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AVB-TECH

Active
Private limited companyfounded 20242 yrs activeAssesteenweg 116A, 1740 Ternat, BelgiumKBO/BCE: BE 1010.163.344
Summary

The computed 12-month bankruptcy probability of AVB-TECH is 2.3% (moderate). The 2025 annual accounts show equity of €15,436 and a net result of €15,436. Its solvency ranks better than 66% of 28184 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.71; short-term debt: 38% and cash: 14.6% of total assets), and 38% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62%
Return on assets
62%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AVB-TECH was incorporated on 7 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€15,436
Total assets
€24,904
Net result
€15,436
Working capital
€6,714

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €24,082
Fixed assets €7,900
Current assets €16,182
Equity and liabilities €24,904
Equity €15,436
Debt €9,468
Debt finances 38.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€18,156
Cash flow
€17,617
Current ratio
1.71
Debt to equity
0.61
ROE
100.0%
ROA
62.0%
Interest coverage
33.68
Debt ≤ 1 year
€9,468

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€24,904
Formation expenses20€822
Fixed assets21/28€7,900
Tangible fixed assets22/27€7,900
Furniture and vehicles24€7,900
Current assets29/58€16,182
Amounts receivable within one year40/41€12,554
Trade receivables40€4,166
Other amounts receivable41€8,388
Cash at bank and in hand54/58€3,628
Equity and liabilities
Total equity and liabilities10/49€24,904
Equity10/15€15,436
Profit (loss) carried forward14€15,436
Amounts payable17/49€9,468
Amounts payable within one year42/48€9,468
Trade debts44€3,455
Suppliers440/4€3,455
Advances received on contracts in progress46€6,013
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,181
Other operating charges640/8€609
Gross operating margin9900€18,765
Operating profit (loss)9901€15,975
Financial charges65/66B€539
Recurring financial charges65€539
Profit (loss) for the period before taxes9903€15,436
Profit (loss) for the period9904€15,436
Profit (loss) for the period to be appropriated9905€15,436
Appropriation of the result
Profit (loss) to be appropriated9906€15,436

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,181
Other operating charges640/8€609
Gross operating margin9900€18,765
Operating profit (loss)9901€15,975
Financial charges65/66B€539
Recurring financial charges65€539
Profit (loss) for the period before taxes9903€15,436
Profit (loss) for the period9904€15,436
Profit (loss) for the period to be appropriated9905€15,436
Line2025
Assets
Total assets20/58€24,904
Formation expenses20€822
Fixed assets21/28€7,900
Tangible fixed assets22/27€7,900
Furniture and vehicles24€7,900
Current assets29/58€16,182
Amounts receivable within one year40/41€12,554
Trade receivables40€4,166
Other amounts receivable41€8,388
Cash at bank and in hand54/58€3,628
Equity and liabilities
Total equity and liabilities10/49€24,904
Equity10/15€15,436
Profit (loss) carried forward14€15,436
Amounts payable17/49€9,468
Amounts payable within one year42/48€9,468
Trade debts44€3,455
Suppliers440/4€3,455
Advances received on contracts in progress46€6,013
Line2025
Profit (loss) for the period9904€15,436
+ Depreciation and write-downs630€2,181
Operating cash flow (approximation)€17,617

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
82 m²
Building footprint
59 m²
Volume, LiDAR
495 m³
Parcel 23086A0354/00K002, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AVB TECH
Assesteenweg 116, 1740 TernatSpecialised construction activities
since 20242.360.198.753
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23086A0354/00K002 Flanders 82 m² 1 · 58 m² 10.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,043 companies in sector 43221 we hold annual accounts for 3,473. 2,213 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
41001General construction of residential buildings
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
Contact
E-mail Avb.tech.info@gmail.comTernat
Phone 0470250101Ternat
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010163344
Also 9925:BE1010163344
Registered 17-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.