AVEC
ActiveAVEC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €135k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 3418 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency18▲+1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.07 in 2024), and 92.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.4%
Return on assets
85.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3418 sector peers (2025).
NBB · sector comparisonPosition among 3418 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
121 d early
2024
135 d early
2023
125 d early
2022
145 d early
2021
146 d early
2020
144 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 1.0%
2024 · €11k
2020: €17k
2021: €61k
2022: €112k
2023: €120k
2024: €11k
2020 → 2025
Total assets
€158k▼ 12.1%
2024 · €179k
2020: €32k
2021: €71k
2022: €121k
2023: €131k
2024: €179k
2020 → 2025
Net result
€135k▲ 54.2%
2024 · €88k
2020: €13k
2021: €45k
2022: €51k
2023: €59k
2024: €88k
2020 → 2025
Working capital
€12k▲ 10.4%
2024 · €11k
2020: €15k
2021: €60k
2022: €98k
2023: €116k
2024: €11k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€112k▲ 82.8%€120k▲ 7.4%€11k▼ 90.4%€12k▲ 1.0%
Operating result€58k-€66k▲ 13.0%€76k▲ 14.3%€112k▲ 48.1%€176k▲ 57.2%
Net result€45k-€51k▲ 14.3%€59k▲ 15.0%€88k▲ 48.4%€135k▲ 54.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 57% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€324▼ 15.6%
Current assets
€158k▼ 12.1%
Equity and liabilities €158k
Equity
€12k▲ 1.0%
Debt
€146k▼ 13.0%
The debt ratio falls from 93.6% to 92.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€176k▲
2024 · €116k
Cash flow
€136k▲
2024 · €91k
Solvency
7.4%▲
2024 · 6.4%
Current ratio
1.08▲
2024 · 1.07
Quick ratio
1.08▲
2024 · 1.07
Debt / equity
12.60▼
2024 · 14.62
ROE
1164.0%▲
2024 · 762.4%
ROA
85.6%▲
2024 · 48.8%
Interest coverage
3920.02▲
2024 · 1833.49
Debt
€146k▼
2024 · €168k
Debt ≤ 1 year
€145k▼
2024 · €168k
Income taxes
€41k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€158k▼
Fixed assets21/28€384€324▼
Tangible fixed assets22/27€384€324▼
Furniture and vehicles24€384€324▼
Current assets29/58€179k€158k▼
Amounts receivable within one year40/41€900€50k▲
Trade receivables40-€48k
Other amounts receivable41€900€1k▲
Cash at bank and in hand54/58€178k€107k▼
Deferred charges and accrued income490/1€168€827▲
Equity and liabilities
Total equity and liabilities10/49€179k€158k▼
Equity10/15€11k€12k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€6k€7k▲
Amounts payable17/49€168k€146k▼
Amounts payable within one year42/48€168k€145k▼
Trade debts44€75€171▲
Suppliers440/4€75€171▲
Taxes, remuneration and social security45€8k€30k▲
Taxes450/3€8k€30k▲
Other amounts payable47/48€160k€115k▼
Accrued charges and deferred income492/3€15€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€680▼
Other operating charges640/8€885€960▲
Gross operating margin9900€116k€177k▲
Operating profit (loss)9901€112k€176k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Non-recurring financial income76B€0€0▼
Financial charges65/66B€63€45▼
Recurring financial charges65€63€45▼
Profit (loss) for the period before taxes9903€112k€176k▲
Income taxes67/77€24k€41k▲
Profit (loss) for the period9904€88k€135k▲
Profit (loss) for the period to be appropriated9905€88k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€202k€142k▼
Profit (loss) brought forward from the previous period14P€115k€6k▼
Profit to be distributed694/7€196k€135k▼
Return on contributions (dividend)694€196k€135k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
State Gazette act
General meeting · Auditor reappointment
Director reappointment
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €135k ▲54.2%
Operating result €176k, net result €135k, both a record.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €112k ▲82.8%
3 profitable years in a row build equity to €112k.
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 7.15
Current ratio from 2.06 to 7.15; short-term debt falls from €15k to €10k.
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-09
State Gazette act
General meeting · Legal-form conversion
Net-asset statement · Director resignation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Vivegnis 2544000 LiègeGround area
269 m²
Building footprint
59 m²
Volume, LiDAR
509 m³
Parcel 62810B0973/00N002, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AVEC
since 20202.306.734.036
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62810B0973/00N002 | Wallonia | 269 m² | 1 · 58 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyAVECBE 0748.899.188
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 4,549 companies in sector 74999 we hold annual accounts for 1,932. 1,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2020
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.