AversusB
ActiveAversusB has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €5k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency85▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 3.47 in 2024; short-term debt: 40% and cash: 77.8% of total assets), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
9.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
43 d early
2023
14 d early
2022
54 d early
2021
8 d early
2020
30 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 21.4%
2024 · €46k
2018: €21k
2019: €21k
2020: €37k
2021: €49k
2022: €51k
2023: €49k
2024: €46k
2018 → 2025
Total assets
€60k▼ 6.4%
2024 · €64k
2018: €41k
2019: €37k
2020: €52k
2021: €58k
2022: €52k
2023: €56k
2024: €64k
2018 → 2025
Net result
€5k▲ 28.1%
2024 · €4k
2018: €14k
2019: €6k
2020: €15k
2021: €12k
2022: €2k
2023: €-2k
2024: €4k
2018 → 2025
Working capital
€36k▼ 20.9%
2024 · €45k
2018: €21k
2019: €21k
2020: €37k
2021: €40k
2022: €45k
2023: €46k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€51k▲ 3.7%€49k▼ 3.6%€46k▼ 6.1%€36k▼ 21.4%
Operating result€18k-€4k▼ 77.2%€-261€8k€10k▲ 30.8%
Net result€12k-€2k▼ 85.2%€-2k€4k€5k▲ 28.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€241▼ 58.6%
Current assets
€60k▼ 6.0%
Equity and liabilities €60k
Equity
€36k▼ 21.4%
Debt
€24k▲ 31.1%
The debt ratio rises from 28.5% to 40.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €10k
Cash flow
€6k▼
2024 · €7k
Solvency
60.0%▼
2024 · 71.5%
Current ratio
2.49▼
2024 · 3.47
Quick ratio
2.49▼
2024 · 3.47
Debt / equity
0.67▲
2024 · 0.40
ROE
15.1%▲
2024 · 9.2%
ROA
9.1%▲
2024 · 6.6%
Interest coverage
67.82▲
2024 · 56.80
Debt
€24k▲
2024 · €18k
Debt ≤ 1 year
€24k▲
2024 · €18k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€60k▼
Fixed assets21/28€581€241▼
Tangible fixed assets22/27€581€241▼
Furniture and vehicles24€581€241▼
Current assets29/58€63k€60k▼
Amounts receivable within one year40/41€26k€13k▼
Trade receivables40€26k€13k▼
Cash at bank and in hand54/58€37k€47k▲
Equity and liabilities
Total equity and liabilities10/49€64k€60k▼
Equity10/15€46k€36k▼
Contributions10/11€12k€12k=
Reserves13€33k€24k▼
Distributable reserves133€33k€24k▼
Amounts payable17/49€18k€24k▲
Amounts payable within one year42/48€18k€24k▲
Trade debts44€688€476▼
Suppliers440/4€688€476▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€8k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€341▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€11k€12k▲
Operating profit (loss)9901€8k€10k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€175€152▼
Recurring financial charges65€175€152▼
Profit (loss) for the period before taxes9903€7k€10k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€5k▲
Profit (loss) brought forward from the previous period14P€-2k-
Transfer from equity791/2€7k€15k▲
Transfer to equity691/2€2k€5k▲
To other reserves6921€2k€5k▲
Profit to be distributed694/7€7k€15k▲
Return on contributions (dividend)694€7k€15k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼201%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 26.32
Current ratio from 5.42 to 26.32; short-term debt falls from €9k to €2k.
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €15k ▲138%
Operating result €22k, net result €15k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenbakkersweg 293090 OverijseGround area
400 m²
Building footprint
73 m²
Volume, LiDAR
480 m³
Parcel 23546L0631/00X000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Steenbakkersweg 29, 3090 Overijse
since 20122.206.377.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23546L0631/00X000 | Flanders | 400 m² | 1 · 73 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FBDT
BE 0789.439.448
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VEDIS
BE 0476.296.526
Lobbes · Eq €36k
IT DIVISION
BE 0832.734.508
Deerlijk · Eq €36k
move2cloud
BE 0457.922.152
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Fusion ArTech
BE 0728.789.209
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-01-2012
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.