AVE
ActiveThe annual accounts of AVE for fiscal year 2025 show a net loss of 151% of total assets and of 76% of the equity at the start of that year. The 2025 annual accounts show equity of €14k and a net result of €-44k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 55% of 629 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-54
Solvency73▼-27
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.68 against 4.62 in 2024; short-term debt: 51.1% and cash: 0.3% of total assets), and 52.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.5%
Return on assets
-150.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-44k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
24 d early
2023
63 d early
2022
31 d early
2021
26 d early
2020
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-44k▼ 448%
2024 · €-8k
2020: €-6k
2021: €21k
2022: €29k
2023: €43k
2024: €-8k
2020 → 2025
Working capital
€-5k
2024 · €35k
2020: €-16k
2021: €4k
2022: €33k
2023: €35k
2024: €35k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€47k▲ 161%€66k▲ 39.9%€58k▼ 12.2%€14k▼ 76.0%
Operating result€30k-€40k▲ 33.4%€59k▲ 48.6%€-6k€-44k▼ 682%
Net result€21k-€29k▲ 36.0%€43k▲ 50.0%€-8k€-44k▼ 448%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €44k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€19k▼ 17.4%
Current assets
€10k▼ 77.2%
Equity and liabilities €29k
Equity
€14k▼ 76.0%
Debt
€15k▲ 55.5%
The debt ratio rises from 14.5% to 52.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-40k▼
2024 · €4k
Cash flow
€-40k▼
2024 · €2k
Solvency
47.5%▼
2024 · 85.5%
Current ratio
0.68▼
2024 · 4.62
Quick ratio
0.68▼
2024 · 4.62
Debt / equity
1.10▲
2024 · 0.17
ROE
-317.5%▼
2024 · -13.9%
ROA
-150.9%▼
2024 · -11.9%
Interest coverage
-360.70▼
2024 · 60.27
Debt
€15k▲
2024 · €10k
Debt ≤ 1 year
€15k▲
2024 · €10k
Income taxes
€267▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€29k▼
Formation expenses20-€0
Fixed assets21/28€23k€19k▼
Tangible fixed assets22/27€23k€19k▼
Furniture and vehicles24€2k€608▼
Other tangible fixed assets26€21k€18k▼
Financial fixed assets28€85€85=
Current assets29/58€45k€10k▼
Amounts receivable within one year40/41€26k€9k▼
Trade receivables40€18k€0▼
Other amounts receivable41€8k€9k▲
Cash at bank and in hand54/58€18k€98▼
Deferred charges and accrued income490/1€960€656▼
Equity and liabilities
Total equity and liabilities10/49€68k€29k▼
Equity10/15€58k€14k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€55k€11k▼
Amounts payable17/49€10k€15k▲
Amounts payable within one year42/48€10k€15k▲
Trade debts44€529€3k▲
Suppliers440/4€529€3k▲
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48-€5k
Accrued charges and deferred income492/3€154€400▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€4k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€7k€-38k▼
Operating profit (loss)9901€-6k€-44k▼
Financial charges65/66B€68€110▲
Recurring financial charges65€68€110▲
Profit (loss) for the period before taxes9903€-6k€-44k▼
Income taxes67/77€2k€267▼
Profit (loss) for the period9904€-8k€-44k▼
Profit (loss) for the period to be appropriated9905€-8k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€11k▼
Profit (loss) brought forward from the previous period14P€63k€55k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.62
Current ratio from 1.92 to 4.62; short-term debt falls from €38k to €10k.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2020net €43k ▲50%
Operating result €59k, net result €43k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.43
Current ratio from 1.16 to 2.43; short-term debt falls from €26k to €23k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 1.16
Current ratio from 0.20 to 1.16.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stijn Streuvelslaan 53090 OverijseGround area
1,230 m²
Building footprint
148 m²
Volume, LiDAR
977 m³
Parcel 23543O0002/00S003, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stijn Streuvelslaan 5, 3090 Overijse
since 20192.293.906.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23543O0002/00S003 | Flanders | 1,230 m² | 1 · 148 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 180 EUR awarded · 180 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 180 EUR | 180 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2019
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.