AVBC
ActiveSummary
AVBC has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €403k and a net result of €41k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 34% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38▼-10
Solvency58▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.14 in 2024; short-term debt: 24% and cash: 14.6% of total assets), and 67% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
8 d early
2024
8 d early
2023
30 d late
2022
11 d early
2021
30 d late
2020
30 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€403k▲ 23.3%
2024 · €327k
2018: €57klowest value
2019: €83k▲ +47.0% vs 2018
2021: €167k
2022: €204k▲ +22.4% vs 2021
2023: €264k▲ +29.7% vs 2022
2024: €327k▲ +23.5% vs 2023
2025: €403k▲ +23.3% vs 2024highest value
2018 → 2025
Total assets
€1.22M▲ 16.6%
2024 · €1.05M
2018: €98k
2019: €189k▲ +93.1% vs 2018
2020: €10k▼ -94.7% vs 2019lowest in 8 years
2021: €296k▲ +2860% vs 2020
2022: €526k▲ +77.6% vs 2021
2023: €893k▲ +69.9% vs 2022
2024: €1.05M▲ +17.4% vs 2023
2025: €1.22M▲ +16.6% vs 2024highest in 8 years
2018 → 2025
Net result
€41k▼ 41.4%
2024 · €70k
2018: €8klowest value
2019: €27k▲ +236% vs 2018
2021: €46k
2022: €37k▼ -18.2% vs 2021
2023: €76k▲ +103% vs 2022highest value
2024: €70k▼ -7.3% vs 2023
2025: €41k▼ -41.4% vs 2024
2018 → 2025
Working capital
€82k▲ 196%
2024 · €28k
2018: €28k
2019: €54k▲ +91.3% vs 2018
2021: €132khighest value
2022: €68k▼ -48.3% vs 2021
2023: €98k▲ +43.8% vs 2022
2024: €28k▼ -71.8% vs 2023lowest value
2025: €82k▲ +196% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€204k▲ 22.4%€264k▲ 29.7%€327k▲ 23.5%€403k▲ 23.3%
2021: €167klowest in 5 years
2022: €204k▲ +22.4% vs 2021
2023: €264k▲ +29.7% vs 2022
2024: €327k▲ +23.5% vs 2023
2025: €403k▲ +23.3% vs 2024highest in 5 years
Operating result€61k-€52k▼ 15.6%€111k▲ 115%€182k▲ 63.4%€150k▼ 17.3%
2021: €61k
2022: €52k▼ -15.6% vs 2021lowest in 5 years
2023: €111k▲ +115% vs 2022
2024: €182k▲ +63.4% vs 2023highest in 5 years
2025: €150k▼ -17.3% vs 2024
Net result€46k-€37k▼ 18.2%€76k▲ 103%€70k▼ 7.3%€41k▼ 41.4%
2021: €46k
2022: €37k▼ -18.2% vs 2021lowest in 5 years
2023: €76k▲ +103% vs 2022highest in 5 years
2024: €70k▼ -7.3% vs 2023
2025: €41k▼ -41.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€847k ▲ 3.3%
Current assets
€376k ▲ 64.2%
Equity and liabilities €1.22M
Equity
€403k ▲ 23.3%
Debt
€820k ▲ 13.6%
Debt's share of the balance-sheet total falls from 68.8% to 67.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€235k▼
2024 · €244k
Cash flow
€125k▼
2024 · €132k
Current ratio
1.28▲
2024 · 1.14
Quick ratio
1.03▲
2024 · 0.93
Debt to equity
2.03▼
2024 · 2.21
ROE
10.2%▼
2024 · 21.5%
ROA
3.4%▼
2024 · 6.7%
Interest coverage
1.84▼
2024 · 2.45
Debt ≤ 1 year
€294k▲
2024 · €201k
Debt > 1 year
€526k▲
2024 · €520k
Income taxes
€10k▼
2024 · €24k
Staff costs
€379k▲
2024 · €267k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.22M▲
Fixed assets21/28€819k€847k▲
Intangible fixed assets21€4k€1k▼
Tangible fixed assets22/27€816k€845k▲
Land and buildings22€722k€698k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€29k€109k▲
Leasing and similar rights25€31k€13k▼
Other tangible fixed assets26€28k€21k▼
Financial fixed assets28€125€125▲
Current assets29/58€229k€376k▲
Stocks and contracts in progress3€41k€75k▲
Stocks30/36€41k€75k▲
Amounts receivable within one year40/41€51k€96k▲
Trade receivables40€28k€10k▼
Other amounts receivable41€23k€86k▲
Cash at bank and in hand54/58€118k€178k▲
Deferred charges and accrued income490/1€19k€27k▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.22M▲
Equity10/15€327k€403k▲
Contributions10/11€31k€31k=
Reserves13€296k€311k▲
