Financials
- Fiscal year
- 2024
- Turnover
- €47,397
- Profit
- €8,810
- Solvency
- 90.7%
AVANTGARDE AUTO
ActiveSummary
AVANTGARDE AUTO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30,776 and a net result of €8,810. Equity is growing by ~50.1% per year across the filed fiscal years. Its solvency ranks better than 94% of 26062 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€47,397turnover 2024
- Equity
- €30,776
- Profit
- €8,810
Structure
Accounts 68 d overdue0 of 3 deeds read
Why 59Capped at 59: a confirmed filing finding- Figures for FY 2024 (filed 19-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 104 days late; 1 of the last 3 late+ Liquidity: current ratio 10.73, cash €22,105+ Equity €30,776 (90.7% of total assets)Show the evidence
Checked score
Score 2024
59
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 95% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2022
Strong
Solvency
100+20
equity 90.7% of total assets
Liquidity
100+22
short-term debt 9.3% · cash 65.1%
Profitability
100=
return on assets 26.0%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%
12-2024: 1.7%▲ +43.1% vs 11-2024
01-2025: 2.6%▲ +51.6% vs 12-2024
02-2025: 2.6%● 0.0% vs 01-2025
03-2025: 2.7%▲ +6.5% vs 02-2025
04-2025: 2.5%▼ -9.6% vs 03-2025
05-2025: 2.4%▼ -2.4% vs 04-2025
06-2025: 2.4%▼ -2.2% vs 05-2025
07-2025: 2.4%● 0.0% vs 06-2025
08-2025: 3.3%▲ +39.8% vs 07-2025
09-2025: 4.2%▲ +26.3% vs 08-2025highest value
10-2025: 4.2%● 0.0% vs 09-2025highest value
11-2025: 4.1%▼ -2.1% vs 10-2025
12-2025: 0.4%▼ -89.8% vs 11-2025
01-2026: 0.4%▼ -10.3% vs 12-2025
02-2026: 0.4%▼ -0.3% vs 01-2026
03-2026: 0.4%▼ -5.3% vs 02-2026
04-2026: 0.3%▼ -3.7% vs 03-2026
05-2026: 0.3%▼ -1.2% vs 04-2026
06-2026: 0.3%▼ -5.9% vs 05-2026lowest value
07-2026: 0.3%● 0.0% vs 06-2026lowest value
08-2026: 0.4%▲ +24.9% vs 07-2026
09-2026: 0.5%▲ +14.6% vs 08-2026
10-2026: 0.8%▲ +78.0% vs 09-2026
- Liquidity: current ratio 10.73, cash €22,105 lowers the probability
- Figures for FY 2024 (filed 19-11-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 104 days late; 1 of the last 3 late raises the probability
- Equity €30,776 (90.7% of total assets) lowers the probability
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 10.73 against 2.24 in 2022; short-term debt: 9.3% and cash: 65.1% of total assets), and 9.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 96%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-11-2025, 104 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
104 d late
2022
3 d early
2021
2 d early
2020
26 d late
2019
88 d late
2018
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Liquidity times 5current ratio 10.73
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 12-11-2025Annual accounts filed
- 31-12-2024Liquidity times 5
- 28-07-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 27-03-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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