscaal en juridisch beheer en advies,dit alles in de meest ruime betekenis;
Het verlenen van dienstprestaties van economische aard,zowel in eigen beheer als in deelname met derden,daarin begrepen alle commissie- en makelaarsactiviteiten,activiteiten van tussenpersoon,makelaar of agent,het organiseren van commerciële manifestaties,handelsbeurzen en andere,het uitoefenen van consultancy activiteiten;
De publiciteit,reclame,marketing en algemene communicatie onder alle vormen en het uitvoeren van alle werken die voor de verwezenlijking van publiciteit,reclame,marketing en algemene communicatie noodzakelijk zijn zonder enige beperking;
Het bevorderen van de oprichting van vennootschappen door inbreng,participaties of investering.
Het verwerven en aanhouden van participaties,in eender welke vorm,in alle bestaande of op te richten,industriële,commerciële,financiële,landbouw- of immobiliënvennootschappen of ondernemingen;het stimuleren,de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen,waarin ze een participatie aanhoudt;het deelnemen aan hun beheer,bestuur,vereffening,en toezicht alsmede het verlenen van technische,administratieve en financiële bijstand aan deze vennootschappen en ondernemingen;
Adviesbureau op het gebied van public relations en communicatie;
Het verstrekken van onderwijs en opleidingen en het geven van lezingen,digitale workshops,digitale webinars en voordrachten in de meest ruime zin evenals het schrijven en publiceren van artikelen en boeken hieromtrent;
Het verkopen van handleidingen,playbooks alsook trainingspakketten;
Het verschaffen,zowel aan individuele personen als aan vennootschappen,van alle prestaties,diensten en adviezen inzake management,bedrijfsbeheer en bedrijfsvoering,alsook het ontwikkelen van projecten daaromtrent en dit alles in alle mogelijke sectoren (industrieel,commercieel,diensten,…);
Het uitvoeren van administratieve en ondersteunende activiteiten voor kantoren en ondernemingen;
Het waarnemen van bestuursfuncties in Belgische of buitenlandse ondernemingen,zowel op basis van contractuele relaties als statutaire benoemingen en in de hoedanigheid van extern raadgever of orgaan van deze onderneming;
De tennis- & padelsport te bevorderen en daartoe behoren onder andere:Het organiseren en/of promoten van sportevenementen Het organiseren en/of promoten van sportopleidingen in tennis,padel,enz.Het organiseren en/of promoten van (omni)sportkampen,sportvormingen rond tennis,padel,enz.Het organiseren en/of promoten van activiteiten door en/of voor sportinstructeurs,sportleraars en beroepstrainers Het organiseren en/of promoten van spelen en animatie op het gebied van spelen Het organiseren en/of promoten van stages,lesgeven,…
De activiteiten van een horeca-uitbating en organisator van allerhande evenementen en manifestaties,in de ruimste zijn,(zoals (ten titel van voorbeeld en dus niet beperkend) de inrichting,de uitbating,de huur en verhuur,de leiding en het bestuur van tearooms,restaurants,cafés,brasseries,bistro’s snackbars,kantines,feest- vergader- en spektakelzalen,dancings,musichalls,private clubs,sport- en ontspanningsclubs,biljart – en snookerzalen,speelzalen,feesttenten,hotels en traiteurszaken en alle andere al dan niet verplaatsbare inrichtingen en gelegenheden waar zowel alcoholische dranken,snacks en maaltijden te koop of voor verbruik ter plaatse worden aangeboden of waar ontspannings- of sportmogelijkheden geboden worden,alsmede het organiseren,inrichten en verzorgen van feesten,recepties,tentoonstellingen,markten,beurzen,seminaries en manifestaties allerhande.