Distributable reserves133€296k€311k▲
Investment grants15-€62k
Amounts payable17/49€722k€820k▲
Amounts payable after more than one year17€520k€526k▲
Financial debts170/4€520k€526k▲
Amounts payable within one year42/48€201k€294k▲
Current portion of amounts payable after more than one year42€56k€60k▲
Financial debts43€10k-
Other loans439€10k-
Trade debts44€32k€55k▲
Suppliers440/4€32k€55k▲
Taxes, remuneration and social security45€18k€29k▲
Taxes450/3€12k€4k▼
Remuneration and social security454/9€7k€24k▲
Other amounts payable47/48€85k€150k▲
Income statement
Code20242025
Non-recurring operating income76A-€195
Remuneration, social security and pensions62€267k€379k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€84k▲
Other operating charges640/8€2k€6k▲
Non-recurring operating charges66A-€682
Gross operating margin9900€513k€620k▲
Operating profit (loss)9901€182k€150k▼
Financial income75/76B€12k€29k▲
Recurring financial income75€12k€29k▲
Financial charges65/66B€99k€128k▲
Recurring financial charges65€99k€128k▲
Profit (loss) for the period before taxes9903€94k€52k▼
Income taxes67/77€24k€10k▼
Profit (loss) for the period9904€70k€41k▼
Profit (loss) for the period to be appropriated9905€70k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€41k▼
Profit (loss) brought forward from the previous period14P€20k-
Transfer from equity791/2-€27k
Transfer to equity691/2€82k€41k▼
To the legal reserve6920€20k-
To other reserves6921€62k€41k▼
Profit to be distributed694/7€8k€27k▲
Return on contributions (dividend)694€8k€27k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4k | €3k | - | €195 | - |
| Remuneration, social security and pensions62 | €132k | €160k | €245k | €267k | €379k | ▲ 41.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €24k | €41k | €62k | €84k | ▲ 36.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €21k | - | - | - | - |
| Other operating charges640/8 | €6k | €2k | €3k | €2k | €6k | ▲ 220% |
| Non-recurring operating charges66A | - | - | - | - | €682 | - |
| Gross operating margin9900 | €223k | €259k | €401k | €513k | €620k | ▲ 20.8% |
| Operating profit (loss)9901 | €61k | €52k | €111k | €182k | €150k | ▼ 17.3% |
| Financial income75/76B | €8k | €10k | €13k | €12k | €29k | ▲ 145% |
| Recurring financial income75 | €8k | €10k | €13k | €12k | €29k | ▲ 145% |
| Financial charges65/66B | €7k | €8k | €20k | €99k | €128k | ▲ 28.2% |
| Recurring financial charges65 | €7k | €8k | €20k | €99k | €128k | ▲ 28.2% |
| Profit (loss) for the period before taxes9903 | €63k | €53k | €104k | €94k | €52k | ▼ 45.2% |
| Income taxes67/77 | €17k | €16k | €28k | €24k | €10k | ▼ 56.5% |
| Profit (loss) for the period9904 | €46k | €37k | €76k | €70k | €41k | ▼ 41.4% |
| Profit (loss) for the period to be appropriated9905 | €46k | €37k | €76k | €70k | €41k | ▼ 41.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €296k | €526k | €893k | €1.05M | €1.22M | ▲ 16.6% |
| Fixed assets21/28 | €113k | €309k | €564k | €819k | €847k | ▲ 3.3% |
| Intangible fixed assets21 | €7k | €9k | €6k | €4k | €1k | ▼ 72.8% |
| Tangible fixed assets22/27 | €106k | €300k | €557k | €816k | €845k | ▲ 3.7% |
| Land and buildings22 | - | €170k | €449k | €722k | €698k | ▼ 3.2% |
| Plant, machinery and equipment23 | €1k | €6k | €7k | €6k | €3k | ▼ 44.3% |
| Furniture and vehicles24 | €9k | €17k | €19k | €29k | €109k | ▲ 272% |
| Leasing and similar rights25 | €47k | €65k | €48k | €31k | €13k | ▼ 57.0% |
| Other tangible fixed assets26 | €49k | €42k | €35k | €28k | €21k | ▼ 23.9% |
| Financial fixed assets28 | €125 | €125 | €125 | €125 | €125 | ▲ 0.4% |
| Current assets29/58 | €183k | €217k | €329k | €229k | €376k | ▲ 64.2% |
| Stocks and contracts in progress3 | €11k | €20k | €32k | €41k | €75k | ▲ 81.6% |
| Stocks30/36 | €11k | €20k | €32k | €41k | €75k | ▲ 81.6% |
| Amounts receivable within one year40/41 | €52k | €80k | €66k | €51k | €96k | ▲ 88.8% |
| Trade receivables40 | €35k | €56k | €40k | €28k | €10k | ▼ 65.7% |
| Other amounts receivable41 | €17k | €25k | €26k | €23k | €86k | ▲ 279% |
| Cash at bank and in hand54/58 | €114k | €103k | €216k | €118k | €178k | ▲ 50.4% |
| Deferred charges and accrued income490/1 | €5k | €13k | €15k | €19k | €27k | ▲ 46.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €296k | €526k | €893k | €1.05M | €1.22M | ▲ 16.6% |
| Equity10/15 | €167k | €204k | €264k | €327k | €403k | ▲ 23.3% |
| Contributions10/11 | €34k | €31k | €31k | €31k | €31k | = |
| Reserves13 | €133k | €158k | €214k | €296k | €311k | ▲ 4.9% |
| Distributable reserves133 | €133k | €158k | €214k | €296k | €311k | ▲ 4.9% |
| Profit (loss) carried forward14 | €11 | €15k | €20k | - | - | - |
| Investment grants15 | - | - | - | - | €62k | - |
| Amounts payable17/49 | €129k | €322k | €629k | €722k | €820k | ▲ 13.6% |
| Amounts payable after more than one year17 | €78k | €174k | €397k | €520k | €526k | ▲ 1.0% |
| Financial debts170/4 | €78k | €174k | €397k | €520k | €526k | ▲ 1.0% |
| Amounts payable within one year42/48 | €51k | €148k | €231k | €201k | €294k | ▲ 46.1% |
| Current portion of amounts payable after more than one year42 | €16k | €29k | €90k | €56k | €60k | ▲ 7.9% |
| Financial debts43 | - | - | - | €10k | - | - |
| Other loans439 | - | - | - | €10k | - | - |
| Trade debts44 | €20k | €64k | €40k | €32k | €55k | ▲ 74.4% |
| Suppliers440/4 | €20k | €64k | €40k | €32k | €55k | ▲ 74.4% |
| Advances received on contracts in progress46 | €10k | €45k | €75k | - | - | - |
| Taxes, remuneration and social security45 | €3k | €9k | €25k | €18k | €29k | ▲ 55.9% |
| Taxes450/3 | €2k | €6k | €20k | €12k | €4k | ▼ 64.5% |
| Remuneration and social security454/9 | €525 | €3k | €5k | €7k | €24k | ▲ 263% |
| Other amounts payable47/48 | €2k | €910 | €910 | €85k | €150k | ▲ 75.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €46k | €37k | €76k | €70k | €41k | ▼ 41.4% |
| + Depreciation and write-downs630 | €24k | €24k | €41k | €62k | €84k | ▲ 36.3% |
| Operating cash flow (approximation) | €69k | €61k | €117k | €132k | €125k | ▼ 5.0% |
| Investment in fixed assets (approximation) | - | €-220k | €-296k | €-318k | €-111k | ▲ 64.9% |
| Change in cash | - | €-11k | €112k | €-97k | €60k | ▲ 161% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €76k ▲103%
Net result €76k, the highest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €204k ▲22.4%
2 profitable years in a row build equity to €204k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2024
Ground area
8,298 m²
Building footprint
1,522 m²
Volume, LiDAR
9,460 m³
2 parcels, Wallonia · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AVBC
since 20242.363.826.850
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25098G0134/00K000 | Wallonia | 7,627 m² | 1 · 1,437 m² | 11.7 m · 2 fl. |
| 25098B0075/00S000 | Wallonia | 671 m² | 1 · 85 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesAVBC SRL37604
Legal Entity Identifier
2549003MW0S3V16TAI07
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Of 9,528 companies in sector 43222 we hold annual accounts for 5,663. 4,281 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
82100Office administrative and support services
Contact
Website
www.avbc-sprl.be/
E-mail
info@avbc-sprl.be
Phone
071/817701
E-mail
info@avbc.beVillers-la-Ville
Scores and ratios are computed by Checked and are not a credit decision.